Last updated: November 4, 2019

After many late-night working hours I am excited to introduce to you the Mintos Helper. It's an online tool built to easily select and filter out Mintos loan originators. Check out the below or read my post on rules to select loan originators.

Rules to select loan originators Comments (23) Leave a comment

  • What is Mintos Helper?
    It’s an online tool I built to help me easily select loan originators according to well defined criteria. You can filter and sort them until you end up with a list that suits your wants and needs.
  • Why Mintos Helper?
    Finding the best loan originators it’s a tedious work that requires me time and efforts to combine data from Statistics and Loan Originators pages in Mintos and scores from P2P Explore.
    As I’m usually a lazy person 😀 I looked for ways to make it much more easier for myself and save me time.
  • Do you show all loan originators?
    No. I don’t include loan originators that do not offer Buyback Guarantee.
  • Can I trust the data is up to date and accurate?
    Yes. I am doing my best to keep this data updated. If you notice something that doesn’t make sense, send me a message.
  • What are the Predefined filters?
    It’s a way to quickly select the top rated loan originators (top rated – according to my own somehow subjective opinion). So feel free to further more adjust the filters. They are just a quick way to get you started.
  • Can I do advanced filtering?
    Yes, you can. Clicking on the Filters button below will reveal a set of filters for you to use.
  • What each column represents? I want more info.
    No problem. Rollover the info button associated with each column header to learn more about the data it represents.
  • You are missing somehow important information about each loan originator.
    By default the table contains only the most important information to keep it easy to use which means some columns are hidden. You can use the Columns button to display additional columns in the table.
  • Who owns the data presented here?
    The data is taken from Mintos and P2P Explore websites while this tool is just making it easier to filter it out.
  • History of changes and improvements
    • August 27, 2019
      • I am not including anymore loan originators with specific loan types from countries that don’t have any current loans on Mintos at the moment.
    • August 21, 2019
      • added filters for currencies and investment structure.
      • made it more clear for loan originators like Aforti and Aasa that they don’t have a P2P Explore rating. Previously it was showing 0, which was misleading
      • resolved a problem with the P2P Explore rating for Vizia and Banknote
      • made it more clear what interest on delayed payments actually means
    • August 17, 2019 – initial launch

Let me know in the comments what you think about Mintos Helper. If you liked it, I would also appreciate if you share it with others.


Initializing the table, please wait...

Predefined filters: 
IDLoan originatorBranchLoan typeCountryMintos
ratings
Explore P2P
ratings
Interest on
delayed payments
Average
interest rate
Grace
period
Current % Delayed
within grace
period %
1-15 days
late %
16-30 days
late %
31-60 days
late %
60+ days
late %
Penalty
income
Skin in
the game
Bad
debt %
Default %Currency Investment
structure
1Aasa Polska S.A.AasaPersonal Loan Poland
Mintos rating: A-  |  Explore P2P rating: 0  |  Interest on late payments: Yes  |  Current: 25.82% More details
  |  Interest rate: 9.78%  |  Delayed within grace period: 26.29%  |  Grace period: 12 day(s)  |  1-15 days late: 7.15%  |  16-30 days late: 27.92%  |  31-60 days late: 12.82%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, PLN  |  Investment structure: Direct
Aasa Polska S.A.Personal LoanPolandA-N/A Yes9.78%1225.82%26.29%7.15%27.92%12.82%0%No5%0%0%EUR, PLNDirect
2AcemaAcemaMortgage Loan Czech Republic
Mintos rating: A-  |  Explore P2P rating: 61  |  Interest on late payments: No  |  Current: 69.36% More details
  |  Interest rate: 5.75%  |  Delayed within grace period: 0%  |  Grace period: 3 day(s)  |  1-15 days late: 30.64%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.05%  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR  |  Investment structure: Direct
AcemaMortgage LoanCzech RepublicA-61No5.75%369.36%0%30.64%0%0%0%Yes 5%0%0%CZK, EURDirect
5Akulaku Silvrr IndonesiaAkulakuPersonal Loan Indonesia
Mintos rating: B+  |  Explore P2P rating: 54  |  Interest on late payments: Yes  |  Current: 92.66% More details
  |  Interest rate: 10.17%  |  Delayed within grace period: 0.17%  |  Grace period: 5 day(s)  |  1-15 days late: 5.23%  |  16-30 days late: 0%  |  31-60 days late: 1.94%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
Akulaku Silvrr IndonesiaPersonal LoanIndonesiaB+54Yes10.17%592.66%0.17%5.23%0%1.94%0%No10%0%0%EURIndirect
5Akulaku Silvrr IndonesiaAkulakuShort-Term Loan Indonesia
Mintos rating: B+  |  Explore P2P rating: 54  |  Interest on late payments: Yes  |  Current: 85.13% More details
  |  Interest rate: 9.73%  |  Delayed within grace period: 4.14%  |  Grace period: 5 day(s)  |  1-15 days late: 4.22%  |  16-30 days late: 2.32%  |  31-60 days late: 4.19%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
Akulaku Silvrr IndonesiaShort-Term LoanIndonesiaB+54Yes9.73%585.13%4.14%4.22%2.32%4.19%0%No10%0%0%EURIndirect
6Alexcredit, Ltd.AlexcreditShort-Term Loan Ukraine
Mintos rating: B-  |  Explore P2P rating: 41  |  Interest on late payments: Yes  |  Current: 67.49% More details
  |  Interest rate: 12.14%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 9.9%  |  16-30 days late: 8.46%  |  31-60 days late: 14.15%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
Alexcredit, Ltd.Short-Term LoanUkraineB-41Yes12.14%067.49%0%9.9%8.46%14.15%0%No10%0%0%EURIndirect
7AlfakredytAlfakredytShort-Term Loan Poland
Mintos rating: B  |  Explore P2P rating: 45  |  Interest on late payments: Yes  |  Current: 71.4% More details
  |  Interest rate: 11.06%  |  Delayed within grace period: 0%  |  Grace period: 1 day(s)  |  1-15 days late: 13.58%  |  16-30 days late: 6.3%  |  31-60 days late: 8.73%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, PLN  |  Investment structure: Direct
AlfakredytShort-Term LoanPolandB45Yes11.06%171.4%0%13.58%6.3%8.73%0%No10%0%0%EUR, PLNDirect
8SIA ExpressCreditBanknotePersonal Loan Latvia
Mintos rating: A-  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 82.08% More details
  |  Interest rate: 11.56%  |  Delayed within grace period: 0.79%  |  Grace period: 3 day(s)  |  1-15 days late: 7.05%  |  16-30 days late: 5.35%  |  31-60 days late: 4.72%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Both
SIA ExpressCreditPersonal LoanLatviaA-77Yes11.56%382.08%0.79%7.05%5.35%4.72%0%No5%0%0%EURBoth
8SIA ExpressCreditBanknotePersonal Loan With Pledge Latvia
Mintos rating: A-  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 68.47% More details
  |  Interest rate: 8.56%  |  Delayed within grace period: 5.43%  |  Grace period: 3 day(s)  |  1-15 days late: 9.54%  |  16-30 days late: 6.98%  |  31-60 days late: 9.59%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Both
SIA ExpressCreditPersonal Loan With PledgeLatviaA-77Yes8.56%368.47%5.43%9.54%6.98%9.59%0%No5%0%0%EURBoth
9EGE FInance OyBb Finance GroupPersonal Loan Finland
Mintos rating: A-  |  Explore P2P rating: 55  |  Interest on late payments: Yes  |  Current: 67.03% More details
  |  Interest rate: 8.18%  |  Delayed within grace period: 3.53%  |  Grace period: 3 day(s)  |  1-15 days late: 8.56%  |  16-30 days late: 10.28%  |  31-60 days late: 10.59%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
EGE FInance OyPersonal LoanFinlandA-55Yes8.18%367.03%3.53%8.56%10.28%10.59%0%No5%0%0%EURDirect
10BinoBinoShort-Term Loan Latvia
Mintos rating: B-  |  Explore P2P rating: 9  |  Interest on late payments: Yes  |  Current: 75% More details
  |  Interest rate: 12.17%  |  Delayed within grace period: 8.89%  |  Grace period: 6 day(s)  |  1-15 days late: 3.35%  |  16-30 days late: 8.26%  |  31-60 days late: 4.5%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
BinoShort-Term LoanLatviaB-9Yes12.17%675%8.89%3.35%8.26%4.5%0%No10%0%0%EURIndirect
11Capital ServiceCapital ServicePersonal Loan Poland
Mintos rating: B-  |  Explore P2P rating: 57  |  Interest on late payments: Yes  |  Current: 68.38% More details
  |  Interest rate: 12.67%  |  Delayed within grace period: 0.36%  |  Grace period: 3 day(s)  |  1-15 days late: 8.46%  |  16-30 days late: 10.03%  |  31-60 days late: 12.77%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, PLN  |  Investment structure: Direct
Capital ServicePersonal LoanPolandB-57Yes12.67%368.38%0.36%8.46%10.03%12.77%0%No10%0%0%EUR, PLNDirect
13Novaloans LimitedCash4unowPersonal Loan United Kingdom
Mintos rating: B+  |  Explore P2P rating: 51  |  Interest on late payments: Yes  |  Current: 70.9% More details
  |  Interest rate: 11.63%  |  Delayed within grace period: 0%  |  Grace period: 1 day(s)  |  1-15 days late: 14.86%  |  16-30 days late: 3.76%  |  31-60 days late: 10.47%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Novaloans LimitedPersonal LoanUnited KingdomB+51Yes11.63%170.9%0%14.86%3.76%10.47%0%No10%0%0%EURDirect
14Cash Credit Mobile EADCashCreditPersonal Loan Bulgaria
Mintos rating: B  |  Explore P2P rating: 53  |  Interest on late payments: No  |  Current: 74.1% More details
  |  Interest rate: 10.33%  |  Delayed within grace period: 5.62%  |  Grace period: 3 day(s)  |  1-15 days late: 10.74%  |  16-30 days late: 6.31%  |  31-60 days late: 3.24%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Cash Credit Mobile EADPersonal LoanBulgariaB53No10.33%374.1%5.62%10.74%6.31%3.24%0%No5%-10%0%0%EURDirect
15Green Money Tree Lending Corp.CashwagonShort-Term Loan Philippines
Mintos rating: B-  |  Explore P2P rating: 37  |  Interest on late payments: Yes  |  Current: 63.43% More details
  |  Interest rate: 12.89%  |  Delayed within grace period: 5.29%  |  Grace period: 3 day(s)  |  1-15 days late: 9.31%  |  16-30 days late: 8.38%  |  31-60 days late: 13.6%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Green Money Tree Lending Corp.Short-Term LoanPhilippinesB-37Yes12.89%363.43%5.29%9.31%8.38%13.6%0%No10%0%0%EURDirect
15PEERMAN PTE. LTD.CashwagonShort-Term Loan Indonesia
Mintos rating: B-  |  Explore P2P rating: 37  |  Interest on late payments: Yes  |  Current: 60.3% More details
  |  Interest rate: 13.18%  |  Delayed within grace period: 15.17%  |  Grace period: 3 day(s)  |  1-15 days late: 0.96%  |  16-30 days late: 14.25%  |  31-60 days late: 9.33%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
PEERMAN PTE. LTD. (legal entity for listing loans on Mintos)Short-Term LoanIndonesiaB-37Yes13.18%360.3%15.17%0.96%14.25%9.33%0%No10%0%0%EURDirect
15Lendtech Co., Ltd.CashwagonShort-Term Loan Vietnam
Mintos rating: B-  |  Explore P2P rating: 37  |  Interest on late payments: Yes  |  Current: 81.19% More details
  |  Interest rate: 12.72%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 6.67%  |  16-30 days late: 4.41%  |  31-60 days late: 7.74%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
Lendtech Co., Ltd.Short-Term LoanVietnamB-37Yes12.72%081.19%0%6.67%4.41%7.74%0%No10%0%0%EURIndirect
16Creamfinance Czech s.r.o.CreamfinanceShort-Term Loan Czech Republic
Mintos rating: B  |  Explore P2P rating: 67  |  Interest on late payments: Yes  |  Current: 76.62% More details
  |  Interest rate: 9.2%  |  Delayed within grace period: 5.21%  |  Grace period: 3 day(s)  |  1-15 days late: 7.03%  |  16-30 days late: 5.48%  |  31-60 days late: 5.66%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, DKK, EUR, GEL, PLN  |  Investment structure: Direct
Creamfinance Czech s.r.o.Short-Term LoanCzech RepublicB67Yes9.2%376.62%5.21%7.03%5.48%5.66%0%No5%0%0%CZK, DKK, EUR, GEL, PLNDirect
16Creamfinance Denmark ApSCreamfinancePersonal Loan Denmark
Mintos rating: B  |  Explore P2P rating: 67  |  Interest on late payments: Yes  |  Current: 66.58% More details
  |  Interest rate: 10.56%  |  Delayed within grace period: 26.65%  |  Grace period: 9 day(s)  |  1-15 days late: 0%  |  16-30 days late: 0%  |  31-60 days late: 6.77%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, DKK, EUR, GEL, PLN  |  Investment structure: Direct
Creamfinance Denmark ApSPersonal LoanDenmarkB67Yes10.56%966.58%26.65%0%0%6.77%0%No5%0%0%CZK, DKK, EUR, GEL, PLNDirect
16Creamfinance Denmark ApSCreamfinanceShort-Term Loan Denmark
Mintos rating: B  |  Explore P2P rating: 67  |  Interest on late payments: Yes  |  Current: 13.7% More details
  |  Interest rate: 9.89%  |  Delayed within grace period: 37.16%  |  Grace period: 9 day(s)  |  1-15 days late: 0%  |  16-30 days late: 18.84%  |  31-60 days late: 30.31%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, DKK, EUR, GEL, PLN  |  Investment structure: Direct
Creamfinance Denmark ApSShort-Term LoanDenmarkB67Yes9.89%913.7%37.16%0%18.84%30.31%0%No5%0%0%CZK, DKK, EUR, GEL, PLNDirect
16Crediton LLCCreamfinancePersonal Loan Georgia
Mintos rating: B  |  Explore P2P rating: 67  |  Interest on late payments: Yes  |  Current: 90.07% More details
  |  Interest rate: 13.01%  |  Delayed within grace period: 2.16%  |  Grace period: 3 day(s)  |  1-15 days late: 3.14%  |  16-30 days late: 2.06%  |  31-60 days late: 2.57%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, DKK, EUR, GEL, PLN  |  Investment structure: Direct
Crediton LLCPersonal LoanGeorgiaB67Yes13.01%390.07%2.16%3.14%2.06%2.57%0%No5%0%0%CZK, DKK, EUR, GEL, PLNDirect
16SIA Creamfinance LatviaCreamfinancePersonal Loan Latvia
Mintos rating: B  |  Explore P2P rating: 67  |  Interest on late payments: No  |  Current: 83.7% More details
  |  Interest rate: 11.48%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 6.57%  |  16-30 days late: 4.2%  |  31-60 days late: 5.54%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, DKK, EUR, GEL, PLN  |  Investment structure: Indirect
SIA Creamfinance LatviaPersonal LoanLatviaB67No11.48%083.7%0%6.57%4.2%5.54%0%No5%0%0%CZK, DKK, EUR, GEL, PLNIndirect
16Creamfnance Sp. z o.o.CreamfinanceShort-Term Loan Poland
Mintos rating: B  |  Explore P2P rating: 67  |  Interest on late payments: Yes  |  Current: 69.62% More details
  |  Interest rate: 11.46%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 11.74%  |  16-30 days late: 5.48%  |  31-60 days late: 13.16%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, DKK, EUR, GEL, PLN  |  Investment structure: Direct
Creamfnance Sp. z o.o.Short-Term LoanPolandB67Yes11.46%069.62%0%11.74%5.48%13.16%0%No5%0%0%CZK, DKK, EUR, GEL, PLNDirect
16Creamfinance Spain S.L.CreamfinanceShort-Term Loan Spain
Mintos rating: B  |  Explore P2P rating: 67  |  Interest on late payments: Yes  |  Current: 88.24% More details
  |  Interest rate: 9.6%  |  Delayed within grace period: 6.38%  |  Grace period: 3 day(s)  |  1-15 days late: 3.66%  |  16-30 days late: 1.71%  |  31-60 days late: 0.01%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, DKK, EUR, GEL, PLN  |  Investment structure: Direct
Creamfinance Spain S.L.Short-Term LoanSpainB67Yes9.6%388.24%6.38%3.66%1.71%0.01%0%No5%0%0%CZK, DKK, EUR, GEL, PLNDirect
17CredilikemeCredilikemePersonal Loan Mexico
Mintos rating: C+  |  Explore P2P rating: 18  |  Interest on late payments: Yes  |  Current: 45.79% More details
  |  Interest rate: 16%  |  Delayed within grace period: 40.67%  |  Grace period: 3 day(s)  |  1-15 days late: 1.43%  |  16-30 days late: 8.3%  |  31-60 days late: 3.8%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 20%  |  Bad dept: 0%  |  Default: 0%  |  Currency: MXN  |  Investment structure: Direct
CredilikemePersonal LoanMexicoC+18Yes16%345.79%40.67%1.43%8.3%3.8%0%No20%0%0%MXNDirect
18Credissimo AD (Bulgaria)CredissimoPersonal Loan Bulgaria
Mintos rating: A-  |  Explore P2P rating: 80  |  Interest on late payments: Yes  |  Current: 66.79% More details
  |  Interest rate: 8.46%  |  Delayed within grace period: 19.61%  |  Grace period: 10 day(s)  |  1-15 days late: 5.7%  |  16-30 days late: 3.5%  |  31-60 days late: 4.4%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Credissimo AD (Bulgaria)Personal LoanBulgariaA-80Yes8.46%1066.79%19.61%5.7%3.5%4.4%0%No5%0%0%EURDirect
19Monefit Estonia OÜCreditstarPersonal Loan Estonia
Mintos rating: B  |  Explore P2P rating: 79  |  Interest on late payments: Yes  |  Current: 79.8% More details
  |  Interest rate: 12.96%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 8.4%  |  16-30 days late: 6.18%  |  31-60 days late: 5.62%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR, PLN  |  Investment structure: Direct
Monefit Estonia OÜPersonal LoanEstoniaB79Yes12.96%079.8%0%8.4%6.18%5.62%0%No5%0%0%CZK, EUR, PLNDirect
19Creditstar Czech s.r.o.CreditstarPersonal Loan Czech Republic
Mintos rating: B  |  Explore P2P rating: 79  |  Interest on late payments: Yes  |  Current: 62.23% More details
  |  Interest rate: 7.92%  |  Delayed within grace period: 7.39%  |  Grace period: 3 day(s)  |  1-15 days late: 8.34%  |  16-30 days late: 7.4%  |  31-60 days late: 14.64%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR, PLN  |  Investment structure: Direct
Creditstar Czech s.r.o.Personal LoanCzech RepublicB79Yes7.92%362.23%7.39%8.34%7.4%14.64%0%No5%0%0%CZK, EUR, PLNDirect
19Creditstar Czech s.r.o.CreditstarShort-Term Loan Czech Republic
Mintos rating: B  |  Explore P2P rating: 79  |  Interest on late payments: Yes  |  Current: 67.8% More details
  |  Interest rate: 7.6%  |  Delayed within grace period: 4.78%  |  Grace period: 3 day(s)  |  1-15 days late: 7.96%  |  16-30 days late: 5.93%  |  31-60 days late: 13.53%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR, PLN  |  Investment structure: Direct
Creditstar Czech s.r.o.Short-Term LoanCzech RepublicB79Yes7.6%367.8%4.78%7.96%5.93%13.53%0%No5%0%0%CZK, EUR, PLNDirect
19Creditstar Spain SLCreditstarPersonal Loan Spain
Mintos rating: B  |  Explore P2P rating: 79  |  Interest on late payments: Yes  |  Current: 79.75% More details
  |  Interest rate: 10.8%  |  Delayed within grace period: 2.12%  |  Grace period: 3 day(s)  |  1-15 days late: 3.86%  |  16-30 days late: 6.55%  |  31-60 days late: 7.72%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR, PLN  |  Investment structure: Direct
Creditstar Spain SLPersonal LoanSpainB79Yes10.8%379.75%2.12%3.86%6.55%7.72%0%No5%0%0%CZK, EUR, PLNDirect
19Creditstar Spain SLCreditstarShort-Term Loan Spain
Mintos rating: B  |  Explore P2P rating: 79  |  Interest on late payments: Yes  |  Current: 33.6% More details
  |  Interest rate: 10.03%  |  Delayed within grace period: 2.02%  |  Grace period: 3 day(s)  |  1-15 days late: 3.76%  |  16-30 days late: 30.64%  |  31-60 days late: 29.98%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR, PLN  |  Investment structure: Direct
Creditstar Spain SLShort-Term LoanSpainB79Yes10.03%333.6%2.02%3.76%30.64%29.98%0%No5%0%0%CZK, EUR, PLNDirect
19Creditstar Poland Sp. z o.o.CreditstarPersonal Loan Poland
Mintos rating: B  |  Explore P2P rating: 79  |  Interest on late payments: Yes  |  Current: 60.41% More details
  |  Interest rate: 10.48%  |  Delayed within grace period: 6.22%  |  Grace period: 3 day(s)  |  1-15 days late: 8.66%  |  16-30 days late: 9.6%  |  31-60 days late: 15.12%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR, PLN  |  Investment structure: Direct
Creditstar Poland Sp. z o.o.Personal LoanPolandB79Yes10.48%360.41%6.22%8.66%9.6%15.12%0%No5%0%0%CZK, EUR, PLNDirect
19Creditstar Poland Sp. z o.o.CreditstarShort-Term Loan Poland
Mintos rating: B  |  Explore P2P rating: 79  |  Interest on late payments: Yes  |  Current: 11.69% More details
  |  Interest rate: 10.48%  |  Delayed within grace period: 0.25%  |  Grace period: 3 day(s)  |  1-15 days late: 3.17%  |  16-30 days late: 20.71%  |  31-60 days late: 64.18%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR, PLN  |  Investment structure: Direct
Creditstar Poland Sp. z o.o.Short-Term LoanPolandB79Yes10.48%311.69%0.25%3.17%20.71%64.18%0%No5%0%0%CZK, EUR, PLNDirect
19Creditstar Finland OYCreditstarPersonal Loan Finland
Mintos rating: B  |  Explore P2P rating: 79  |  Interest on late payments: Yes  |  Current: 61.56% More details
  |  Interest rate: 10.73%  |  Delayed within grace period: 4.52%  |  Grace period: 3 day(s)  |  1-15 days late: 12.13%  |  16-30 days late: 8.58%  |  31-60 days late: 13.21%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR, PLN  |  Investment structure: Direct
Creditstar Finland OYPersonal LoanFinlandB79Yes10.73%361.56%4.52%12.13%8.58%13.21%0%No5%0%0%CZK, EUR, PLNDirect
19Creditstar Finland OYCreditstarShort-Term Loan Finland
Mintos rating: B  |  Explore P2P rating: 79  |  Interest on late payments: Yes  |  Current: 74.62% More details
  |  Interest rate: 10.72%  |  Delayed within grace period: 0%  |  Grace period: 3 day(s)  |  1-15 days late: 11.71%  |  16-30 days late: 8.07%  |  31-60 days late: 5.61%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: CZK, EUR, PLN  |  Investment structure: Direct
Creditstar Finland OYShort-Term LoanFinlandB79Yes10.72%374.62%0%11.71%8.07%5.61%0%No5%0%0%CZK, EUR, PLNDirect
20Credius IFNCrediusPersonal Loan Romania
Mintos rating: B+  |  Explore P2P rating: 68  |  Interest on late payments: Yes  |  Current: 68.83% More details
  |  Interest rate: 10.86%  |  Delayed within grace period: 1.78%  |  Grace period: 3 day(s)  |  1-15 days late: 13.56%  |  16-30 days late: 7.51%  |  31-60 days late: 8.32%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
Credius IFNPersonal LoanRomaniaB+68Yes10.86%368.83%1.78%13.56%7.51%8.32%0%No10%0%0%EURIndirect
22Dineo Credito S.L.U.DineoShort-Term Loan Spain
Mintos rating: B  |  Explore P2P rating: 60  |  Interest on late payments: Yes  |  Current: 76.7% More details
  |  Interest rate: 9.07%  |  Delayed within grace period: 8.13%  |  Grace period: 3 day(s)  |  1-15 days late: 5.2%  |  16-30 days late: 3.84%  |  31-60 days late: 6.13%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Dineo Credito S.L.U.Short-Term LoanSpainB60Yes9.07%376.7%8.13%5.2%3.84%6.13%0%No10%0%0%EURDirect
23Proximus Finance S. de R.L. de C.VDineriaShort-Term Loan Mexico
Mintos rating: B-  |  Explore P2P rating: 12  |  Interest on late payments: Yes  |  Current: 58.04% More details
  |  Interest rate: 12.17%  |  Delayed within grace period: 15.29%  |  Grace period: 6 day(s)  |  1-15 days late: 1.54%  |  16-30 days late: 11.89%  |  31-60 days late: 13.24%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Proximus Finance S. de R.L. de C.VShort-Term LoanMexicoB-12Yes12.17%658.04%15.29%1.54%11.89%13.24%0%No10%0%0%EURDirect
24DineroDineroPersonal Loan Ukraine
Mintos rating: B-  |  Explore P2P rating: 39  |  Interest on late payments: Yes  |  Current: 59.78% More details
  |  Interest rate: 10.88%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 0%  |  16-30 days late: 20.18%  |  31-60 days late: 20.04%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
DineroPersonal LoanUkraineB-39Yes10.88%059.78%0%0%20.18%20.04%0%No10%0%0%EURIndirect
24DineroDineroShort-Term Loan Ukraine
Mintos rating: B-  |  Explore P2P rating: 39  |  Interest on late payments: Yes  |  Current: 75.16% More details
  |  Interest rate: 13.12%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 9.92%  |  16-30 days late: 6.22%  |  31-60 days late: 8.71%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
DineroShort-Term LoanUkraineB-39Yes13.12%075.16%0%9.92%6.22%8.71%0%No10%0%0%EURIndirect
25LLC DZP-CenterDozarplatiBusiness Loan Russian Federation
Mintos rating: B-  |  Explore P2P rating: 61  |  Interest on late payments: Yes  |  Current: 85.91% More details
  |  Interest rate: 12.97%  |  Delayed within grace period: 4.13%  |  Grace period: 15 day(s)  |  1-15 days late: 0%  |  16-30 days late: 9.96%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
LLC DZP-CenterBusiness LoanRussian FederationB-61Yes12.97%1585.91%4.13%0%9.96%0%0%No10%0%0%EUR, RUBIndirect
25LLC DZP-CenterDozarplatiPersonal Loan Russian Federation
Mintos rating: B-  |  Explore P2P rating: 61  |  Interest on late payments: Yes  |  Current: 76.09% More details
  |  Interest rate: 13.65%  |  Delayed within grace period: 11.08%  |  Grace period: 15 day(s)  |  1-15 days late: 0%  |  16-30 days late: 4.86%  |  31-60 days late: 7.97%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
LLC DZP-CenterPersonal LoanRussian FederationB-61Yes13.65%1576.09%11.08%0%4.86%7.97%0%No10%0%0%EUR, RUBIndirect
25LLC DZP-CenterDozarplatiShort-Term Loan Russian Federation
Mintos rating: B-  |  Explore P2P rating: 61  |  Interest on late payments: Yes  |  Current: 27.01% More details
  |  Interest rate: 13.53%  |  Delayed within grace period: 29.51%  |  Grace period: 15 day(s)  |  1-15 days late: 0%  |  16-30 days late: 22.73%  |  31-60 days late: 20.76%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
LLC DZP-CenterShort-Term LoanRussian FederationB-61Yes13.53%1527.01%29.51%0%22.73%20.76%0%No10%0%0%EUR, RUBIndirect
26Dziesiatka Finanse Sp. z o.o.DziesiatkaPersonal Loan Poland
Mintos rating: B-  |  Explore P2P rating: 62  |  Interest on late payments: Yes  |  Current: 92.08% More details
  |  Interest rate: 13.33%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 3.62%  |  16-30 days late: 1.58%  |  31-60 days late: 2.73%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, PLN  |  Investment structure: Direct
Dziesiatka Finanse Sp. z o.o.Personal LoanPolandB-62Yes13.33%092.08%0%3.62%1.58%2.73%0%No10%0%0%EUR, PLNDirect
27E-Cash LLCE CashShort-Term Loan Ukraine
Mintos rating: C+  |  Explore P2P rating: 26  |  Interest on late payments: Yes  |  Current: 83.39% More details
  |  Interest rate: 10.72%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 7.45%  |  16-30 days late: 8.95%  |  31-60 days late: 0.21%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
E-Cash LLCShort-Term LoanUkraineC+26Yes10.72%083.39%0%7.45%8.95%0.21%0%No10%0%0%EURIndirect
29EcoFinanceEcoFinancePersonal Loan Russian Federation
Mintos rating: B  |  Explore P2P rating: 47  |  Interest on late payments: Yes  |  Current: 75.46% More details
  |  Interest rate: 13.39%  |  Delayed within grace period: 12.35%  |  Grace period: 15 day(s)  |  1-15 days late: 0%  |  16-30 days late: 3.52%  |  31-60 days late: 8.67%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
EcoFinancePersonal LoanRussian FederationB47Yes13.39%1575.46%12.35%0%3.52%8.67%0%No10%0%0%EUR, RUBIndirect
30ESTO ASEstoPersonal Loan Estonia
Mintos rating: B-  |  Explore P2P rating: 60  |  Interest on late payments: Yes  |  Current: 97.22% More details
  |  Interest rate: 8.8%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 0.14%  |  16-30 days late: 2.64%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
ESTO ASPersonal LoanEstoniaB-60Yes8.8%097.22%0%0.14%2.64%0%0%No10%0%0%EURDirect
32Everest Finanse S.A.Everest FinansePersonal Loan Poland
Mintos rating: A-  |  Explore P2P rating: 51  |  Interest on late payments: Yes  |  Current: 100% More details
  |  Interest rate: 7.99%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 0%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Everest Finanse S.A.Personal LoanPolandA-51Yes7.99%0100%0%0%0%0%0%No5%0%0%EURDirect
33Expresscredit (Proprietary) LimitedExpressCreditPersonal Loan Botswana
Mintos rating: B-  |  Explore P2P rating: 22  |  Interest on late payments: Yes  |  Current: 81.37% More details
  |  Interest rate: 13.1%  |  Delayed within grace period: 12.5%  |  Grace period: 8 day(s)  |  1-15 days late: 2.84%  |  16-30 days late: 0.48%  |  31-60 days late: 2.81%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Expresscredit (Proprietary) LimitedPersonal LoanBotswanaB-22Yes13.1%881.37%12.5%2.84%0.48%2.81%0%No15%0%0%EURDirect
33Expresscredit Holding AS (listing loans originated by YesCash Zambia Ltd)ExpressCreditPersonal Loan Zambia
Mintos rating: B-  |  Explore P2P rating: 22  |  Interest on late payments: Yes  |  Current: 88.25% More details
  |  Interest rate: 12%  |  Delayed within grace period: 11.72%  |  Grace period: 5 day(s)  |  1-15 days late: 0.03%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Expresscredit Holding AS (listing loans originated by YesCash Zambia Ltd)Personal LoanZambiaB-22Yes12%588.25%11.72%0.03%0%0%0%No10%0%0%EURDirect
33Expresscredit Holding AS (listing loans originated by YesCash Zambia Ltd)ExpressCreditShort-Term Loan Zambia
Mintos rating: B-  |  Explore P2P rating: 22  |  Interest on late payments: Yes  |  Current: 57.12% More details
  |  Interest rate: 11.89%  |  Delayed within grace period: 12.07%  |  Grace period: 5 day(s)  |  1-15 days late: 19.67%  |  16-30 days late: 1.43%  |  31-60 days late: 9.71%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Expresscredit Holding AS (listing loans originated by YesCash Zambia Ltd)Short-Term LoanZambiaB-22Yes11.89%557.12%12.07%19.67%1.43%9.71%0%No10%0%0%EURDirect
34Extra FinanceExtra FinanceMortgage Loan Romania
Mintos rating: B  |  Explore P2P rating: 52  |  Interest on late payments: Yes  |  Current: 91.97% More details
  |  Interest rate: 9.22%  |  Delayed within grace period: 0.3%  |  Grace period: 3 day(s)  |  1-15 days late: 0%  |  16-30 days late: 0%  |  31-60 days late: 7.73%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RON  |  Investment structure: Indirect
Extra FinanceMortgage LoanRomaniaB52Yes9.22%391.97%0.3%0%0%7.73%0%No10%0%0%EUR, RONIndirect
35Fireof Management SLFireofMortgage Loan Spain
Mintos rating: B  |  Explore P2P rating: 43  |  Interest on late payments: No  |  Current: 45.99% More details
  |  Interest rate: 7.09%  |  Delayed within grace period: 12.76%  |  Grace period: 4 day(s)  |  1-15 days late: 26.37%  |  16-30 days late: 14.89%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.028%  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Fireof Management SLMortgage LoanSpainB43No7.09%445.99%12.76%26.37%14.89%0%0%Yes 15%0%0%EURDirect
36Cashcorp (Proprietary) LimitedGetBucksPersonal Loan Botswana
Mintos rating: B  |  Explore P2P rating: 20  |  Interest on late payments: No  |  Current: 96.72% More details
  |  Interest rate: 11.93%  |  Delayed within grace period: 0.67%  |  Grace period: 3 day(s)  |  1-15 days late: 1.1%  |  16-30 days late: 0%  |  31-60 days late: 1.51%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, USD  |  Investment structure: Direct
Cashcorp (Proprietary) LimitedPersonal LoanBotswanaB20No11.93%396.72%0.67%1.1%0%1.51%0%No5%0%0%EUR, USDDirect
36Cashcorp (Proprietary) LimitedGetBucksShort-Term Loan Botswana
Mintos rating: B  |  Explore P2P rating: 20  |  Interest on late payments: No  |  Current: 75% More details
  |  Interest rate: 9.85%  |  Delayed within grace period: 0%  |  Grace period: 3 day(s)  |  1-15 days late: 0%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, USD  |  Investment structure: Direct
Cashcorp (Proprietary) LimitedShort-Term LoanBotswanaB20No9.85%375%0%0%0%0%0%No5%0%0%EUR, USDDirect
36Getbucks Financial Services Zambia LimitedGetBucksPersonal Loan Zambia
Mintos rating: B  |  Explore P2P rating: 20  |  Interest on late payments: No  |  Current: 15.3% More details
  |  Interest rate: 11.8%  |  Delayed within grace period: 32.89%  |  Grace period: 3 day(s)  |  1-15 days late: 51.38%  |  16-30 days late: 0%  |  31-60 days late: 0.43%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, USD  |  Investment structure: Direct
Getbucks Financial Services Zambia LimitedPersonal LoanZambiaB20No11.8%315.3%32.89%51.38%0%0.43%0%No5%0%0%EUR, USDDirect
36Emu-Inya Enterprises Limited (GetBucks Kenya)GetBucksPersonal Loan Kenya
Mintos rating: B  |  Explore P2P rating: 20  |  Interest on late payments: No  |  Current: 93.5% More details
  |  Interest rate: 12.73%  |  Delayed within grace period: 3.66%  |  Grace period: 3 day(s)  |  1-15 days late: 1.75%  |  16-30 days late: 0.12%  |  31-60 days late: 0.97%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, USD  |  Investment structure: Direct
Emu-Inya Enterprises Limited (GetBucks Kenya)Personal LoanKenyaB20No12.73%393.5%3.66%1.75%0.12%0.97%0%No5%0%0%EUR, USDDirect
36GET BUCKS (PTY) LTDGetBucksPersonal Loan South Africa
Mintos rating: B  |  Explore P2P rating: 20  |  Interest on late payments: No  |  Current: 51.36% More details
  |  Interest rate: 11.33%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 44.96%  |  16-30 days late: 0%  |  31-60 days late: 3.68%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, USD  |  Investment structure: Direct
GET BUCKS (PTY) LTDPersonal LoanSouth AfricaB20No11.33%051.36%0%44.96%0%3.68%0%No5%0%0%EUR, USDDirect
37AS HipocreditHipocreditMortgage Loan Latvia
Mintos rating: B-  |  Explore P2P rating: 32  |  Interest on late payments: Yes  |  Current: 72.2% More details
  |  Interest rate: 7.57%  |  Delayed within grace period: 0%  |  Grace period: 3 day(s)  |  1-15 days late: 17.44%  |  16-30 days late: 7.23%  |  31-60 days late: 3.12%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.5%  |  Skin in the game: 2%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Both
AS HipocreditMortgage LoanLatviaB-32Yes7.57%372.2%0%17.44%7.23%3.12%0%Yes 2%0%0%EURBoth
37UAB Hipotekiniai kreditaiHipocreditMortgage Loan Lithuania
Mintos rating: B-  |  Explore P2P rating: 32  |  Interest on late payments: No  |  Current: 72.22% More details
  |  Interest rate: 7.52%  |  Delayed within grace period: 15.77%  |  Grace period: 3 day(s)  |  1-15 days late: 12.01%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.05%  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
UAB Hipotekiniai kreditaiMortgage LoanLithuaniaB-32No7.52%372.22%15.77%12.01%0%0%0%Yes 5%0%0%EURDirect
38IDFinance Spain, S.L.ID FinancePersonal Loan Spain
Mintos rating: B  |  Explore P2P rating: 39  |  Interest on late payments: Yes  |  Current: 71.04% More details
  |  Interest rate: 10.17%  |  Delayed within grace period: 6.12%  |  Grace period: 3 day(s)  |  1-15 days late: 5.64%  |  16-30 days late: 6.63%  |  31-60 days late: 10.57%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, KZT, MXN  |  Investment structure: Direct
IDFinance Spain, S.L.Personal LoanSpainB39Yes10.17%371.04%6.12%5.64%6.63%10.57%0%No5%0%0%EUR, KZT, MXNDirect
38IDFinance Spain, S.L.ID FinanceShort-Term Loan Spain
Mintos rating: B  |  Explore P2P rating: 39  |  Interest on late payments: Yes  |  Current: 58.59% More details
  |  Interest rate: 10.17%  |  Delayed within grace period: 5.64%  |  Grace period: 3 day(s)  |  1-15 days late: 7.79%  |  16-30 days late: 10.18%  |  31-60 days late: 17.8%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, KZT, MXN  |  Investment structure: Direct
IDFinance Spain, S.L.Short-Term LoanSpainB39Yes10.17%358.59%5.64%7.79%10.18%17.8%0%No5%0%0%EUR, KZT, MXNDirect
38MFO OnlineKazFinance LLP (Kazakhstan)ID FinancePersonal Loan Kazakhstan
Mintos rating: B+  |  Explore P2P rating: 78  |  Interest on late payments: Yes  |  Current: 89.77% More details
  |  Interest rate: 12.31%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 3.94%  |  16-30 days late: 4.14%  |  31-60 days late: 2.15%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, KZT, MXN  |  Investment structure: Indirect
MFO OnlineKazFinance LLP (Kazakhstan)Personal LoanKazakhstanB+78Yes12.31%089.77%0%3.94%4.14%2.15%0%No10%0%0%EUR, KZT, MXNIndirect
38IDF CAPITAL, S.A.P.I DE C.V., SOFOM E.N.R.ID FinanceShort-Term Loan Mexico
Mintos rating: B-  |  Explore P2P rating: 8  |  Interest on late payments: Yes  |  Current: 63.94% More details
  |  Interest rate: 12.87%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 11.29%  |  16-30 days late: 9.82%  |  31-60 days late: 14.95%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, KZT, MXN  |  Investment structure: Direct
IDF CAPITAL, S.A.P.I DE C.V., SOFOM E.N.R.Short-Term LoanMexicoB-8Yes12.87%063.94%0%11.29%9.82%14.95%0%No10%0%0%EUR, KZT, MXNDirect
39ITF GroupITF GroupPersonal Loan Bulgaria
Mintos rating: B-  |  Explore P2P rating: 50  |  Interest on late payments: Yes  |  Current: 60.5% More details
  |  Interest rate: 10.64%  |  Delayed within grace period: 6.4%  |  Grace period: 3 day(s)  |  1-15 days late: 10.44%  |  16-30 days late: 11.36%  |  31-60 days late: 11.31%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
ITF GroupPersonal LoanBulgariaB-50Yes10.64%360.5%6.4%10.44%11.36%11.31%0%No10%0%0%EURDirect
39ITF GroupITF GroupShort-Term Loan Bulgaria
Mintos rating: B-  |  Explore P2P rating: 50  |  Interest on late payments: Yes  |  Current: 67% More details
  |  Interest rate: 9.89%  |  Delayed within grace period: 6.39%  |  Grace period: 3 day(s)  |  1-15 days late: 7.35%  |  16-30 days late: 5.25%  |  31-60 days late: 14.01%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
ITF GroupShort-Term LoanBulgariaB-50Yes9.89%367%6.39%7.35%5.25%14.01%0%No10%0%0%EURDirect
40IuteCredit Albania SHAIuteCreditPersonal Loan Albania
Mintos rating: B+  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 78.29% More details
  |  Interest rate: 11.2%  |  Delayed within grace period: 9.17%  |  Grace period: 7 day(s)  |  1-15 days late: 4.31%  |  16-30 days late: 5.11%  |  31-60 days late: 3.13%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
IuteCredit Albania SHAPersonal LoanAlbaniaB+77Yes11.2%778.29%9.17%4.31%5.11%3.13%0%No10%0%0%EURDirect
40IuteCredit Albania SHAIuteCreditSecured Car Loan Albania
Mintos rating: B+  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 100% More details
  |  Interest rate: 10.14%  |  Delayed within grace period: 0%  |  Grace period: 7 day(s)  |  1-15 days late: 0%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
IuteCredit Albania SHASecured Car LoanAlbaniaB+77Yes10.14%7100%0%0%0%0%0%No10%0%0%EURDirect
40IuteCredit SRL (Moldova)IuteCreditPersonal Loan Moldova
Mintos rating: B+  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 81.09% More details
  |  Interest rate: 10.84%  |  Delayed within grace period: 6.78%  |  Grace period: 7 day(s)  |  1-15 days late: 4.11%  |  16-30 days late: 5.4%  |  31-60 days late: 2.63%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
IuteCredit SRL (Moldova)Personal LoanMoldovaB+77Yes10.84%781.09%6.78%4.11%5.4%2.63%0%No10%0%0%EURIndirect
40IuteCredit SRL (Moldova)IuteCreditSecured Car Loan Moldova
Mintos rating: B+  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 83.72% More details
  |  Interest rate: 10.84%  |  Delayed within grace period: 5.04%  |  Grace period: 7 day(s)  |  1-15 days late: 3.84%  |  16-30 days late: 5.64%  |  31-60 days late: 1.77%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
IuteCredit SRL (Moldova)Secured Car LoanMoldovaB+77Yes10.84%783.72%5.04%3.84%5.64%1.77%0%No10%0%0%EURIndirect
40Iutecredit Kosovo J.S.CIuteCreditPersonal Loan Kosovo
Mintos rating: B+  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 75.78% More details
  |  Interest rate: 10.4%  |  Delayed within grace period: 10.28%  |  Grace period: 7 day(s)  |  1-15 days late: 4.31%  |  16-30 days late: 5.63%  |  31-60 days late: 4%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
Iutecredit Kosovo J.S.CPersonal LoanKosovoB+77Yes10.4%775.78%10.28%4.31%5.63%4%0%No10%0%0%EURIndirect
40Iutecredit Kosovo J.S.CIuteCreditSecured Car Loan Kosovo
Mintos rating: B+  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 100% More details
  |  Interest rate: 11.38%  |  Delayed within grace period: 0%  |  Grace period: 7 day(s)  |  1-15 days late: 0%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
Iutecredit Kosovo J.S.CSecured Car LoanKosovoB+77Yes11.38%7100%0%0%0%0%0%No10%0%0%EURIndirect
40FC IuteCredit Macedonia DOOEL SkopjeIuteCreditPersonal Loan North Macedonia
Mintos rating: B+  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 76.9% More details
  |  Interest rate: 11.54%  |  Delayed within grace period: 8.43%  |  Grace period: 7 day(s)  |  1-15 days late: 5.59%  |  16-30 days late: 5.03%  |  31-60 days late: 4.05%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
FC IuteCredit Macedonia DOOEL SkopjePersonal LoanNorth MacedoniaB+77Yes11.54%776.9%8.43%5.59%5.03%4.05%0%No10%0%0%EURDirect
41PT. Wijaya Unggul Sentosa LLCKredit PintarPersonal Loan Indonesia
Mintos rating: B+  |  Explore P2P rating: 66  |  Interest on late payments: Yes  |  Current: 77.71% More details
  |  Interest rate: 11.56%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 12.14%  |  16-30 days late: 6.17%  |  31-60 days late: 3.97%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
PT. Wijaya Unggul Sentosa LLC (legal entity for listing loans on Mintos)Personal LoanIndonesiaB+66Yes11.56%077.71%0%12.14%6.17%3.97%0%No10%0%0%EURDirect
42Kredit24 LLPKredit24Short-Term Loan Kazakhstan
Mintos rating: C+  |  Explore P2P rating: 32  |  Interest on late payments: Yes  |  Current: 54.15% More details
  |  Interest rate: 15.27%  |  Delayed within grace period: 0%  |  Grace period: 1 day(s)  |  1-15 days late: 15.63%  |  16-30 days late: 11.35%  |  31-60 days late: 18.87%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, KZT  |  Investment structure: Direct
Kredit24 LLPShort-Term LoanKazakhstanC+32Yes15.27%154.15%0%15.63%11.35%18.87%0%No10%0%0%EUR, KZTDirect
43KREDO FINANCE SHPKKredo FinancePersonal Loan Albania
Mintos rating: C+  |  Explore P2P rating: 23  |  Interest on late payments: Yes  |  Current: 85.68% More details
  |  Interest rate: 12.55%  |  Delayed within grace period: 4.3%  |  Grace period: 2 day(s)  |  1-15 days late: 4.68%  |  16-30 days late: 2.76%  |  31-60 days late: 2.57%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
KREDO FINANCE SHPKPersonal LoanAlbaniaC+23Yes12.55%285.68%4.3%4.68%2.76%2.57%0%No15%0%0%EURDirect
43KREDO FINANCE SHPKKredo FinanceShort-Term Loan Albania
Mintos rating: C+  |  Explore P2P rating: 23  |  Interest on late payments: Yes  |  Current: 80.78% More details
  |  Interest rate: 12.36%  |  Delayed within grace period: 5.13%  |  Grace period: 2 day(s)  |  1-15 days late: 4.8%  |  16-30 days late: 3.68%  |  31-60 days late: 5.61%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
KREDO FINANCE SHPKShort-Term LoanAlbaniaC+23Yes12.36%280.78%5.13%4.8%3.68%5.61%0%No15%0%0%EURDirect
44Kuki.plKukiShort-Term Loan Poland
Mintos rating: B-  |  Explore P2P rating: 22  |  Interest on late payments: Yes  |  Current: 65.61% More details
  |  Interest rate: 12.45%  |  Delayed within grace period: 6.51%  |  Grace period: 5-7 day(s)  |  1-15 days late: 5.33%  |  16-30 days late: 10.41%  |  31-60 days late: 12.14%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, PLN  |  Investment structure: Direct
Kuki.plShort-Term LoanPolandB-22Yes12.45%5-765.61%6.51%5.33%10.41%12.14%0%No10%0%0%EUR, PLNDirect
45LLMC AirLoansKvikuPersonal Loan Russian Federation
Mintos rating: B  |  Explore P2P rating: 57  |  Interest on late payments: Yes  |  Current: 67.95% More details
  |  Interest rate: 14.96%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 15.25%  |  16-30 days late: 6.98%  |  31-60 days late: 9.83%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Both
LLMC AirLoansPersonal LoanRussian FederationB57Yes14.96%067.95%0%15.25%6.98%9.83%0%No10%0%0%EUR, RUBBoth
46TOO Dengi NaseleniyuLF TechShort-Term Loan Kazakhstan
Mintos rating: B-  |  Explore P2P rating: 59  |  Interest on late payments: Yes  |  Current: 57.57% More details
  |  Interest rate: 14.2%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 42.24%  |  16-30 days late: 0.19%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, KZT  |  Investment structure: Direct
TOO Dengi NaseleniyuShort-Term LoanKazakhstanB-59Yes14.2%057.57%0%42.24%0.19%0%0%No15%0%0%EUR, KZTDirect
47LendoLendoPersonal Loan Georgia
Mintos rating: C+  |  Explore P2P rating: 14  |  Interest on late payments: Yes  |  Current: 27.23% More details
  |  Interest rate: 12.77%  |  Delayed within grace period: 7.59%  |  Grace period: 3 day(s)  |  1-15 days late: 14.44%  |  16-30 days late: 22.95%  |  31-60 days late: 27.79%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%-15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GEL  |  Investment structure: Both
LendoPersonal LoanGeorgiaC+14Yes12.77%327.23%7.59%14.44%22.95%27.79%0%No10%-15%0%0%EUR, GELBoth
47LendoLendoShort-Term Loan Georgia
Mintos rating: C+  |  Explore P2P rating: 14  |  Interest on late payments: Yes  |  Current: 92.17% More details
  |  Interest rate: 12.19%  |  Delayed within grace period: 4.33%  |  Grace period: 3 day(s)  |  1-15 days late: 1.59%  |  16-30 days late: 0.74%  |  31-60 days late: 1.17%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%-15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GEL  |  Investment structure: Both
LendoShort-Term LoanGeorgiaC+14Yes12.19%392.17%4.33%1.59%0.74%1.17%0%No10%-15%0%0%EUR, GELBoth
49Lime ZaimLimePersonal Loan Russian Federation
Mintos rating: B  |  Explore P2P rating: 65  |  Interest on late payments: Yes  |  Current: 57.6% More details
  |  Interest rate: 12.47%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 7.13%  |  16-30 days late: 9.51%  |  31-60 days late: 25.75%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
Lime ZaimPersonal LoanRussian FederationB65Yes12.47%057.6%0%7.13%9.51%25.75%0%No10%0%0%EUR, RUBIndirect
49Lime ZaimLimeShort-Term Loan Russian Federation
Mintos rating: B  |  Explore P2P rating: 65  |  Interest on late payments: Yes  |  Current: 76.51% More details
  |  Interest rate: 13.02%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 8.11%  |  16-30 days late: 5.31%  |  31-60 days late: 10.06%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
Lime ZaimShort-Term LoanRussian FederationB65Yes13.02%076.51%0%8.11%5.31%10.06%0%No10%0%0%EUR, RUBIndirect
50AO MKK MetrofinansMetrokreditShort-Term Loan Russian Federation
Mintos rating: B-  |  Explore P2P rating: 11  |  Interest on late payments: Yes  |  Current: 72.48% More details
  |  Interest rate: 12.5%  |  Delayed within grace period: 3.54%  |  Grace period: 3 day(s)  |  1-15 days late: 7.09%  |  16-30 days late: 6.52%  |  31-60 days late: 10.37%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Both
AO MKK MetrofinansShort-Term LoanRussian FederationB-11Yes12.5%372.48%3.54%7.09%6.52%10.37%0%No10%0%0%EUR, RUBBoth
51JSC MFC Mikro KapitalMikro CapitalBusiness Loan Russian Federation
Mintos rating: A-  |  Explore P2P rating: 47  |  Interest on late payments: Yes  |  Current: 96.41% More details
  |  Interest rate: 14.16%  |  Delayed within grace period: 3.31%  |  Grace period: 3 day(s)  |  1-15 days late: 0%  |  16-30 days late: 0.28%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Direct
JSC MFC Mikro KapitalBusiness LoanRussian FederationA-47Yes14.16%396.41%3.31%0%0.28%0%0%No5%0%0%EUR, RUBDirect
51OCN Mikro Kapital Company LLCMikro CapitalAgricultural Loan Moldova
Mintos rating: A-  |  Explore P2P rating: 47  |  Interest on late payments: Yes  |  Current: 92.64% More details
  |  Interest rate: 8.92%  |  Delayed within grace period: 0%  |  Grace period: 3 day(s)  |  1-15 days late: 0.6%  |  16-30 days late: 6.76%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
OCN Mikro Kapital Company LLCAgricultural LoanMoldovaA-47Yes8.92%392.64%0%0.6%6.76%0%0%No5%0%0%EUR, RUBIndirect
51OCN Mikro Kapital Company LLCMikro CapitalBusiness Loan Moldova
Mintos rating: A-  |  Explore P2P rating: 47  |  Interest on late payments: Yes  |  Current: 91.5% More details
  |  Interest rate: 8.88%  |  Delayed within grace period: 0%  |  Grace period: 3 day(s)  |  1-15 days late: 5.66%  |  16-30 days late: 2.84%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
OCN Mikro Kapital Company LLCBusiness LoanMoldovaA-47Yes8.88%391.5%0%5.66%2.84%0%0%No5%0%0%EUR, RUBIndirect
51OCN Mikro Kapital Company LLCMikro CapitalMortgage Loan Moldova
Mintos rating: A-  |  Explore P2P rating: 47  |  Interest on late payments: Yes  |  Current: 100% More details
  |  Interest rate: 9%  |  Delayed within grace period: 0%  |  Grace period: 3 day(s)  |  1-15 days late: 0%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
OCN Mikro Kapital Company LLCMortgage LoanMoldovaA-47Yes9%3100%0%0%0%0%0%No5%0%0%EUR, RUBIndirect
51OCN Mikro Kapital Company LLCMikro CapitalPersonal Loan Moldova
Mintos rating: A-  |  Explore P2P rating: 47  |  Interest on late payments: Yes  |  Current: 100% More details
  |  Interest rate: 9.87%  |  Delayed within grace period: 0%  |  Grace period: 3 day(s)  |  1-15 days late: 0%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, RUB  |  Investment structure: Indirect
OCN Mikro Kapital Company LLCPersonal LoanMoldovaA-47Yes9.87%3100%0%0%0%0%0%No5%0%0%EUR, RUBIndirect
52AS mogoMogoPersonal Loan Latvia
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 65.76% More details
  |  Interest rate: 10.57%  |  Delayed within grace period: 5.25%  |  Grace period: 4 day(s)  |  1-15 days late: 9.36%  |  16-30 days late: 11.18%  |  31-60 days late: 8.46%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.01%-0.5%  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Both
AS mogoPersonal LoanLatviaA76No10.57%465.76%5.25%9.36%11.18%8.46%0%Yes 5%-10%0%0%EUR, GBP, GEL, PLNBoth
52AS mogoMogoSecured Car Loan Latvia
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 67.44% More details
  |  Interest rate: 11.28%  |  Delayed within grace period: 3.91%  |  Grace period: 4 day(s)  |  1-15 days late: 12.23%  |  16-30 days late: 11.65%  |  31-60 days late: 4.76%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.01%-0.5%  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Both
AS mogoSecured Car LoanLatviaA76No11.28%467.44%3.91%12.23%11.65%4.76%0%Yes 5%-10%0%0%EUR, GBP, GEL, PLNBoth
52mogo OÜMogoPersonal Loan Estonia
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 87.42% More details
  |  Interest rate: 9.28%  |  Delayed within grace period: 1.78%  |  Grace period: 4 day(s)  |  1-15 days late: 5.32%  |  16-30 days late: 4.55%  |  31-60 days late: 0.93%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Direct
mogo OÜPersonal LoanEstoniaA76No9.28%487.42%1.78%5.32%4.55%0.93%0%No5%-10%0%0%EUR, GBP, GEL, PLNDirect
52mogo OÜMogoSecured Car Loan Estonia
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 78.38% More details
  |  Interest rate: 11.62%  |  Delayed within grace period: 3.64%  |  Grace period: 4 day(s)  |  1-15 days late: 8.53%  |  16-30 days late: 8.35%  |  31-60 days late: 1.11%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Direct
mogo OÜSecured Car LoanEstoniaA76No11.62%478.38%3.64%8.53%8.35%1.11%0%No5%-10%0%0%EUR, GBP, GEL, PLNDirect
52UAB mogo LTMogoPersonal Loan Lithuania
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 54.69% More details
  |  Interest rate: 8.12%  |  Delayed within grace period: 9.87%  |  Grace period: 4 day(s)  |  1-15 days late: 20.59%  |  16-30 days late: 5.87%  |  31-60 days late: 8.98%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.01%-0.05%  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Direct
UAB mogo LTPersonal LoanLithuaniaA76No8.12%454.69%9.87%20.59%5.87%8.98%0%Yes 5%-10%0%0%EUR, GBP, GEL, PLNDirect
52UAB mogo LTMogoSecured Car Loan Lithuania
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 53.23% More details
  |  Interest rate: 11.37%  |  Delayed within grace period: 5.22%  |  Grace period: 4 day(s)  |  1-15 days late: 17.12%  |  16-30 days late: 15.76%  |  31-60 days late: 8.67%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.01%-0.05%  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Direct
UAB mogo LTSecured Car LoanLithuaniaA76No11.37%453.23%5.22%17.12%15.76%8.67%0%Yes 5%-10%0%0%EUR, GBP, GEL, PLNDirect
52Mogo Sp. z o.o.MogoSecured Car Loan Poland
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 44.69% More details
  |  Interest rate: 12.28%  |  Delayed within grace period: 7.9%  |  Grace period: 4 day(s)  |  1-15 days late: 18%  |  16-30 days late: 21.19%  |  31-60 days late: 8.22%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.01%-0.038%  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Direct
Mogo Sp. z o.o.Secured Car LoanPolandA76No12.28%444.69%7.9%18%21.19%8.22%0%Yes 5%-10%0%0%EUR, GBP, GEL, PLNDirect
52Mogo IFN SAMogoSecured Car Loan Romania
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 58.77% More details
  |  Interest rate: 12.15%  |  Delayed within grace period: 5.25%  |  Grace period: 4 day(s)  |  1-15 days late: 14.49%  |  16-30 days late: 14.14%  |  31-60 days late: 7.35%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.01%-0.108%  |  Skin in the game: 5%-15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Indirect
Mogo IFN SASecured Car LoanRomaniaA76No12.15%458.77%5.25%14.49%14.14%7.35%0%Yes 5%-15%0%0%EUR, GBP, GEL, PLNIndirect
52Mogo Bulgaria EOODMogoSecured Car Loan Bulgaria
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 45.82% More details
  |  Interest rate: 11.19%  |  Delayed within grace period: 6.41%  |  Grace period: 4 day(s)  |  1-15 days late: 15.62%  |  16-30 days late: 19.47%  |  31-60 days late: 12.68%  |  60+ days late: 0%  |  Penalty income: Yes Amount = 0.01%-0.027%  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Direct
Mogo Bulgaria EOODSecured Car LoanBulgariaA76No11.19%445.82%6.41%15.62%19.47%12.68%0%Yes 5%-10%0%0%EUR, GBP, GEL, PLNDirect
52Mogo LLCMogoSecured Car Loan Georgia
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 76.53% More details
  |  Interest rate: 10.8%  |  Delayed within grace period: 6.65%  |  Grace period: 4 day(s)  |  1-15 days late: 8.43%  |  16-30 days late: 5.78%  |  31-60 days late: 2.61%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%-10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Direct
Mogo LLCSecured Car LoanGeorgiaA76No10.8%476.53%6.65%8.43%5.78%2.61%0%No5%-10%0%0%EUR, GBP, GEL, PLNDirect
52Mogo LTDMogoSecured Car Loan Moldova
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 86.84% More details
  |  Interest rate: 11.3%  |  Delayed within grace period: 0%  |  Grace period: 4 day(s)  |  1-15 days late: 7.5%  |  16-30 days late: 3.02%  |  31-60 days late: 2.65%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Indirect
Mogo LTDSecured Car LoanMoldovaA76No11.3%486.84%0%7.5%3.02%2.65%0%No5%0%0%EUR, GBP, GEL, PLNIndirect
52“MOGO” Universal Credit Organization LLCMogoSecured Car Loan Armenia
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 93.12% More details
  |  Interest rate: 11.84%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 1.66%  |  16-30 days late: 3.9%  |  31-60 days late: 1.31%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Direct
“MOGO” Universal Credit Organization LLCSecured Car LoanArmeniaA76No11.84%093.12%0%1.66%3.9%1.31%0%No5%0%0%EUR, GBP, GEL, PLNDirect
52MOGO Credit Limited Liability CompanyMogoSecured Car Loan Belarus
Mintos rating: A  |  Explore P2P rating: 76  |  Interest on late payments: No  |  Current: 95.44% More details
  |  Interest rate: 8.43%  |  Delayed within grace period: 0.23%  |  Grace period: 5 day(s)  |  1-15 days late: 4.33%  |  16-30 days late: 0%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, GBP, GEL, PLN  |  Investment structure: Indirect
MOGO Credit Limited Liability CompanySecured Car LoanBelarusA76No8.43%595.44%0.23%4.33%0%0%0%No5%0%0%EUR, GBP, GEL, PLNIndirect
53MONEGO SH.P.K.MonegoPersonal Loan Kosovo
Mintos rating: C+  |  Explore P2P rating: 34  |  Interest on late payments: Yes  |  Current: 86.12% More details
  |  Interest rate: 12.81%  |  Delayed within grace period: 4.28%  |  Grace period: 3 day(s)  |  1-15 days late: 4.26%  |  16-30 days late: 2.86%  |  31-60 days late: 2.48%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
MONEGO SH.P.K.Personal LoanKosovoC+34Yes12.81%386.12%4.28%4.26%2.86%2.48%0%No15%0%0%EURIndirect
53MONEGO SH.P.K.MonegoShort-Term Loan Kosovo
Mintos rating: C+  |  Explore P2P rating: 34  |  Interest on late payments: Yes  |  Current: 84.86% More details
  |  Interest rate: 12.57%  |  Delayed within grace period: 4.8%  |  Grace period: 3 day(s)  |  1-15 days late: 3.88%  |  16-30 days late: 2.9%  |  31-60 days late: 3.56%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
MONEGO SH.P.K.Short-Term LoanKosovoC+34Yes12.57%384.86%4.8%3.88%2.9%3.56%0%No15%0%0%EURIndirect
54UAB Moment CreditMozipoPersonal Loan Lithuania
Mintos rating: B-  |  Explore P2P rating: 36  |  Interest on late payments: Yes  |  Current: 74.46% More details
  |  Interest rate: 12.4%  |  Delayed within grace period: 9.65%  |  Grace period: 3 day(s)  |  1-15 days late: 7.37%  |  16-30 days late: 5.23%  |  31-60 days late: 3.29%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
UAB Moment CreditPersonal LoanLithuaniaB-36Yes12.4%374.46%9.65%7.37%5.23%3.29%0%No10%0%0%EURDirect
54UAB Moment CreditMozipoShort-Term Loan Lithuania
Mintos rating: B-  |  Explore P2P rating: 36  |  Interest on late payments: Yes  |  Current: 85.1% More details
  |  Interest rate: 9.53%  |  Delayed within grace period: 9.49%  |  Grace period: 3 day(s)  |  1-15 days late: 2.06%  |  16-30 days late: 2.82%  |  31-60 days late: 0.53%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
UAB Moment CreditShort-Term LoanLithuaniaB-36Yes9.53%385.1%9.49%2.06%2.82%0.53%0%No10%0%0%EURDirect
54Mozipo IFN S.A.MozipoPersonal Loan Romania
Mintos rating: B-  |  Explore P2P rating: 36  |  Interest on late payments: Yes  |  Current: 74.04% More details
  |  Interest rate: 12.25%  |  Delayed within grace period: 7.48%  |  Grace period: 3 day(s)  |  1-15 days late: 5.78%  |  16-30 days late: 6.46%  |  31-60 days late: 6.24%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
Mozipo IFN S.A.Personal LoanRomaniaB-36Yes12.25%374.04%7.48%5.78%6.46%6.24%0%No10%0%0%EURIndirect
54Mozipo IFN S.A.MozipoShort-Term Loan Romania
Mintos rating: B-  |  Explore P2P rating: 36  |  Interest on late payments: Yes  |  Current: 53.95% More details
  |  Interest rate: 10.06%  |  Delayed within grace period: 7.35%  |  Grace period: 3 day(s)  |  1-15 days late: 0%  |  16-30 days late: 7.36%  |  31-60 days late: 31.34%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
Mozipo IFN S.A.Short-Term LoanRomaniaB-36Yes10.06%353.95%7.35%0%7.36%31.34%0%No10%0%0%EURIndirect
54Mozipo ApSMozipoPersonal Loan Denmark
Mintos rating: B-  |  Explore P2P rating: 36  |  Interest on late payments: Yes  |  Current: 62.57% More details
  |  Interest rate: 13.18%  |  Delayed within grace period: 17.3%  |  Grace period: 3 day(s)  |  1-15 days late: 3.44%  |  16-30 days late: 1.81%  |  31-60 days late: 14.87%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Mozipo ApSPersonal LoanDenmarkB-36Yes13.18%362.57%17.3%3.44%1.81%14.87%0%No10%0%0%EURDirect
55Cash On Go Ltd.PeachyPersonal Loan United Kingdom
Mintos rating: B  |  Explore P2P rating: 17  |  Interest on late payments: Yes  |  Current: 80.93% More details
  |  Interest rate: 12.23%  |  Delayed within grace period: 0%  |  Grace period: 1 day(s)  |  1-15 days late: 9.86%  |  16-30 days late: 2.11%  |  31-60 days late: 7.1%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Cash On Go Ltd.Personal LoanUnited KingdomB17Yes12.23%180.93%0%9.86%2.11%7.1%0%No15%0%0%EURDirect
55Cash On Go Ltd.PeachyShort-Term Loan United Kingdom
Mintos rating: B  |  Explore P2P rating: 17  |  Interest on late payments: Yes  |  Current: 87.42% More details
  |  Interest rate: 9.68%  |  Delayed within grace period: 0%  |  Grace period: 1 day(s)  |  1-15 days late: 6.53%  |  16-30 days late: 0.89%  |  31-60 days late: 5.16%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Cash On Go Ltd.Short-Term LoanUnited KingdomB17Yes9.68%187.42%0%6.53%0.89%5.16%0%No15%0%0%EURDirect
56Placet Group OÜPlacet GroupPersonal Loan Estonia
Mintos rating: A-  |  Explore P2P rating: 71  |  Interest on late payments: Yes  |  Current: 79.83% More details
  |  Interest rate: 8.31%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 8.22%  |  16-30 days late: 7.86%  |  31-60 days late: 4.1%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Placet Group OÜPersonal LoanEstoniaA-71Yes8.31%079.83%0%8.22%7.86%4.1%0%No5%0%0%EURDirect
56Nordecum UABPlacet GroupPersonal Loan Lithuania
Mintos rating: B+  |  Explore P2P rating: 71  |  Interest on late payments: Yes  |  Current: 54.04% More details
  |  Interest rate: 8.89%  |  Delayed within grace period: 4.19%  |  Grace period: 2 day(s)  |  1-15 days late: 14.32%  |  16-30 days late: 14.64%  |  31-60 days late: 12.81%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Nordecum UABPersonal LoanLithuaniaB+71Yes8.89%254.04%4.19%14.32%14.64%12.81%0%No10%0%0%EURDirect
57COMPAÑÍA DE CRÉDITOS RÁPIDOS S.A.S.RapicreditShort-Term Loan Colombia
Mintos rating: B-  |  Explore P2P rating: 28  |  Interest on late payments: Yes  |  Current: 63.27% More details
  |  Interest rate: 11.19%  |  Delayed within grace period: 9.21%  |  Grace period: 15 day(s)  |  1-15 days late: 0%  |  16-30 days late: 13.64%  |  31-60 days late: 13.87%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
COMPAÑÍA DE CRÉDITOS RÁPIDOS S.A.S.Short-Term LoanColombiaB-28Yes11.19%1563.27%9.21%0%13.64%13.87%0%No5%0%0%EURDirect
58Rapido Finance SLURapidoShort-Term Loan Spain
Mintos rating: D  |  Explore P2P rating: 0  |  Interest on late payments: Yes  |  Current: 22.21% More details
  |  Interest rate: 11.34%  |  Delayed within grace period: 13.97%  |  Grace period: 5 day(s)  |  1-15 days late: 20.58%  |  16-30 days late: 10.15%  |  31-60 days late: 11.84%  |  60+ days late: 21.26%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Rapido Finance SLUShort-Term LoanSpainDN/A Yes11.34%522.21%13.97%20.58%10.15%11.84%21.26%No10%0%0%EURDirect
59LLC “SOS CREDIT”SOS CreditShort-Term Loan Ukraine
Mintos rating: C+  |  Explore P2P rating: 46  |  Interest on late payments: Yes  |  Current: 82.79% More details
  |  Interest rate: 11.04%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 10.54%  |  16-30 days late: 3.47%  |  31-60 days late: 3.2%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
LLC “SOS CREDIT”Short-Term LoanUkraineC+46Yes11.04%082.79%0%10.54%3.47%3.2%0%No15%0%0%EURIndirect
60SeboSeboPersonal Loan Moldova
Mintos rating: B-  |  Explore P2P rating: 53  |  Interest on late payments: Yes  |  Current: 88.22% More details
  |  Interest rate: 12.2%  |  Delayed within grace period: 1.58%  |  Grace period: 3 day(s)  |  1-15 days late: 5.65%  |  16-30 days late: 2.34%  |  31-60 days late: 2.2%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
SeboPersonal LoanMoldovaB-53Yes12.2%388.22%1.58%5.65%2.34%2.2%0%No10%0%0%EURIndirect
60SeboSeboShort-Term Loan Moldova
Mintos rating: B-  |  Explore P2P rating: 53  |  Interest on late payments: Yes  |  Current: 87.18% More details
  |  Interest rate: 11.84%  |  Delayed within grace period: 3.48%  |  Grace period: 3 day(s)  |  1-15 days late: 3.29%  |  16-30 days late: 2.51%  |  31-60 days late: 3.54%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
SeboShort-Term LoanMoldovaB-53Yes11.84%387.18%3.48%3.29%2.51%3.54%0%No10%0%0%EURIndirect
61Aps CapitoliaSimboShort-Term Loan Denmark
Mintos rating: B-  |  Explore P2P rating: 43  |  Interest on late payments: Yes  |  Current: 70.33% More details
  |  Interest rate: 12.2%  |  Delayed within grace period: 9.78%  |  Grace period: 5 day(s)  |  1-15 days late: 6.42%  |  16-30 days late: 6.3%  |  31-60 days late: 7.18%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: DKK, EUR  |  Investment structure: Direct
Aps CapitoliaShort-Term LoanDenmarkB-43Yes12.2%570.33%9.78%6.42%6.3%7.18%0%No10%0%0%DKK, EURDirect
62AD Stik-CreditStik CreditPersonal Loan Bulgaria
Mintos rating: B-  |  Explore P2P rating: 53  |  Interest on late payments: Yes  |  Current: 89.93% More details
  |  Interest rate: 9.91%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 7.11%  |  16-30 days late: 2.96%  |  31-60 days late: 0%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
AD Stik-CreditPersonal LoanBulgariaB-53Yes9.91%089.93%0%7.11%2.96%0%0%No10%0%0%EURDirect
63Fincap LLPTengoShort-Term Loan Kazakhstan
Mintos rating: B-  |  Explore P2P rating: 13  |  Interest on late payments: Yes  |  Current: 57.97% More details
  |  Interest rate: 13.1%  |  Delayed within grace period: 8.83%  |  Grace period: 5 day(s)  |  1-15 days late: 7.69%  |  16-30 days late: 9.86%  |  31-60 days late: 15.65%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR, KZT  |  Investment structure: Direct
Fincap LLPShort-Term LoanKazakhstanB-13Yes13.1%557.97%8.83%7.69%9.86%15.65%0%No10%0%0%EUR, KZTDirect
64TIGO FINANCE DOOEL SkopjeTigoPersonal Loan North Macedonia
Mintos rating: C+  |  Explore P2P rating: 13  |  Interest on late payments: Yes  |  Current: 85.08% More details
  |  Interest rate: 12.23%  |  Delayed within grace period: 4.51%  |  Grace period: 3 day(s)  |  1-15 days late: 5.09%  |  16-30 days late: 2.91%  |  31-60 days late: 2.42%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
TIGO FINANCE DOOEL SkopjePersonal LoanNorth MacedoniaC+13Yes12.23%385.08%4.51%5.09%2.91%2.42%0%No15%0%0%EURDirect
64TIGO FINANCE DOOEL SkopjeTigoShort-Term Loan North Macedonia
Mintos rating: C+  |  Explore P2P rating: 13  |  Interest on late payments: Yes  |  Current: 81.83% More details
  |  Interest rate: 11.96%  |  Delayed within grace period: 7.14%  |  Grace period: 3 day(s)  |  1-15 days late: 4.26%  |  16-30 days late: 2.74%  |  31-60 days late: 4.02%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
TIGO FINANCE DOOEL SkopjeShort-Term LoanNorth MacedoniaC+13Yes11.96%381.83%7.14%4.26%2.74%4.02%0%No15%0%0%EURDirect
65VarksVarksShort-Term Loan Armenia
Mintos rating: B+  |  Explore P2P rating: 61  |  Interest on late payments: Yes  |  Current: 87.2% More details
  |  Interest rate: 12.32%  |  Delayed within grace period: 2.9%  |  Grace period: 3 day(s)  |  1-15 days late: 2.87%  |  16-30 days late: 2.59%  |  31-60 days late: 4.44%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
VarksShort-Term LoanArmeniaB+61Yes12.32%387.2%2.9%2.87%2.59%4.44%0%No10%0%0%EURIndirect
66SIA ViziaFinanceViziaPersonal Loan Latvia
Mintos rating: A-  |  Explore P2P rating: 77  |  Interest on late payments: Yes  |  Current: 80.38% More details
  |  Interest rate: 10.75%  |  Delayed within grace period: 1.12%  |  Grace period: 3 day(s)  |  1-15 days late: 8.42%  |  16-30 days late: 6.75%  |  31-60 days late: 3.33%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 5%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Indirect
SIA ViziaFinancePersonal LoanLatviaA-77Yes10.75%380.38%1.12%8.42%6.75%3.33%0%No5%0%0%EURIndirect
67Watu Credit LimitedWatu CreditSecured Car Loan Kenya
Mintos rating: B  |  Explore P2P rating: 61  |  Interest on late payments: No  |  Current: 63.85% More details
  |  Interest rate: 9.58%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 22.3%  |  16-30 days late: 7.94%  |  31-60 days late: 5.9%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 15%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
Watu Credit LimitedSecured Car LoanKenyaB61No9.58%063.85%0%22.3%7.94%5.9%0%No15%0%0%EURDirect
68ZENKA FINANCE COMPANY LIMITEDZenkaShort-Term Loan Kenya
Mintos rating: C+  |  Explore P2P rating: 41  |  Interest on late payments: Yes  |  Current: 86.55% More details
  |  Interest rate: 10.49%  |  Delayed within grace period: 0%  |  Grace period: 0 day(s)  |  1-15 days late: 8.3%  |  16-30 days late: 4.18%  |  31-60 days late: 0.97%  |  60+ days late: 0%  |  Penalty income: No  |  Skin in the game: 10%  |  Bad dept: 0%  |  Default: 0%  |  Currency: EUR  |  Investment structure: Direct
ZENKA FINANCE COMPANY LIMITEDShort-Term LoanKenyaC+41Yes10.49%086.55%0%8.3%4.18%0.97%0%No10%0%0%EURDirect

23 Comments

  1. Hi, good job on the tool! Very useful. Would it be possible to add a filter for the average interest rate? Let’s say I’m sorting by Explore P2P rating and only want to see originators with an avg. interest rate above 12%.

    1. Hi Conquer,

      Thank you for your comment.
      Please check it out again. I’ve just added the filter. Hope it helps you. It was on my list of things to do 🙂

      Best,
      Marius

  2. Great tool! It would be also useful to add the average term of the loans or the term range. How often will you update the table? Thank you!

    1. Thank you Michael!

      That’s a very good suggestion. I will see if Mintos has anyway statistics for the average term of loans per originator. As far as I remember now, they don’t have this. In any case, I will take a closer look and see if I can include it. I think it will be useful.

      Best,
      Marius

    2. Oops, forgot to answer your other question 🙂 I am planning to update this table 2-3 times a week. I think this frequency will be good enough for the purpose it serves.

    1. Hi Ronnie,

      All loan originators presented here have buyback guarantee. Those that have loans only without buyback guarantee have not been included at all in this table.

      For example, some of them have loans with and without, like Mogo, and you can find them in this list. Others only have without buyback guarantee, like Lendrock or Debifo, and they aren’t listed in here.

      Hope it helps.

      Best,
      Marius

  3. Hi, Marius.
    very usefull, great work!
    In my opinion there are two very important filters missing:
    1)is the LO profitable
    2)is there a group guarantee offered by the LO
    For the savety of our investments it all comes to the LO – if he is profitable it means that his business model works good and he would be able to pay back the guarantee when it comes to it.
    And if there is a group guarantee it means that if something happens to one structure of the company, for example personal loans in one single country, than all other structures of the mother company are staying behind the failed one and are willing to pay the guarantee for it. This means that our money is even more save.

    Regards
    Stoyan Minev

    1. Hi Stoyan,

      Thank you for thoughts. All are great and valid points.

      I can easily add a column and filter for the group guarantee. Will do that in the next few days, as I get some free time.

      As for profitability, that’s something a little bit more hard to do. I won’t make any promise on this one, but I will think about it how to approach it. However, I will say that the Explore P2P score is very useful for this scope as well.

      Best,
      Marius

        1. Hi Brian,

          Thank you for the offer! I think that sounds good. I will send you a separate email to figure out how we can collaborate.

          Best,
          Marius

    1. Hi Marco,

      Happy to clarify it. All the data presented here is from Mintos. Specifically from https://www.mintos.com/en/statistics/ and https://www.mintos.com/en/loan-originators/. So the data is not for my own portfolio, but is for all loans on Mintos.

      As for Dozarplati specifically, they have different loan types: short-term, business and personal. Based on loan type, the percentage for current loans is different. If you filter in my table by Dozarplati you will see all 3 loan types with the current loans percentage. In any case, for simplicity, posting the data here as we well: for business we have 80,48%, for personal 75,51% and for short-term loans only we have 9,61% current loans.

      Hope this helps,
      Marius

  4. A very good and elegant contribution, Marius.
    From work I started to do something similar, I can appreciate the time you have invested in this.
    Many thanks !

    1. Hi Yan,

      Currency is already added in the table, is just is hidden by default (to optimize space), so you need to show it. Please go to the “Columns” button and make sure you select “Currencies”. In this way this column will show up in the table.

      Additionally, you can also use the “Currency” filter, to show only loan originators that issue loans in a specific currency. To do that click on “Filters”, then on “More filters”.

      Let me know if that helps,
      Marius

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