Last updated: October 13, 2020
After many late-night working hours I am excited to introduce to you the Mintos Helper. It's an online tool built to easily select and filter out Mintos loan originators. Check out the FAQ and changelog below or read my post on rules to select loan originators.
Rules to select loan originators Comments (59) Leave a comment
- What is Mintos Helper?
It’s an online tool I built to help me easily select loan originators according to well defined criteria. You can filter and sort them until you end up with a list that suits your wants and needs. - Why Mintos Helper?
Finding the best loan originators it’s a tedious work that requires me time and efforts to combine data from Statistics and Loan Originators pages in Mintos and scores from P2P Explore.
As I’m usually a lazy person 😀 I looked for ways to make it much more easier for myself and save me time. - Do you show all loan originators?
No. I don’t include loan originators that do not offer Buyback Guarantee. - Can I trust the data is up to date and accurate?
Yes. I am doing my best to keep this data updated. If you notice something that doesn’t make sense, send me a message. - What are the Predefined filters?
It’s a way to quickly select the top rated loan originators (top rated – according to my own somehow subjective opinion). So feel free to further more adjust the filters. They are just a quick way to get you started. - Can I do advanced filtering?
Yes, you can. Clicking on the Filters button below will reveal a set of filters for you to use. - What each column represents? I want more info.
No problem. Rollover the info button associated with each column header to learn more about the data it represents. - You are missing somehow important information about each loan originator.
By default the table contains only the most important information to keep it easy to use which means some columns are hidden. You can use the Columns button to display additional columns in the table. - Who owns the data presented here?
The data is taken from Mintos and P2P Explore websites while this tool is just making it easier to filter it out. - History of changes and improvements
- May 15, 2020
- Added the Explore P2P country rating column which shows the rating for each country as calculated by the team from Explore P2P.
- April 12, 2020
- Added the Pending payments (EUR) column which shows the money that is currently in the process of being credited to investors accounts.
- Added the Average pending payments days column which shows the average weighted number of days for pending payments.
- Added flags for countries for easier scanning.
- People were confused for how to scroll horizontally when there isn’t enough space to show all columns. To resolve that I limited the height of the table which now brings the horizontal scrollbar to the visible area on the screen, which should reduce confusion. Downside is that now we have a vertical scrollbar for the table.
- Resolved a few bugs for Firefox on Windows – some loan originators were filtered out in specific situations.
- August 27, 2019
- I am not including anymore loan originators with specific loan types from countries that don’t have any current loans on Mintos at the moment.
- August 21, 2019
- Added filters for currencies and investment structure.
- Made it more clear for loan originators like Aforti and Aasa that they don’t have a P2P Explore rating. Previously it was showing 0, which was misleading.
- Resolved a problem with the P2P Explore rating for Vizia and Banknote.
- Made it more clear what interest on delayed payments actually means.
- August 17, 2019 – initial launch
- May 15, 2020
Let me know in the comments what you think about Mintos Helper. If you liked it, I would also appreciate if you share it with others.
Initializing the table, please wait...
Predefined filters:
| ID | Loan originator | Branch | Loan type | Country | Mintos rating | Explore P2P LO rating | Interest on delayed payments | Avg. interest rate | Pending payments (EUR) | Pending payments (%) | Avg. pending payments days | Explore P2P country rating | Grace period | Current % | Delayed within grace period % | 1-15 days late % | 16-30 days late % | 31-60 days late % | 60+ days late % | Penalty income | Skin in the game | Bad debt % | Default % | Currency | Investment structure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2 | AfortiAfortiBusiness Loan  PolandMintos rating: D | Explore P2P rating: N/A | Interest on late payments: No | Pending payments (EUR): 2,042,316 EUR | Pending payments (%): 7,803.92% | Avg. pending payments days: 178 | Explore P2P country rating: 63 | Current: 99.8% More details | Avg. interest rate: 10% | Delayed within grace period: 0% | Grace period: 1 day(s) | 1-15 days late: 0.2% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.04% | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, PLN | Investment structure: Direct | Aforti | Business Loan | Poland | D | N/A | No | 10% | 2,042,316 | 7,803.92% | 178 | 63 | 1 | 99.8% | 0% | 0.2% | 0% | 0% | 0% | Yes | 5% | 0% | 0% | EUR, PLN | Direct |
| 3 | SIA AgroCredit LatviaAgroCreditAgricultural Loan  LatviaMintos rating: A- | Explore P2P rating: 47 | Interest on late payments: No | Pending payments (EUR): 32,574 EUR | Pending payments (%): 0.97% | Avg. pending payments days: 5 | Explore P2P country rating: 69 | Current: 100% More details | Avg. interest rate: 6% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 0% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | SIA AgroCredit Latvia | Agricultural Loan | Latvia | A- | 47 | No | 6% | 32,574 | 0.97% | 5 | 69 | 3 | 100% | 0% | 0% | 0% | 0% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 4 | Akulaku Silvrr IndonesiaAkulakuPersonal Loan  IndonesiaMintos rating: B+ | Explore P2P rating: 57 | Interest on late payments: Yes | Pending payments (EUR): 9,631,139 EUR | Pending payments (%): 94.35% | Avg. pending payments days: 118 | Explore P2P country rating: 48 | Current: 88.87% More details | Avg. interest rate: 7.06% | Delayed within grace period: 7.46% | Grace period: 5 day(s) | 1-15 days late: 0.52% | 16-30 days late: 2.33% | 31-60 days late: 0.82% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Akulaku Silvrr Indonesia | Personal Loan | Indonesia | B+ | 57 | Yes | 7.06% | 9,631,139 | 94.35% | 118 | 48 | 5 | 88.87% | 7.46% | 0.52% | 2.33% | 0.82% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 5 | Alexcredit, Ltd.AlexcreditShort-Term Loan  UkraineMintos rating: D | Explore P2P rating: 41 | Interest on late payments: Yes | Pending payments (EUR): 4,445,228 EUR | Pending payments (%): 13,000.71% | Avg. pending payments days: 183 | Explore P2P country rating: 42 | Current: 8.54% More details | Avg. interest rate: 14.64% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 4.19% | 16-30 days late: 11.88% | 31-60 days late: 75.39% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Alexcredit, Ltd. | Short-Term Loan | Ukraine | D | 41 | Yes | 14.64% | 4,445,228 | 13,000.71% | 183 | 42 | 0 | 8.54% | 0% | 4.19% | 11.88% | 75.39% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 6 | AlfakredytAlfakredytShort-Term Loan Poland Mintos rating: B | Explore P2P rating: 24 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 63 | Current: 95.35% More details | Avg. interest rate: 10.69% | Delayed within grace period: 0% | Grace period: 1 day(s) | 1-15 days late: 2.21% | 16-30 days late: 0.77% | 31-60 days late: 1.67% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, PLN | Investment structure: Direct | Alfakredyt | Short-Term Loan | Poland | B | 24 | Yes | 10.69% | 0 | 0.00% | 0 | 63 | 1 | 95.35% | 0% | 2.21% | 0.77% | 1.67% | 0% | No | 10% | 0% | 0% | EUR, PLN | Direct |
| 8 | Capital ServiceCapital ServicePersonal Loan Poland Mintos rating: B- | Explore P2P rating: 39 | Interest on late payments: Yes | Pending payments (EUR): 19,294,312 EUR | Pending payments (%): 858,681.34% | Avg. pending payments days: 167 | Explore P2P country rating: 63 | Current: 89.65% More details | Avg. interest rate: 15.03% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 10.35% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, PLN | Investment structure: Direct | Capital Service | Personal Loan | Poland | B- | 39 | Yes | 15.03% | 19,294,312 | 858,681.34% | 167 | 63 | 3 | 89.65% | 0% | 10.35% | 0% | 0% | 0% | No | 10% | 0% | 0% | EUR, PLN | Direct |
| 9 | Capitalia, SECapitaliaBusiness Loan  EstoniaMintos rating: B+ | Explore P2P rating: 36 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 84 | Current: 100% More details | Avg. interest rate: 7.31% | Delayed within grace period: 0% | Grace period: 4 day(s) | 1-15 days late: 0% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.063% | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Capitalia, SE | Business Loan | Estonia | B+ | 36 | No | 7.31% | 0 | 0.00% | 0 | 84 | 4 | 100% | 0% | 0% | 0% | 0% | 0% | Yes | 5% | 0% | 0% | EUR | Direct |
| 9 | Capitalia, SECapitaliaBusiness Loan Estonia Mintos rating: B+ | Explore P2P rating: 36 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 84 | Current: 100% More details | Avg. interest rate: 7.31% | Delayed within grace period: 0% | Grace period: 4 day(s) | 1-15 days late: 0% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.063% | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Capitalia, SE | Business Loan | Estonia | B+ | 36 | No | 7.31% | 0 | 0.00% | 0 | 84 | 4 | 100% | 0% | 0% | 0% | 0% | 0% | Yes | 5% | 0% | 0% | EUR | Direct |
| 9 | Capitalia, SECapitaliaBusiness Loan Estonia Mintos rating: B+ | Explore P2P rating: 36 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 84 | Current: 100% More details | Avg. interest rate: 7.31% | Delayed within grace period: 0% | Grace period: 4 day(s) | 1-15 days late: 0% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.063% | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Capitalia, SE | Business Loan | Estonia | B+ | 36 | No | 7.31% | 0 | 0.00% | 0 | 84 | 4 | 100% | 0% | 0% | 0% | 0% | 0% | Yes | 5% | 0% | 0% | EUR | Direct |
| 10 | Novaloans LimitedCash4unowPersonal Loan  United KingdomMintos rating: B+ | Explore P2P rating: 51 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 80 | Current: 80.91% More details | Avg. interest rate: 10.72% | Delayed within grace period: 0% | Grace period: 1 day(s) | 1-15 days late: 7.03% | 16-30 days late: 6.12% | 31-60 days late: 5.95% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Novaloans Limited | Personal Loan | United Kingdom | B+ | 51 | Yes | 10.72% | 0 | 0.00% | 0 | 80 | 1 | 80.91% | 0% | 7.03% | 6.12% | 5.95% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 11 | Cash Credit Mobile EADCashCreditPersonal Loan  BulgariaMintos rating: B | Explore P2P rating: 53 | Interest on late payments: No | Pending payments (EUR): 29,482 EUR | Pending payments (%): 1.09% | Avg. pending payments days: 1 | Explore P2P country rating: 61 | Current: 71.33% More details | Avg. interest rate: 11.75% | Delayed within grace period: 4.98% | Grace period: 3 day(s) | 1-15 days late: 12.17% | 16-30 days late: 7.2% | 31-60 days late: 4.32% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Cash Credit Mobile EAD | Personal Loan | Bulgaria | B | 53 | No | 11.75% | 29,482 | 1.09% | 1 | 61 | 3 | 71.33% | 4.98% | 12.17% | 7.2% | 4.32% | 0% | No | 5%-10% | 0% | 0% | EUR | Direct |
| 12 | Green Money Tree Lending Corp.CashwagonShort-Term Loan  PhilippinesMintos rating: B- | Explore P2P rating: 36 | Interest on late payments: Yes | Pending payments (EUR): 1,699,875 EUR | Pending payments (%): 17,755.44% | Avg. pending payments days: 83 | Explore P2P country rating: 61 | Current: 0% More details | Avg. interest rate: 19.42% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 9.17% | 16-30 days late: 28.08% | 31-60 days late: 62.76% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Green Money Tree Lending Corp. | Short-Term Loan | Philippines | B- | 36 | Yes | 19.42% | 1,699,875 | 17,755.44% | 83 | 61 | 3 | 0% | 0% | 9.17% | 28.08% | 62.76% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 12 | Lendtech Co., Ltd.CashwagonShort-Term Loan  VietnamMintos rating: B- | Explore P2P rating: 36 | Interest on late payments: Yes | Pending payments (EUR): 4,581,915 EUR | Pending payments (%): 654.30% | Avg. pending payments days: 82 | Explore P2P country rating: 57 | Current: 0% More details | Avg. interest rate: 24.34% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 6.08% | 16-30 days late: 48.76% | 31-60 days late: 45.16% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Lendtech Co., Ltd. | Short-Term Loan | Vietnam | B- | 36 | Yes | 24.34% | 4,581,915 | 654.30% | 82 | 57 | 0 | 0% | 0% | 6.08% | 48.76% | 45.16% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 13 | Creamfinance Czech s.r.o.CreamfinanceShort-Term Loan  Czech RepublicMintos rating: B- | Explore P2P rating: 63 | Interest on late payments: Yes | Pending payments (EUR): 618 EUR | Pending payments (%): 5.81% | Avg. pending payments days: 3 | Explore P2P country rating: 76 | Current: 68.09% More details | Avg. interest rate: 8% | Delayed within grace period: 6.58% | Grace period: 3 day(s) | 1-15 days late: 17.93% | 16-30 days late: 2.06% | 31-60 days late: 5.34% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: CZK, EUR | Investment structure: Direct | Creamfinance Czech s.r.o. | Short-Term Loan | Czech Republic | B- | 63 | Yes | 8% | 618 | 5.81% | 3 | 76 | 3 | 68.09% | 6.58% | 17.93% | 2.06% | 5.34% | 0% | No | 5% | 0% | 0% | CZK, EUR | Direct |
| 13 | Creamfinance Denmark ApSCreamfinancePersonal Loan  DenmarkMintos rating: B- | Explore P2P rating: 63 | Interest on late payments: Yes | Pending payments (EUR): 4,055 EUR | Pending payments (%): 0.22% | Avg. pending payments days: 2 | Explore P2P country rating: 84 | Current: 92.72% More details | Avg. interest rate: 11.18% | Delayed within grace period: 0% | Grace period: 9 day(s) | 1-15 days late: 3.97% | 16-30 days late: 0% | 31-60 days late: 3.32% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: CZK, EUR | Investment structure: Direct | Creamfinance Denmark ApS | Personal Loan | Denmark | B- | 63 | Yes | 11.18% | 4,055 | 0.22% | 2 | 84 | 9 | 92.72% | 0% | 3.97% | 0% | 3.32% | 0% | No | 5% | 0% | 0% | CZK, EUR | Direct |
| 13 | SIA Creamfinance LatviaCreamfinancePersonal Loan Latvia Mintos rating: B- | Explore P2P rating: 63 | Interest on late payments: No | Pending payments (EUR): 74,473 EUR | Pending payments (%): 2.85% | Avg. pending payments days: 3 | Explore P2P country rating: 69 | Current: 88.6% More details | Avg. interest rate: 12.38% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 6.8% | 16-30 days late: 2.41% | 31-60 days late: 2.19% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: CZK, EUR | Investment structure: Indirect | SIA Creamfinance Latvia | Personal Loan | Latvia | B- | 63 | No | 12.38% | 74,473 | 2.85% | 3 | 69 | 0 | 88.6% | 0% | 6.8% | 2.41% | 2.19% | 0% | No | 5% | 0% | 0% | CZK, EUR | Indirect |
| 13 | Creamfnance Sp. z o.o.CreamfinanceShort-Term Loan Poland Mintos rating: B- | Explore P2P rating: 63 | Interest on late payments: Yes | Pending payments (EUR): 96,081 EUR | Pending payments (%): 2.15% | Avg. pending payments days: 2 | Explore P2P country rating: 63 | Current: 67.01% More details | Avg. interest rate: 12.48% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 12.39% | 16-30 days late: 10.47% | 31-60 days late: 10.14% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: CZK, EUR | Investment structure: Direct | Creamfnance Sp. z o.o. | Short-Term Loan | Poland | B- | 63 | Yes | 12.48% | 96,081 | 2.15% | 2 | 63 | 0 | 67.01% | 0% | 12.39% | 10.47% | 10.14% | 0% | No | 5% | 0% | 0% | CZK, EUR | Direct |
| 13 | Creamfinance Spain S.L.CreamfinanceShort-Term Loan  SpainMintos rating: B- | Explore P2P rating: 63 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 73 | Current: 70.32% More details | Avg. interest rate: 12.39% | Delayed within grace period: 3.37% | Grace period: 3 day(s) | 1-15 days late: 9.37% | 16-30 days late: 5.96% | 31-60 days late: 10.98% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: CZK, EUR | Investment structure: Direct | Creamfinance Spain S.L. | Short-Term Loan | Spain | B- | 63 | Yes | 12.39% | 0 | 0.00% | 0 | 73 | 3 | 70.32% | 3.37% | 9.37% | 5.96% | 10.98% | 0% | No | 5% | 0% | 0% | CZK, EUR | Direct |
| 14 | Credissimo AD (Bulgaria)CredissimoPersonal Loan Bulgaria Mintos rating: A- | Explore P2P rating: 68 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 61 | Current: 78.04% More details | Avg. interest rate: 7.84% | Delayed within grace period: 12.18% | Grace period: 10 day(s) | 1-15 days late: 4.24% | 16-30 days late: 1.92% | 31-60 days late: 3.61% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Credissimo AD (Bulgaria) | Personal Loan | Bulgaria | A- | 68 | Yes | 7.84% | 0 | 0.00% | 0 | 61 | 10 | 78.04% | 12.18% | 4.24% | 1.92% | 3.61% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 15 | Monefit Estonia OÜCreditstarPersonal Loan Estonia Mintos rating: B | Explore P2P rating: 76 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 84 | Current: 72.49% More details | Avg. interest rate: 14.01% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 10.9% | 16-30 days late: 7.27% | 31-60 days late: 9.34% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Monefit Estonia OÜ | Personal Loan | Estonia | B | 76 | Yes | 14.01% | 0 | 0.00% | 0 | 84 | 0 | 72.49% | 0% | 10.9% | 7.27% | 9.34% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 15 | Creditstar Czech s.r.o.CreditstarPersonal Loan Czech Republic Mintos rating: B | Explore P2P rating: 76 | Interest on late payments: Yes | Pending payments (EUR): 6,489 EUR | Pending payments (%): 13.45% | Avg. pending payments days: 4 | Explore P2P country rating: 76 | Current: 55.8% More details | Avg. interest rate: 6.51% | Delayed within grace period: 2.98% | Grace period: 3 day(s) | 1-15 days late: 13.69% | 16-30 days late: 10.15% | 31-60 days late: 17.38% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Creditstar Czech s.r.o. | Personal Loan | Czech Republic | B | 76 | Yes | 6.51% | 6,489 | 13.45% | 4 | 76 | 3 | 55.8% | 2.98% | 13.69% | 10.15% | 17.38% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 15 | Creditstar Czech s.r.o.CreditstarShort-Term Loan Czech Republic Mintos rating: B | Explore P2P rating: 76 | Interest on late payments: Yes | Pending payments (EUR): 7,738 EUR | Pending payments (%): 16.61% | Avg. pending payments days: 5 | Explore P2P country rating: 76 | Current: 52.59% More details | Avg. interest rate: 6.56% | Delayed within grace period: 6.05% | Grace period: 3 day(s) | 1-15 days late: 14.62% | 16-30 days late: 11.57% | 31-60 days late: 15.17% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Creditstar Czech s.r.o. | Short-Term Loan | Czech Republic | B | 76 | Yes | 6.56% | 7,738 | 16.61% | 5 | 76 | 3 | 52.59% | 6.05% | 14.62% | 11.57% | 15.17% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 15 | Creditstar Spain SLCreditstarPersonal Loan Spain Mintos rating: B | Explore P2P rating: 76 | Interest on late payments: Yes | Pending payments (EUR): 772 EUR | Pending payments (%): 7.23% | Avg. pending payments days: 2 | Explore P2P country rating: 73 | Current: 45.95% More details | Avg. interest rate: 14.36% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 8.16% | 16-30 days late: 9.15% | 31-60 days late: 36.74% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Creditstar Spain SL | Personal Loan | Spain | B | 76 | Yes | 14.36% | 772 | 7.23% | 2 | 73 | 3 | 45.95% | 0% | 8.16% | 9.15% | 36.74% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 15 | Creditstar Spain SLCreditstarShort-Term Loan Spain Mintos rating: B | Explore P2P rating: 76 | Interest on late payments: Yes | Pending payments (EUR): 44,486 EUR | Pending payments (%): 0.65% | Avg. pending payments days: 5 | Explore P2P country rating: 73 | Current: 46.03% More details | Avg. interest rate: 12.72% | Delayed within grace period: 8.98% | Grace period: 3 day(s) | 1-15 days late: 25.45% | 16-30 days late: 10.87% | 31-60 days late: 8.67% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Creditstar Spain SL | Short-Term Loan | Spain | B | 76 | Yes | 12.72% | 44,486 | 0.65% | 5 | 73 | 3 | 46.03% | 8.98% | 25.45% | 10.87% | 8.67% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 15 | Creditstar Poland Sp. z o.o.CreditstarPersonal Loan Poland Mintos rating: B | Explore P2P rating: 76 | Interest on late payments: Yes | Pending payments (EUR): 16,694 EUR | Pending payments (%): 14.46% | Avg. pending payments days: 4 | Explore P2P country rating: 63 | Current: 78.52% More details | Avg. interest rate: 12.76% | Delayed within grace period: 4.25% | Grace period: 3 day(s) | 1-15 days late: 7.22% | 16-30 days late: 2.91% | 31-60 days late: 7.1% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Creditstar Poland Sp. z o.o. | Personal Loan | Poland | B | 76 | Yes | 12.76% | 16,694 | 14.46% | 4 | 63 | 3 | 78.52% | 4.25% | 7.22% | 2.91% | 7.1% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 15 | Creditstar Poland Sp. z o.o.CreditstarShort-Term Loan Poland Mintos rating: B | Explore P2P rating: 76 | Interest on late payments: Yes | Pending payments (EUR): 48,801 EUR | Pending payments (%): 0.41% | Avg. pending payments days: 5 | Explore P2P country rating: 63 | Current: 34.41% More details | Avg. interest rate: 13.06% | Delayed within grace period: 5.6% | Grace period: 3 day(s) | 1-15 days late: 22.25% | 16-30 days late: 11.94% | 31-60 days late: 25.81% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Creditstar Poland Sp. z o.o. | Short-Term Loan | Poland | B | 76 | Yes | 13.06% | 48,801 | 0.41% | 5 | 63 | 3 | 34.41% | 5.6% | 22.25% | 11.94% | 25.81% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 15 | Creditstar Finland OYCreditstarPersonal Loan  FinlandMintos rating: B | Explore P2P rating: 76 | Interest on late payments: Yes | Pending payments (EUR): 87,648 EUR | Pending payments (%): 4.08% | Avg. pending payments days: 5 | Explore P2P country rating: 86 | Current: 71.92% More details | Avg. interest rate: 10.43% | Delayed within grace period: 2.21% | Grace period: 3 day(s) | 1-15 days late: 8.55% | 16-30 days late: 9.82% | 31-60 days late: 7.51% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Creditstar Finland OY | Personal Loan | Finland | B | 76 | Yes | 10.43% | 87,648 | 4.08% | 5 | 86 | 3 | 71.92% | 2.21% | 8.55% | 9.82% | 7.51% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 15 | Creditstar Finland OYCreditstarShort-Term Loan Finland Mintos rating: B | Explore P2P rating: 76 | Interest on late payments: Yes | Pending payments (EUR): 4,795 EUR | Pending payments (%): 28.32% | Avg. pending payments days: 4 | Explore P2P country rating: 86 | Current: 31.43% More details | Avg. interest rate: 10% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 42.42% | 16-30 days late: 10.92% | 31-60 days late: 15.23% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Creditstar Finland OY | Short-Term Loan | Finland | B | 76 | Yes | 10% | 4,795 | 28.32% | 4 | 86 | 3 | 31.43% | 0% | 42.42% | 10.92% | 15.23% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 16 | LLC MKK “Creditter”CreditterShort-Term Loan  Russian FederationMintos rating: C+ | Explore P2P rating: 22 | Interest on late payments: Yes | Pending payments (EUR): 14,805 EUR | Pending payments (%): 0.71% | Avg. pending payments days: 1 | Explore P2P country rating: 43 | Current: 89.63% More details | Avg. interest rate: 16.3% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 6.31% | 16-30 days late: 4.03% | 31-60 days late: 0.03% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | LLC MKK “Creditter” | Short-Term Loan | Russian Federation | C+ | 22 | Yes | 16.3% | 14,805 | 0.71% | 1 | 43 | 0 | 89.63% | 0% | 6.31% | 4.03% | 0.03% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 17 | Credius IFNCrediusPersonal Loan  RomaniaMintos rating: B+ | Explore P2P rating: 68 | Interest on late payments: Yes | Pending payments (EUR): 8,220 EUR | Pending payments (%): 0.46% | Avg. pending payments days: 3 | Explore P2P country rating: 61 | Current: 90.53% More details | Avg. interest rate: 8.2% | Delayed within grace period: 1.84% | Grace period: 3 day(s) | 1-15 days late: 1.41% | 16-30 days late: 3.08% | 31-60 days late: 3.15% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Credius IFN | Personal Loan | Romania | B+ | 68 | Yes | 8.2% | 8,220 | 0.46% | 3 | 61 | 3 | 90.53% | 1.84% | 1.41% | 3.08% | 3.15% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 20 | BanknoteDelfinGroupPersonal Loan Latvia Mintos rating: A- | Explore P2P rating: 77 | Interest on late payments: Yes | Pending payments (EUR): 435 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 69 | Current: 93.54% More details | Avg. interest rate: 11.39% | Delayed within grace period: 1.39% | Grace period: 3 day(s) | 1-15 days late: 1.71% | 16-30 days late: 2% | 31-60 days late: 1.37% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Both | Banknote | Personal Loan | Latvia | A- | 77 | Yes | 11.39% | 435 | 0.00% | 0 | 69 | 3 | 93.54% | 1.39% | 1.71% | 2% | 1.37% | 0% | No | 5% | 0% | 0% | EUR | Both |
| 20 | BanknoteDelfinGroupPersonal Loan With Pledge Latvia Mintos rating: A- | Explore P2P rating: 77 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 69 | Current: 71.02% More details | Avg. interest rate: 8.71% | Delayed within grace period: 3.19% | Grace period: 3 day(s) | 1-15 days late: 9.11% | 16-30 days late: 7.75% | 31-60 days late: 8.93% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Both | Banknote | Personal Loan With Pledge | Latvia | A- | 77 | Yes | 8.71% | 0 | 0.00% | 0 | 69 | 3 | 71.02% | 3.19% | 9.11% | 7.75% | 8.93% | 0% | No | 5% | 0% | 0% | EUR | Both |
| 20 | ViziaDelfinGroupPersonal Loan Latvia Mintos rating: A- | Explore P2P rating: 77 | Interest on late payments: Yes | Pending payments (EUR): 435 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 69 | Current: 93.54% More details | Avg. interest rate: 11.39% | Delayed within grace period: 1.39% | Grace period: 3 day(s) | 1-15 days late: 1.71% | 16-30 days late: 2% | 31-60 days late: 1.37% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Vizia | Personal Loan | Latvia | A- | 77 | Yes | 11.39% | 435 | 0.00% | 0 | 69 | 3 | 93.54% | 1.39% | 1.71% | 2% | 1.37% | 0% | No | 5% | 0% | 0% | EUR | Indirect |
| 20 | ViziaDelfinGroupPersonal Loan With Pledge Latvia Mintos rating: A- | Explore P2P rating: 77 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 69 | Current: 71.02% More details | Avg. interest rate: 8.71% | Delayed within grace period: 3.19% | Grace period: 3 day(s) | 1-15 days late: 9.11% | 16-30 days late: 7.75% | 31-60 days late: 8.93% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Vizia | Personal Loan With Pledge | Latvia | A- | 77 | Yes | 8.71% | 0 | 0.00% | 0 | 69 | 3 | 71.02% | 3.19% | 9.11% | 7.75% | 8.93% | 0% | No | 5% | 0% | 0% | EUR | Indirect |
| 21 | Dineo Credito S.L.U.DineoShort-Term Loan Spain Mintos rating: B | Explore P2P rating: 53 | Interest on late payments: Yes | Pending payments (EUR): 104,041 EUR | Pending payments (%): 3.90% | Avg. pending payments days: 2 | Explore P2P country rating: 73 | Current: 63.93% More details | Avg. interest rate: 8.04% | Delayed within grace period: 2.35% | Grace period: 3 day(s) | 1-15 days late: 9.03% | 16-30 days late: 3.64% | 31-60 days late: 21.06% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Dineo Credito S.L.U. | Short-Term Loan | Spain | B | 53 | Yes | 8.04% | 104,041 | 3.90% | 2 | 73 | 3 | 63.93% | 2.35% | 9.03% | 3.64% | 21.06% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 22 | Dinerito AudazDineritoPersonal Loan  MexicoMintos rating: B- | Explore P2P rating: 53 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 45 | Current: 100% More details | Avg. interest rate: 10.78% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 0% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Dinerito Audaz | Personal Loan | Mexico | B- | 53 | No | 10.78% | 0 | 0.00% | 0 | 45 | 0 | 100% | 0% | 0% | 0% | 0% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 23 | LLC DZP-CenterDozarplatiBusiness Loan Russian Federation Mintos rating: B- | Explore P2P rating: 45 | Interest on late payments: Yes | Pending payments (EUR): 2,325 EUR | Pending payments (%): 0.31% | Avg. pending payments days: 2 | Explore P2P country rating: 43 | Current: 92.42% More details | Avg. interest rate: 12.12% | Delayed within grace period: 7.38% | Grace period: 15 day(s) | 1-15 days late: 0% | 16-30 days late: 0.2% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | LLC DZP-Center | Business Loan | Russian Federation | B- | 45 | Yes | 12.12% | 2,325 | 0.31% | 2 | 43 | 15 | 92.42% | 7.38% | 0% | 0.2% | 0% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 23 | LLC DZP-CenterDozarplatiPersonal Loan Russian Federation Mintos rating: B- | Explore P2P rating: 45 | Interest on late payments: Yes | Pending payments (EUR): 185,625 EUR | Pending payments (%): 2.02% | Avg. pending payments days: 2 | Explore P2P country rating: 43 | Current: 56.99% More details | Avg. interest rate: 17.58% | Delayed within grace period: 10.42% | Grace period: 15 day(s) | 1-15 days late: 0% | 16-30 days late: 11.3% | 31-60 days late: 21.3% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | LLC DZP-Center | Personal Loan | Russian Federation | B- | 45 | Yes | 17.58% | 185,625 | 2.02% | 2 | 43 | 15 | 56.99% | 10.42% | 0% | 11.3% | 21.3% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 24 | Dziesiatka Finanse Sp. z o.o.Dziesiatka FinansePersonal Loan Poland Mintos rating: C+ | Explore P2P rating: 52 | Interest on late payments: Yes | Pending payments (EUR): 473,169 EUR | Pending payments (%): 112.67% | Avg. pending payments days: 90 | Explore P2P country rating: 63 | Current: 66.96% More details | Avg. interest rate: 11.05% | Delayed within grace period: 23.22% | Grace period: 2 day(s) | 1-15 days late: 5.97% | 16-30 days late: 0.16% | 31-60 days late: 3.69% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, PLN | Investment structure: Direct | Dziesiatka Finanse Sp. z o.o. | Personal Loan | Poland | C+ | 52 | Yes | 11.05% | 473,169 | 112.67% | 90 | 63 | 2 | 66.96% | 23.22% | 5.97% | 0.16% | 3.69% | 0% | No | 10% | 0% | 0% | EUR, PLN | Direct |
| 25 | E-Cash LLCE CashShort-Term Loan Ukraine Mintos rating: C+ | Explore P2P rating: 20 | Interest on late payments: Yes | Pending payments (EUR): 29,353 EUR | Pending payments (%): 2.09% | Avg. pending payments days: 0 | Explore P2P country rating: 42 | Current: 80.99% More details | Avg. interest rate: 16.48% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 5.54% | 16-30 days late: 5.26% | 31-60 days late: 8.22% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | E-Cash LLC | Short-Term Loan | Ukraine | C+ | 20 | Yes | 16.48% | 29,353 | 2.09% | 0 | 42 | 0 | 80.99% | 0% | 5.54% | 5.26% | 8.22% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 26 | EcoFinanceEcoFinancePersonal Loan Russian Federation Mintos rating: B | Explore P2P rating: 45 | Interest on late payments: Yes | Pending payments (EUR): 9,118 EUR | Pending payments (%): 0.40% | Avg. pending payments days: 2 | Explore P2P country rating: 43 | Current: 42.47% More details | Avg. interest rate: 16.63% | Delayed within grace period: 7.74% | Grace period: 3 day(s) | 1-15 days late: 34.35% | 16-30 days late: 6.54% | 31-60 days late: 8.9% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | EcoFinance | Personal Loan | Russian Federation | B | 45 | Yes | 16.63% | 9,118 | 0.40% | 2 | 43 | 3 | 42.47% | 7.74% | 34.35% | 6.54% | 8.9% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 26 | EcoFinanceEcoFinanceShort-Term Loan Russian Federation Mintos rating: B | Explore P2P rating: 45 | Interest on late payments: Yes | Pending payments (EUR): 16,336 EUR | Pending payments (%): 1.57% | Avg. pending payments days: 1 | Explore P2P country rating: 43 | Current: 80.39% More details | Avg. interest rate: 16.57% | Delayed within grace period: 2.35% | Grace period: 3 day(s) | 1-15 days late: 4.23% | 16-30 days late: 4.75% | 31-60 days late: 8.28% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | EcoFinance | Short-Term Loan | Russian Federation | B | 45 | Yes | 16.57% | 16,336 | 1.57% | 1 | 43 | 3 | 80.39% | 2.35% | 4.23% | 4.75% | 8.28% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 27 | ESTO ASEstoPersonal Loan Estonia Mintos rating: B | Explore P2P rating: 62 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 84 | Current: 96.9% More details | Avg. interest rate: 9.89% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 0% | 16-30 days late: 2.47% | 31-60 days late: 0.63% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | ESTO AS | Personal Loan | Estonia | B | 62 | Yes | 9.89% | 0 | 0.00% | 0 | 84 | 0 | 96.9% | 0% | 0% | 2.47% | 0.63% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 29 | Everest Finanse S.A.Everest FinansePersonal Loan Poland Mintos rating: A- | Explore P2P rating: 53 | Interest on late payments: Yes | Pending payments (EUR): 65,157 EUR | Pending payments (%): 0.67% | Avg. pending payments days: 2 | Explore P2P country rating: 63 | Current: 97.98% More details | Avg. interest rate: 9.61% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 2.02% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Everest Finanse S.A. | Personal Loan | Poland | A- | 53 | Yes | 9.61% | 65,157 | 0.67% | 2 | 63 | 0 | 97.98% | 0% | 2.02% | 0% | 0% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 30 | Evergreen Finance London LimitedEvergreenPersonal Loan United Kingdom Mintos rating: B+ | Explore P2P rating: 46 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 80 | Current: 78.03% More details | Avg. interest rate: 11.31% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 4.14% | 16-30 days late: 5.46% | 31-60 days late: 12.37% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Evergreen Finance London Limited | Personal Loan | United Kingdom | B+ | 46 | Yes | 11.31% | 0 | 0.00% | 0 | 80 | 3 | 78.03% | 0% | 4.14% | 5.46% | 12.37% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 31 | Expresscredit (Proprietary) LimitedExpressCreditPersonal Loan  BotswanaMintos rating: B- | Explore P2P rating: 22 | Interest on late payments: Yes | Pending payments (EUR): 1,492 EUR | Pending payments (%): 0.01% | Avg. pending payments days: 10 | Explore P2P country rating: 51 | Current: 90.2% More details | Avg. interest rate: 13.71% | Delayed within grace period: 0.08% | Grace period: 8 day(s) | 1-15 days late: 5.86% | 16-30 days late: 1.36% | 31-60 days late: 2.48% | 60+ days late: 0% | Penalty income: No | Skin in the game: 15% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Expresscredit (Proprietary) Limited | Personal Loan | Botswana | B- | 22 | Yes | 13.71% | 1,492 | 0.01% | 10 | 51 | 8 | 90.2% | 0.08% | 5.86% | 1.36% | 2.48% | 0% | No | 15% | 0% | 0% | EUR | Direct |
| 31 | Expresscredit Holding ASExpressCreditPersonal Loan  ZambiaMintos rating: B- | Explore P2P rating: 22 | Interest on late payments: Yes | Pending payments (EUR): 728,980 EUR | Pending payments (%): 29.13% | Avg. pending payments days: 49 | Explore P2P country rating: 36 | Current: 82.59% More details | Avg. interest rate: 11.56% | Delayed within grace period: 0.12% | Grace period: 5 day(s) | 1-15 days late: 7.3% | 16-30 days late: 4.67% | 31-60 days late: 5.33% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Expresscredit Holding AS | Personal Loan | Zambia | B- | 22 | Yes | 11.56% | 728,980 | 29.13% | 49 | 36 | 5 | 82.59% | 0.12% | 7.3% | 4.67% | 5.33% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 31 | Expresscredit Holding ASExpressCreditShort-Term Loan Zambia Mintos rating: B- | Explore P2P rating: 22 | Interest on late payments: Yes | Pending payments (EUR): 256,244 EUR | Pending payments (%): 63.59% | Avg. pending payments days: 54 | Explore P2P country rating: 36 | Current: 7.6% More details | Avg. interest rate: 11.82% | Delayed within grace period: 0.71% | Grace period: 5 day(s) | 1-15 days late: 15.24% | 16-30 days late: 52.63% | 31-60 days late: 23.82% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Expresscredit Holding AS | Short-Term Loan | Zambia | B- | 22 | Yes | 11.82% | 256,244 | 63.59% | 54 | 36 | 5 | 7.6% | 0.71% | 15.24% | 52.63% | 23.82% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 33 | Emu-Inya Enterprises Limited (Kenya)FinclusionPersonal Loan  KenyaMintos rating: B- | Explore P2P rating: 30 | Interest on late payments: No | Pending payments (EUR): 35,603 EUR | Pending payments (%): 0.93% | Avg. pending payments days: 3 | Explore P2P country rating: 53 | Current: 98.41% More details | Avg. interest rate: 13.14% | Delayed within grace period: 0.01% | Grace period: 3 day(s) | 1-15 days late: 0.62% | 16-30 days late: 0% | 31-60 days late: 0.95% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Emu-Inya Enterprises Limited (Kenya) | Personal Loan | Kenya | B- | 30 | No | 13.14% | 35,603 | 0.93% | 3 | 53 | 3 | 98.41% | 0.01% | 0.62% | 0% | 0.95% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 33 | GET BUCKS (PTY) LTDFinclusionPersonal Loan  South AfricaMintos rating: B- | Explore P2P rating: 30 | Interest on late payments: No | Pending payments (EUR): 58,459 EUR | Pending payments (%): 3.71% | Avg. pending payments days: 8 | Explore P2P country rating: 44 | Current: 96.29% More details | Avg. interest rate: 13.79% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 2.15% | 16-30 days late: 0.02% | 31-60 days late: 1.55% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | GET BUCKS (PTY) LTD | Personal Loan | South Africa | B- | 30 | No | 13.79% | 58,459 | 3.71% | 8 | 44 | 0 | 96.29% | 0% | 2.15% | 0.02% | 1.55% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 34 | KREDO FINANCE SHPKFiniteraPersonal Loan  AlbaniaMintos rating: B- | Explore P2P rating: 23 | Interest on late payments: Yes | Pending payments (EUR): 120,444 EUR | Pending payments (%): 2.26% | Avg. pending payments days: 3 | Explore P2P country rating: 51 | Current: 79.52% More details | Avg. interest rate: 14.08% | Delayed within grace period: 3.07% | Grace period: 2 day(s) | 1-15 days late: 7.85% | 16-30 days late: 4.84% | 31-60 days late: 4.73% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | KREDO FINANCE SHPK | Personal Loan | Albania | B- | 23 | Yes | 14.08% | 120,444 | 2.26% | 3 | 51 | 2 | 79.52% | 3.07% | 7.85% | 4.84% | 4.73% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 34 | KREDO FINANCE SHPKFiniteraShort-Term Loan Albania Mintos rating: B- | Explore P2P rating: 23 | Interest on late payments: Yes | Pending payments (EUR): 47,882 EUR | Pending payments (%): 3.04% | Avg. pending payments days: 3 | Explore P2P country rating: 51 | Current: 82.14% More details | Avg. interest rate: 14.95% | Delayed within grace period: 3.05% | Grace period: 2 day(s) | 1-15 days late: 7.21% | 16-30 days late: 3.37% | 31-60 days late: 4.22% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | KREDO FINANCE SHPK | Short-Term Loan | Albania | B- | 23 | Yes | 14.95% | 47,882 | 3.04% | 3 | 51 | 2 | 82.14% | 3.05% | 7.21% | 3.37% | 4.22% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 34 | TIGO FINANCE DOOEL SkopjeFiniteraPersonal Loan  North MacedoniaMintos rating: B- | Explore P2P rating: N/A | Interest on late payments: Yes | Pending payments (EUR): 77,591 EUR | Pending payments (%): 3.98% | Avg. pending payments days: 4 | Explore P2P country rating: 57 | Current: 78.21% More details | Avg. interest rate: 13.77% | Delayed within grace period: 5.76% | Grace period: 3 day(s) | 1-15 days late: 6.55% | 16-30 days late: 4.19% | 31-60 days late: 5.3% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | TIGO FINANCE DOOEL Skopje | Personal Loan | North Macedonia | B- | N/A | Yes | 13.77% | 77,591 | 3.98% | 4 | 57 | 3 | 78.21% | 5.76% | 6.55% | 4.19% | 5.3% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 34 | TIGO FINANCE DOOEL SkopjeFiniteraShort-Term Loan North Macedonia Mintos rating: B- | Explore P2P rating: N/A | Interest on late payments: Yes | Pending payments (EUR): 15,910 EUR | Pending payments (%): 9.02% | Avg. pending payments days: 4 | Explore P2P country rating: 57 | Current: 80.6% More details | Avg. interest rate: 14.35% | Delayed within grace period: 7.72% | Grace period: 3 day(s) | 1-15 days late: 3.71% | 16-30 days late: 0.53% | 31-60 days late: 7.43% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | TIGO FINANCE DOOEL Skopje | Short-Term Loan | North Macedonia | B- | N/A | Yes | 14.35% | 15,910 | 9.02% | 4 | 57 | 3 | 80.6% | 7.72% | 3.71% | 0.53% | 7.43% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 35 | MetrokreditFinkoShort-Term Loan Russian Federation Mintos rating: C | Explore P2P rating: 16 | Interest on late payments: Yes | Pending payments (EUR): 984,555 EUR | Pending payments (%): 26.53% | Avg. pending payments days: 13 | Explore P2P country rating: 43 | Current: 52.63% More details | Avg. interest rate: 15.83% | Delayed within grace period: 0% | Grace period: 1 day(s) | 1-15 days late: 7.67% | 16-30 days late: 13.47% | 31-60 days late: 26.23% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Both | Metrokredit | Short-Term Loan | Russian Federation | C | 16 | Yes | 15.83% | 984,555 | 26.53% | 13 | 43 | 1 | 52.63% | 0% | 7.67% | 13.47% | 26.23% | 0% | No | 10% | 0% | 0% | EUR | Both |
| 35 | KivaFinkoShort-Term Loan Russian Federation Mintos rating: C | Explore P2P rating: 16 | Interest on late payments: Yes | Pending payments (EUR): 984,555 EUR | Pending payments (%): 26.53% | Avg. pending payments days: 13 | Explore P2P country rating: 43 | Current: 52.63% More details | Avg. interest rate: 15.83% | Delayed within grace period: 0% | Grace period: 1 day(s) | 1-15 days late: 7.67% | 16-30 days late: 13.47% | 31-60 days late: 26.23% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Kiva | Short-Term Loan | Russian Federation | C | 16 | Yes | 15.83% | 984,555 | 26.53% | 13 | 43 | 1 | 52.63% | 0% | 7.67% | 13.47% | 26.23% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 36 | Fireof Management SLFireofMortgage Loan Spain Mintos rating: B | Explore P2P rating: 29 | Interest on late payments: No | Pending payments (EUR): 2,032 EUR | Pending payments (%): 0.22% | Avg. pending payments days: 4 | Explore P2P country rating: 73 | Current: 47.57% More details | Avg. interest rate: 7.89% | Delayed within grace period: 3.07% | Grace period: 4 day(s) | 1-15 days late: 5.39% | 16-30 days late: 9.7% | 31-60 days late: 34.26% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.028% | Skin in the game: 15% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Fireof Management SL | Mortgage Loan | Spain | B | 29 | No | 7.89% | 2,032 | 0.22% | 4 | 73 | 4 | 47.57% | 3.07% | 5.39% | 9.7% | 34.26% | 0% | Yes | 15% | 0% | 0% | EUR | Direct |
| 37 | LLP "MFO GFM"GFMPersonal Loan With Pledge  KazakhstanMintos rating: B- | Explore P2P rating: 43 | Interest on late payments: Yes | Pending payments (EUR): 128,996 EUR | Pending payments (%): 3.86% | Avg. pending payments days: 8 | Explore P2P country rating: 50 | Current: 81.94% More details | Avg. interest rate: 15.48% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 9.98% | 16-30 days late: 4.63% | 31-60 days late: 3.45% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, KZT | Investment structure: Indirect | LLP "MFO GFM" | Personal Loan With Pledge | Kazakhstan | B- | 43 | Yes | 15.48% | 128,996 | 3.86% | 8 | 50 | 0 | 81.94% | 0% | 9.98% | 4.63% | 3.45% | 0% | No | 10% | 0% | 0% | EUR, KZT | Indirect |
| 38 | Cashcorp (Proprietary) LimitedGetBucksPersonal Loan Botswana Mintos rating: C- | Explore P2P rating: N/A | Interest on late payments: No | Pending payments (EUR): 2,893,793 EUR | Pending payments (%): 66.75% | Avg. pending payments days: 162 | Explore P2P country rating: 51 | Current: 98% More details | Avg. interest rate: 12.15% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 0.41% | 16-30 days late: 1.41% | 31-60 days late: 0.19% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, USD | Investment structure: Direct | Cashcorp (Proprietary) Limited | Personal Loan | Botswana | C- | N/A | No | 12.15% | 2,893,793 | 66.75% | 162 | 51 | 3 | 98% | 0% | 0.41% | 1.41% | 0.19% | 0% | No | 5% | 0% | 0% | EUR, USD | Direct |
| 38 | Getbucks Financial Services Zambia LimitedGetBucksPersonal Loan Zambia Mintos rating: C- | Explore P2P rating: N/A | Interest on late payments: No | Pending payments (EUR): 1,298,697 EUR | Pending payments (%): 45.23% | Avg. pending payments days: 224 | Explore P2P country rating: 36 | Current: 94.01% More details | Avg. interest rate: 12.65% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 0.81% | 16-30 days late: 0% | 31-60 days late: 5.18% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, USD | Investment structure: Direct | Getbucks Financial Services Zambia Limited | Personal Loan | Zambia | C- | N/A | No | 12.65% | 1,298,697 | 45.23% | 224 | 36 | 3 | 94.01% | 0% | 0.81% | 0% | 5.18% | 0% | No | 5% | 0% | 0% | EUR, USD | Direct |
| 38 | GetBucks LimitedGetBucksPersonal Loan Botswana Mintos rating: C- | Explore P2P rating: N/A | Interest on late payments: No | Pending payments (EUR): 2,893,793 EUR | Pending payments (%): 66.75% | Avg. pending payments days: 162 | Explore P2P country rating: 51 | Current: 98% More details | Avg. interest rate: 12.15% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 0.41% | 16-30 days late: 1.41% | 31-60 days late: 0.19% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, USD | Investment structure: Direct | GetBucks Limited | Personal Loan | Botswana | C- | N/A | No | 12.15% | 2,893,793 | 66.75% | 162 | 51 | 3 | 98% | 0% | 0.41% | 1.41% | 0.19% | 0% | No | 5% | 0% | 0% | EUR, USD | Direct |
| 38 | TU Employee Benefits (Proprietary) LimitedGetBucksPersonal Loan Botswana Mintos rating: C- | Explore P2P rating: N/A | Interest on late payments: No | Pending payments (EUR): 2,893,793 EUR | Pending payments (%): 66.75% | Avg. pending payments days: 162 | Explore P2P country rating: 51 | Current: 98% More details | Avg. interest rate: 12.15% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 0.41% | 16-30 days late: 1.41% | 31-60 days late: 0.19% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, USD | Investment structure: Direct | TU Employee Benefits (Proprietary) Limited | Personal Loan | Botswana | C- | N/A | No | 12.15% | 2,893,793 | 66.75% | 162 | 51 | 3 | 98% | 0% | 0.41% | 1.41% | 0.19% | 0% | No | 5% | 0% | 0% | EUR, USD | Direct |
| 39 | AS HipocreditHipocreditMortgage Loan Latvia Mintos rating: B- | Explore P2P rating: 41 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 69 | Current: 89.93% More details | Avg. interest rate: 7.31% | Delayed within grace period: 2.74% | Grace period: 3 day(s) | 1-15 days late: 2.08% | 16-30 days late: 4.03% | 31-60 days late: 1.22% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.5% | Skin in the game: 2% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Both | AS Hipocredit | Mortgage Loan | Latvia | B- | 41 | Yes | 7.31% | 0 | 0.00% | 0 | 69 | 3 | 89.93% | 2.74% | 2.08% | 4.03% | 1.22% | 0% | Yes | 2% | 0% | 0% | EUR | Both |
| 39 | UAB Hipotekiniai kreditaiHipocreditMortgage Loan  LithuaniaMintos rating: B- | Explore P2P rating: 41 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 75 | Current: 99.32% More details | Avg. interest rate: 7.29% | Delayed within grace period: 0.3% | Grace period: 3 day(s) | 1-15 days late: 0% | 16-30 days late: 0.38% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.05% | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | UAB Hipotekiniai kreditai | Mortgage Loan | Lithuania | B- | 41 | No | 7.29% | 0 | 0.00% | 0 | 75 | 3 | 99.32% | 0.3% | 0% | 0.38% | 0% | 0% | Yes | 5% | 0% | 0% | EUR | Direct |
| 40 | IDFinance Spain, S.L.ID FinancePersonal Loan Spain Mintos rating: B | Explore P2P rating: 54 | Interest on late payments: Yes | Pending payments (EUR): 126,590 EUR | Pending payments (%): 0.96% | Avg. pending payments days: 3 | Explore P2P country rating: 73 | Current: 73.29% More details | Avg. interest rate: 11.86% | Delayed within grace period: 3.07% | Grace period: 3 day(s) | 1-15 days late: 8.16% | 16-30 days late: 5.47% | 31-60 days late: 10.01% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | IDFinance Spain, S.L. | Personal Loan | Spain | B | 54 | Yes | 11.86% | 126,590 | 0.96% | 3 | 73 | 3 | 73.29% | 3.07% | 8.16% | 5.47% | 10.01% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 40 | IDFinance Spain, S.L.ID FinanceShort-Term Loan Spain Mintos rating: B | Explore P2P rating: 54 | Interest on late payments: Yes | Pending payments (EUR): 138,476 EUR | Pending payments (%): 1.83% | Avg. pending payments days: 3 | Explore P2P country rating: 73 | Current: 66.02% More details | Avg. interest rate: 12.06% | Delayed within grace period: 2.4% | Grace period: 3 day(s) | 1-15 days late: 7.81% | 16-30 days late: 8.23% | 31-60 days late: 15.54% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | IDFinance Spain, S.L. | Short-Term Loan | Spain | B | 54 | Yes | 12.06% | 138,476 | 1.83% | 3 | 73 | 3 | 66.02% | 2.4% | 7.81% | 8.23% | 15.54% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 41 | MFO OnlineKazFinance LLPIDF EURASIAPersonal Loan Kazakhstan Mintos rating: B+ | Explore P2P rating: 59 | Interest on late payments: Yes | Pending payments (EUR): 205,694 EUR | Pending payments (%): 0.29% | Avg. pending payments days: 3 | Explore P2P country rating: 50 | Current: 79.13% More details | Avg. interest rate: 13.8% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 11.96% | 16-30 days late: 5.99% | 31-60 days late: 2.92% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, KZT, RUB | Investment structure: Indirect | MFO OnlineKazFinance LLP | Personal Loan | Kazakhstan | B+ | 59 | Yes | 13.8% | 205,694 | 0.29% | 3 | 50 | 0 | 79.13% | 0% | 11.96% | 5.99% | 2.92% | 0% | No | 10% | 0% | 0% | EUR, KZT, RUB | Indirect |
| 42 | IuteCredit Albania SHAIuteCreditPersonal Loan Albania Mintos rating: B+ | Explore P2P rating: 77 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 51 | Current: 57.83% More details | Avg. interest rate: 12.53% | Delayed within grace period: 7.92% | Grace period: 7 day(s) | 1-15 days late: 5.42% | 16-30 days late: 10.43% | 31-60 days late: 18.4% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | IuteCredit Albania SHA | Personal Loan | Albania | B+ | 77 | Yes | 12.53% | 0 | 0.00% | 0 | 51 | 7 | 57.83% | 7.92% | 5.42% | 10.43% | 18.4% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 42 | IuteCredit Albania SHAIuteCreditSecured Car Loan Albania Mintos rating: B+ | Explore P2P rating: 77 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 51 | Current: 83.57% More details | Avg. interest rate: 11.88% | Delayed within grace period: 0% | Grace period: 7 day(s) | 1-15 days late: 0.74% | 16-30 days late: 15.69% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | IuteCredit Albania SHA | Secured Car Loan | Albania | B+ | 77 | Yes | 11.88% | 0 | 0.00% | 0 | 51 | 7 | 83.57% | 0% | 0.74% | 15.69% | 0% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 42 | O.C.N IUTE CREDIT S.R.L.IuteCreditPersonal Loan  MoldovaMintos rating: B+ | Explore P2P rating: 77 | Interest on late payments: Yes | Pending payments (EUR): 210,507 EUR | Pending payments (%): 1.76% | Avg. pending payments days: 2 | Explore P2P country rating: 51 | Current: 57.3% More details | Avg. interest rate: 11.69% | Delayed within grace period: 9.14% | Grace period: 7 day(s) | 1-15 days late: 9.6% | 16-30 days late: 11.78% | 31-60 days late: 12.19% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | O.C.N IUTE CREDIT S.R.L. | Personal Loan | Moldova | B+ | 77 | Yes | 11.69% | 210,507 | 1.76% | 2 | 51 | 7 | 57.3% | 9.14% | 9.6% | 11.78% | 12.19% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 42 | O.C.N IUTE CREDIT S.R.L.IuteCreditSecured Car Loan Moldova Mintos rating: B+ | Explore P2P rating: 77 | Interest on late payments: Yes | Pending payments (EUR): 47,781 EUR | Pending payments (%): 1.53% | Avg. pending payments days: 2 | Explore P2P country rating: 51 | Current: 61.2% More details | Avg. interest rate: 11.42% | Delayed within grace period: 4.86% | Grace period: 7 day(s) | 1-15 days late: 2.97% | 16-30 days late: 17.75% | 31-60 days late: 13.22% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | O.C.N IUTE CREDIT S.R.L. | Secured Car Loan | Moldova | B+ | 77 | Yes | 11.42% | 47,781 | 1.53% | 2 | 51 | 7 | 61.2% | 4.86% | 2.97% | 17.75% | 13.22% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 42 | FC IuteCredit Macedonia DOOEL SkopjeIuteCreditPersonal Loan North Macedonia Mintos rating: B+ | Explore P2P rating: 77 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 57 | Current: 72.26% More details | Avg. interest rate: 12.55% | Delayed within grace period: 12.04% | Grace period: 7 day(s) | 1-15 days late: 2.58% | 16-30 days late: 8.14% | 31-60 days late: 4.98% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | FC IuteCredit Macedonia DOOEL Skopje | Personal Loan | North Macedonia | B+ | 77 | Yes | 12.55% | 0 | 0.00% | 0 | 57 | 7 | 72.26% | 12.04% | 2.58% | 8.14% | 4.98% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 44 | PT. Wijaya Unggul Sentosa LLCKredit PintarPersonal Loan Indonesia Mintos rating: B+ | Explore P2P rating: 62 | Interest on late payments: Yes | Pending payments (EUR): 193,542 EUR | Pending payments (%): 8.22% | Avg. pending payments days: 4 | Explore P2P country rating: 48 | Current: 79.4% More details | Avg. interest rate: 11.52% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 8.64% | 16-30 days late: 6.51% | 31-60 days late: 5.45% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | PT. Wijaya Unggul Sentosa LLC | Personal Loan | Indonesia | B+ | 62 | Yes | 11.52% | 193,542 | 8.22% | 4 | 48 | 0 | 79.4% | 0% | 8.64% | 6.51% | 5.45% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 46 | LLMC AirLoansKvikuPersonal Loan Russian Federation Mintos rating: B | Explore P2P rating: 53 | Interest on late payments: Yes | Pending payments (EUR): 2,124 EUR | Pending payments (%): 0.03% | Avg. pending payments days: 0 | Explore P2P country rating: 43 | Current: 89.38% More details | Avg. interest rate: 16.66% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 2.38% | 16-30 days late: 1.92% | 31-60 days late: 6.32% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Both | LLMC AirLoans | Personal Loan | Russian Federation | B | 53 | Yes | 16.66% | 2,124 | 0.03% | 0 | 43 | 0 | 89.38% | 0% | 2.38% | 1.92% | 6.32% | 0% | No | 10% | 0% | 0% | EUR, RUB | Both |
| 48 | Lime ZaimLime ZaimPersonal Loan Russian Federation Mintos rating: B | Explore P2P rating: 56 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 43 | Current: 48.62% More details | Avg. interest rate: 14.3% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 33.65% | 16-30 days late: 9.42% | 31-60 days late: 8.31% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | Lime Zaim | Personal Loan | Russian Federation | B | 56 | Yes | 14.3% | 0 | 0.00% | 0 | 43 | 0 | 48.62% | 0% | 33.65% | 9.42% | 8.31% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 48 | Lime ZaimLime ZaimShort-Term Loan Russian Federation Mintos rating: B | Explore P2P rating: 56 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 43 | Current: 93.21% More details | Avg. interest rate: 13.89% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 5.81% | 16-30 days late: 0.99% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | Lime Zaim | Short-Term Loan | Russian Federation | B | 56 | Yes | 13.89% | 0 | 0.00% | 0 | 43 | 0 | 93.21% | 0% | 5.81% | 0.99% | 0% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 49 | JSC MFC Mikro KapitalMikro KapitalBusiness Loan Russian Federation Mintos rating: A- | Explore P2P rating: 45 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 43 | Current: 86.02% More details | Avg. interest rate: 11.94% | Delayed within grace period: 1.05% | Grace period: 3 day(s) | 1-15 days late: 1.64% | 16-30 days late: 7.35% | 31-60 days late: 3.93% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Direct | JSC MFC Mikro Kapital | Business Loan | Russian Federation | A- | 45 | Yes | 11.94% | 0 | 0.00% | 0 | 43 | 3 | 86.02% | 1.05% | 1.64% | 7.35% | 3.93% | 0% | No | 5% | 0% | 0% | EUR, RUB | Direct |
| 49 | OCN Mikro Kapital Company LLCMikro KapitalAgricultural Loan Moldova Mintos rating: A- | Explore P2P rating: 62 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 51 | Current: 90.83% More details | Avg. interest rate: 9.35% | Delayed within grace period: 2.04% | Grace period: 3 day(s) | 1-15 days late: 3.97% | 16-30 days late: 3.16% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | OCN Mikro Kapital Company LLC | Agricultural Loan | Moldova | A- | 62 | Yes | 9.35% | 0 | 0.00% | 0 | 51 | 3 | 90.83% | 2.04% | 3.97% | 3.16% | 0% | 0% | No | 5% | 0% | 0% | EUR, RUB | Indirect |
| 49 | OCN Mikro Kapital Company LLCMikro KapitalBusiness Loan Moldova Mintos rating: A- | Explore P2P rating: 62 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 51 | Current: 80.21% More details | Avg. interest rate: 9.45% | Delayed within grace period: 1.47% | Grace period: 3 day(s) | 1-15 days late: 3.68% | 16-30 days late: 11.09% | 31-60 days late: 3.55% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | OCN Mikro Kapital Company LLC | Business Loan | Moldova | A- | 62 | Yes | 9.45% | 0 | 0.00% | 0 | 51 | 3 | 80.21% | 1.47% | 3.68% | 11.09% | 3.55% | 0% | No | 5% | 0% | 0% | EUR, RUB | Indirect |
| 49 | OCN Mikro Kapital Company LLCMikro KapitalMortgage Loan Moldova Mintos rating: A- | Explore P2P rating: 62 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 51 | Current: 100% More details | Avg. interest rate: 9% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 0% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | OCN Mikro Kapital Company LLC | Mortgage Loan | Moldova | A- | 62 | Yes | 9% | 0 | 0.00% | 0 | 51 | 3 | 100% | 0% | 0% | 0% | 0% | 0% | No | 5% | 0% | 0% | EUR, RUB | Indirect |
| 49 | OCN Mikro Kapital Company LLCMikro KapitalPersonal Loan Moldova Mintos rating: A- | Explore P2P rating: 62 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 51 | Current: 100% More details | Avg. interest rate: 8.5% | Delayed within grace period: 0% | Grace period: 3 day(s) | 1-15 days late: 0% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | OCN Mikro Kapital Company LLC | Personal Loan | Moldova | A- | 62 | Yes | 8.5% | 0 | 0.00% | 0 | 51 | 3 | 100% | 0% | 0% | 0% | 0% | 0% | No | 5% | 0% | 0% | EUR, RUB | Indirect |
| 49 | MIKRO KAPITAL IFN SAMikro KapitalAgricultural Loan Romania Mintos rating: B+ | Explore P2P rating: 53 | Interest on late payments: Yes | Pending payments (EUR): 7 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 61 | Current: 94.33% More details | Avg. interest rate: 7.95% | Delayed within grace period: 0.13% | Grace period: 0 day(s) | 1-15 days late: 2.16% | 16-30 days late: 1.36% | 31-60 days late: 2.02% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | MIKRO KAPITAL IFN SA | Agricultural Loan | Romania | B+ | 53 | Yes | 7.95% | 7 | 0.00% | 0 | 61 | 0 | 94.33% | 0.13% | 2.16% | 1.36% | 2.02% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 49 | MIKRO KAPITAL IFN SAMikro KapitalBusiness Loan Romania Mintos rating: B+ | Explore P2P rating: 53 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 61 | Current: 84.45% More details | Avg. interest rate: 8.15% | Delayed within grace period: 2.46% | Grace period: 0 day(s) | 1-15 days late: 1.61% | 16-30 days late: 6.91% | 31-60 days late: 4.58% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | MIKRO KAPITAL IFN SA | Business Loan | Romania | B+ | 53 | Yes | 8.15% | 0 | 0.00% | 0 | 61 | 0 | 84.45% | 2.46% | 1.61% | 6.91% | 4.58% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 49 | MIKRO KAPITAL IFN SAMikro KapitalPersonal Loan Romania Mintos rating: B+ | Explore P2P rating: 53 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 61 | Current: 100% More details | Avg. interest rate: 7.48% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 0% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | MIKRO KAPITAL IFN SA | Personal Loan | Romania | B+ | 53 | Yes | 7.48% | 0 | 0.00% | 0 | 61 | 0 | 100% | 0% | 0% | 0% | 0% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 49 | FLLC Mikro LeasingMikro KapitalBusiness Loan  BelarusMintos rating: B+ | Explore P2P rating: 63 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 33 | Current: 86.37% More details | Avg. interest rate: 9.78% | Delayed within grace period: 0.37% | Grace period: 0 day(s) | 1-15 days late: 6.69% | 16-30 days late: 5.16% | 31-60 days late: 1.42% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | FLLC Mikro Leasing | Business Loan | Belarus | B+ | 63 | Yes | 9.78% | 0 | 0.00% | 0 | 33 | 0 | 86.37% | 0.37% | 6.69% | 5.16% | 1.42% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 49 | FLLC Mikro LeasingMikro KapitalSecured Car Loan Belarus Mintos rating: B+ | Explore P2P rating: 63 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 33 | Current: 88.57% More details | Avg. interest rate: 10.87% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 8.32% | 16-30 days late: 0.83% | 31-60 days late: 2.29% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | FLLC Mikro Leasing | Secured Car Loan | Belarus | B+ | 63 | Yes | 10.87% | 0 | 0.00% | 0 | 33 | 0 | 88.57% | 0% | 8.32% | 0.83% | 2.29% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 50 | AS mogoMogoPersonal Loan Latvia Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 69 | Current: 87.56% More details | Avg. interest rate: 10.35% | Delayed within grace period: 3.65% | Grace period: 4 day(s) | 1-15 days late: 4.17% | 16-30 days late: 2.78% | 31-60 days late: 1.84% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.01%-0.5% | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Both | AS mogo | Personal Loan | Latvia | A | 72 | No | 10.35% | 0 | 0.00% | 0 | 69 | 4 | 87.56% | 3.65% | 4.17% | 2.78% | 1.84% | 0% | Yes | 5%-10% | 0% | 0% | EUR | Both |
| 50 | AS mogoMogoSecured Car Loan Latvia Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 1,302 EUR | Pending payments (%): 0.01% | Avg. pending payments days: 3 | Explore P2P country rating: 69 | Current: 69.7% More details | Avg. interest rate: 10.29% | Delayed within grace period: 5.87% | Grace period: 4 day(s) | 1-15 days late: 8.68% | 16-30 days late: 10.1% | 31-60 days late: 5.65% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.01%-0.5% | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Both | AS mogo | Secured Car Loan | Latvia | A | 72 | No | 10.29% | 1,302 | 0.01% | 3 | 69 | 4 | 69.7% | 5.87% | 8.68% | 10.1% | 5.65% | 0% | Yes | 5%-10% | 0% | 0% | EUR | Both |
| 50 | mogo OÜMogoPersonal Loan Estonia Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 1 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 84 | Current: 75.98% More details | Avg. interest rate: 9.91% | Delayed within grace period: 7.31% | Grace period: 4 day(s) | 1-15 days late: 3.48% | 16-30 days late: 8.87% | 31-60 days late: 4.36% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | mogo OÜ | Personal Loan | Estonia | A | 72 | No | 9.91% | 1 | 0.00% | 0 | 84 | 4 | 75.98% | 7.31% | 3.48% | 8.87% | 4.36% | 0% | No | 5%-10% | 0% | 0% | EUR | Direct |
| 50 | mogo OÜMogoSecured Car Loan Estonia Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 84 | Current: 86.98% More details | Avg. interest rate: 11.02% | Delayed within grace period: 4.89% | Grace period: 4 day(s) | 1-15 days late: 4.11% | 16-30 days late: 3.3% | 31-60 days late: 0.73% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | mogo OÜ | Secured Car Loan | Estonia | A | 72 | No | 11.02% | 0 | 0.00% | 0 | 84 | 4 | 86.98% | 4.89% | 4.11% | 3.3% | 0.73% | 0% | No | 5%-10% | 0% | 0% | EUR | Direct |
| 50 | UAB mogo LTMogoPersonal Loan Lithuania Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 75 | Current: 88.4% More details | Avg. interest rate: 10.93% | Delayed within grace period: 1.72% | Grace period: 4 day(s) | 1-15 days late: 5.25% | 16-30 days late: 4.62% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.01% | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | UAB mogo LT | Personal Loan | Lithuania | A | 72 | No | 10.93% | 0 | 0.00% | 0 | 75 | 4 | 88.4% | 1.72% | 5.25% | 4.62% | 0% | 0% | Yes | 5%-10% | 0% | 0% | EUR | Direct |
| 50 | UAB mogo LTMogoSecured Car Loan Lithuania Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 657 EUR | Pending payments (%): 0.01% | Avg. pending payments days: 1 | Explore P2P country rating: 75 | Current: 59.48% More details | Avg. interest rate: 9.87% | Delayed within grace period: 3.34% | Grace period: 4 day(s) | 1-15 days late: 11.76% | 16-30 days late: 14.09% | 31-60 days late: 11.34% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.01% | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | UAB mogo LT | Secured Car Loan | Lithuania | A | 72 | No | 9.87% | 657 | 0.01% | 1 | 75 | 4 | 59.48% | 3.34% | 11.76% | 14.09% | 11.34% | 0% | Yes | 5%-10% | 0% | 0% | EUR | Direct |
| 50 | Mogo Sp. z o.o.MogoSecured Car Loan Poland Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 14,343 EUR | Pending payments (%): 4.43% | Avg. pending payments days: 5 | Explore P2P country rating: 63 | Current: 64.31% More details | Avg. interest rate: 10.54% | Delayed within grace period: 0% | Grace period: 1 day(s) | 1-15 days late: 16.74% | 16-30 days late: 12.08% | 31-60 days late: 6.87% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.01% | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Mogo Sp. z o.o. | Secured Car Loan | Poland | A | 72 | No | 10.54% | 14,343 | 4.43% | 5 | 63 | 1 | 64.31% | 0% | 16.74% | 12.08% | 6.87% | 0% | Yes | 5%-10% | 0% | 0% | EUR | Direct |
| 50 | Mogo IFN SAMogoSecured Car Loan Romania Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 216,104 EUR | Pending payments (%): 1.95% | Avg. pending payments days: 11 | Explore P2P country rating: 61 | Current: 68.45% More details | Avg. interest rate: 10.69% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 11.89% | 16-30 days late: 12.91% | 31-60 days late: 6.75% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.01% | Skin in the game: 5%-15% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Mogo IFN SA | Secured Car Loan | Romania | A | 72 | No | 10.69% | 216,104 | 1.95% | 11 | 61 | 0 | 68.45% | 0% | 11.89% | 12.91% | 6.75% | 0% | Yes | 5%-15% | 0% | 0% | EUR | Indirect |
| 50 | Mogo Bulgaria EOODMogoSecured Car Loan Bulgaria Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 185 EUR | Pending payments (%): 0.01% | Avg. pending payments days: 3 | Explore P2P country rating: 61 | Current: 66.29% More details | Avg. interest rate: 10.31% | Delayed within grace period: 7.49% | Grace period: 2 day(s) | 1-15 days late: 12.75% | 16-30 days late: 7.62% | 31-60 days late: 5.85% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Mogo Bulgaria EOOD | Secured Car Loan | Bulgaria | A | 72 | No | 10.31% | 185 | 0.01% | 3 | 61 | 2 | 66.29% | 7.49% | 12.75% | 7.62% | 5.85% | 0% | No | 5%-10% | 0% | 0% | EUR | Direct |
| 50 | Mogo LLCMogoSecured Car Loan  GeorgiaMintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 173,141 EUR | Pending payments (%): 2.77% | Avg. pending payments days: 4 | Explore P2P country rating: 46 | Current: 78.39% More details | Avg. interest rate: 10.49% | Delayed within grace period: 4.92% | Grace period: 4 day(s) | 1-15 days late: 6.69% | 16-30 days late: 6.41% | 31-60 days late: 3.58% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5%-10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Mogo LLC | Secured Car Loan | Georgia | A | 72 | No | 10.49% | 173,141 | 2.77% | 4 | 46 | 4 | 78.39% | 4.92% | 6.69% | 6.41% | 3.58% | 0% | No | 5%-10% | 0% | 0% | EUR | Direct |
| 50 | Mogo LTDMogoPersonal Loan Moldova Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 21,679 EUR | Pending payments (%): 0.16% | Avg. pending payments days: 1 | Explore P2P country rating: 51 | Current: 64.21% More details | Avg. interest rate: 11.52% | Delayed within grace period: 2.97% | Grace period: 1 day(s) | 1-15 days late: 13.87% | 16-30 days late: 11.38% | 31-60 days late: 7.57% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Both | Mogo LTD | Personal Loan | Moldova | A | 72 | No | 11.52% | 21,679 | 0.16% | 1 | 51 | 1 | 64.21% | 2.97% | 13.87% | 11.38% | 7.57% | 0% | No | 5% | 0% | 0% | EUR | Both |
| 50 | Mogo LTDMogoSecured Car Loan Moldova Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 51 | Current: 72.88% More details | Avg. interest rate: 10.19% | Delayed within grace period: 0% | Grace period: 1 day(s) | 1-15 days late: 8.11% | 16-30 days late: 12.07% | 31-60 days late: 6.94% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Both | Mogo LTD | Secured Car Loan | Moldova | A | 72 | No | 10.19% | 0 | 0.00% | 0 | 51 | 1 | 72.88% | 0% | 8.11% | 12.07% | 6.94% | 0% | No | 5% | 0% | 0% | EUR | Both |
| 50 | Mogo LTDMogoShort-Term Loan Moldova Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 10,636 EUR | Pending payments (%): 0.34% | Avg. pending payments days: 1 | Explore P2P country rating: 51 | Current: 87.48% More details | Avg. interest rate: 12.55% | Delayed within grace period: 1.54% | Grace period: 1 day(s) | 1-15 days late: 3.79% | 16-30 days late: 2.63% | 31-60 days late: 4.55% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Both | Mogo LTD | Short-Term Loan | Moldova | A | 72 | No | 12.55% | 10,636 | 0.34% | 1 | 51 | 1 | 87.48% | 1.54% | 3.79% | 2.63% | 4.55% | 0% | No | 5% | 0% | 0% | EUR | Both |
| 50 | “MOGO” Universal Credit Organization LLCMogoSecured Car Loan  ArmeniaMintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 124,806 EUR | Pending payments (%): 1.91% | Avg. pending payments days: 4 | Explore P2P country rating: 47 | Current: 63.66% More details | Avg. interest rate: 9.82% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 10.56% | 16-30 days late: 14.99% | 31-60 days late: 10.79% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | “MOGO” Universal Credit Organization LLC | Secured Car Loan | Armenia | A | 72 | No | 9.82% | 124,806 | 1.91% | 4 | 47 | 0 | 63.66% | 0% | 10.56% | 14.99% | 10.79% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 50 | MOGO Kredit LLCMogoSecured Car Loan Belarus Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 33 | Current: 82.8% More details | Avg. interest rate: 9.71% | Delayed within grace period: 2.1% | Grace period: 5 day(s) | 1-15 days late: 6.53% | 16-30 days late: 6.38% | 31-60 days late: 2.19% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | MOGO Kredit LLC | Secured Car Loan | Belarus | A | 72 | No | 9.71% | 0 | 0.00% | 0 | 33 | 5 | 82.8% | 2.1% | 6.53% | 6.38% | 2.19% | 0% | No | 5% | 0% | 0% | EUR | Indirect |
| 50 | Mogo Albania Sh.AMogoSecured Car Loan Albania Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: Yes | Pending payments (EUR): 17,376 EUR | Pending payments (%): 3.18% | Avg. pending payments days: 7 | Explore P2P country rating: 51 | Current: 63.66% More details | Avg. interest rate: 9.71% | Delayed within grace period: 13.35% | Grace period: 5 day(s) | 1-15 days late: 13.04% | 16-30 days late: 4.86% | 31-60 days late: 5.1% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Mogo Albania Sh.A | Secured Car Loan | Albania | A | 72 | Yes | 9.71% | 17,376 | 3.18% | 7 | 51 | 5 | 63.66% | 13.35% | 13.04% | 4.86% | 5.1% | 0% | No | 5% | 0% | 0% | EUR | Indirect |
| 50 | TOO Mogo KazakhstanMogoSecured Car Loan Kazakhstan Mintos rating: A | Explore P2P rating: 72 | Interest on late payments: No | Pending payments (EUR): 5,091 EUR | Pending payments (%): 0.42% | Avg. pending payments days: 6 | Explore P2P country rating: 50 | Current: 83.58% More details | Avg. interest rate: 14.88% | Delayed within grace period: 2.8% | Grace period: 5 day(s) | 1-15 days late: 6.25% | 16-30 days late: 5.69% | 31-60 days late: 1.68% | 60+ days late: 0% | Penalty income: Yes
Amount = 0.01% | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | TOO Mogo Kazakhstan | Secured Car Loan | Kazakhstan | A | 72 | No | 14.88% | 5,091 | 0.42% | 6 | 50 | 5 | 83.58% | 2.8% | 6.25% | 5.69% | 1.68% | 0% | Yes | 5% | 0% | 0% | EUR | Indirect |
| 51 | MKD Moneda d.o.o.MonedaShort-Term Loan  Bosnia And HerzegovinaMintos rating: C+ | Explore P2P rating: 20 | Interest on late payments: Yes | Pending payments (EUR): 10,688 EUR | Pending payments (%): 7.78% | Avg. pending payments days: 3 | Explore P2P country rating: 44 | Current: 57.55% More details | Avg. interest rate: 16.13% | Delayed within grace period: 7.67% | Grace period: 3 day(s) | 1-15 days late: 8.81% | 16-30 days late: 10.81% | 31-60 days late: 15.15% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | MKD Moneda d.o.o. | Short-Term Loan | Bosnia And Herzegovina | C+ | 20 | Yes | 16.13% | 10,688 | 7.78% | 3 | 44 | 3 | 57.55% | 7.67% | 8.81% | 10.81% | 15.15% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 53 | UAB Moment CreditMozipo GroupPersonal Loan Lithuania Mintos rating: C+ | Explore P2P rating: 31 | Interest on late payments: Yes | Pending payments (EUR): 12,958 EUR | Pending payments (%): 0.54% | Avg. pending payments days: 2 | Explore P2P country rating: 75 | Current: 71.94% More details | Avg. interest rate: 11.35% | Delayed within grace period: 15.65% | Grace period: 5 day(s) | 1-15 days late: 4.41% | 16-30 days late: 5.12% | 31-60 days late: 2.88% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | UAB Moment Credit | Personal Loan | Lithuania | C+ | 31 | Yes | 11.35% | 12,958 | 0.54% | 2 | 75 | 5 | 71.94% | 15.65% | 4.41% | 5.12% | 2.88% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 53 | UAB Moment CreditMozipo GroupShort-Term Loan Lithuania Mintos rating: C+ | Explore P2P rating: 31 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 75 | Current: 87.72% More details | Avg. interest rate: 8.51% | Delayed within grace period: 9.18% | Grace period: 5 day(s) | 1-15 days late: 0% | 16-30 days late: 3.1% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | UAB Moment Credit | Short-Term Loan | Lithuania | C+ | 31 | Yes | 8.51% | 0 | 0.00% | 0 | 75 | 5 | 87.72% | 9.18% | 0% | 3.1% | 0% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 53 | Mozipo IFN S.A.Mozipo GroupPersonal Loan Romania Mintos rating: C+ | Explore P2P rating: 31 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 61 | Current: 66.98% More details | Avg. interest rate: 11.44% | Delayed within grace period: 13.82% | Grace period: 5 day(s) | 1-15 days late: 8.05% | 16-30 days late: 7.2% | 31-60 days late: 3.96% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Mozipo IFN S.A. | Personal Loan | Romania | C+ | 31 | Yes | 11.44% | 0 | 0.00% | 0 | 61 | 5 | 66.98% | 13.82% | 8.05% | 7.2% | 3.96% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 53 | Mozipo IFN S.A.Mozipo GroupShort-Term Loan Romania Mintos rating: C+ | Explore P2P rating: 31 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 61 | Current: 88.56% More details | Avg. interest rate: 8.5% | Delayed within grace period: 11.44% | Grace period: 5 day(s) | 1-15 days late: 0% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Mozipo IFN S.A. | Short-Term Loan | Romania | C+ | 31 | Yes | 8.5% | 0 | 0.00% | 0 | 61 | 5 | 88.56% | 11.44% | 0% | 0% | 0% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 55 | PT Kuaikuai Technology IndonesiaPinjam YukShort-Term Loan Indonesia Mintos rating: B- | Explore P2P rating: 41 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 48 | Current: 99.81% More details | Avg. interest rate: 14.57% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 0.01% | 16-30 days late: 0.18% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | PT Kuaikuai Technology Indonesia | Short-Term Loan | Indonesia | B- | 41 | Yes | 14.57% | 0 | 0.00% | 0 | 48 | 0 | 99.81% | 0% | 0.01% | 0.18% | 0% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 56 | Placet Group OÜPlacet GroupPersonal Loan Estonia Mintos rating: A- | Explore P2P rating: 79 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 84 | Current: 90.66% More details | Avg. interest rate: 9.5% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 4.14% | 16-30 days late: 2.52% | 31-60 days late: 2.68% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Placet Group OÜ | Personal Loan | Estonia | A- | 79 | Yes | 9.5% | 0 | 0.00% | 0 | 84 | 0 | 90.66% | 0% | 4.14% | 2.52% | 2.68% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 56 | Nordecum UABPlacet GroupPersonal Loan Lithuania Mintos rating: B+ | Explore P2P rating: 79 | Interest on late payments: Yes | Pending payments (EUR): 72,298 EUR | Pending payments (%): 1.52% | Avg. pending payments days: 2 | Explore P2P country rating: 75 | Current: 82.45% More details | Avg. interest rate: 9.56% | Delayed within grace period: 2.65% | Grace period: 2 day(s) | 1-15 days late: 7.64% | 16-30 days late: 4.45% | 31-60 days late: 2.82% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Nordecum UAB | Personal Loan | Lithuania | B+ | 79 | Yes | 9.56% | 72,298 | 1.52% | 2 | 75 | 2 | 82.45% | 2.65% | 7.64% | 4.45% | 2.82% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 57 | COMPAÑÍA DE CRÉDITOS RÁPIDOS S.A.S.RapicreditShort-Term Loan  ColombiaMintos rating: B- | Explore P2P rating: 45 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 52 | Current: 83.13% More details | Avg. interest rate: 11.51% | Delayed within grace period: 16.8% | Grace period: 15 day(s) | 1-15 days late: 0% | 16-30 days late: 0.05% | 31-60 days late: 0.02% | 60+ days late: 0% | Penalty income: No | Skin in the game: 5% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | COMPAÑÍA DE CRÉDITOS RÁPIDOS S.A.S. | Short-Term Loan | Colombia | B- | 45 | Yes | 11.51% | 0 | 0.00% | 0 | 52 | 15 | 83.13% | 16.8% | 0% | 0.05% | 0.02% | 0% | No | 5% | 0% | 0% | EUR | Direct |
| 59 | MFC Revo Technology LLCRevo TechnologyPersonal Loan Russian Federation Mintos rating: B+ | Explore P2P rating: 59 | Interest on late payments: Yes | Pending payments (EUR): 40,370 EUR | Pending payments (%): 0.87% | Avg. pending payments days: 2 | Explore P2P country rating: 43 | Current: 91.46% More details | Avg. interest rate: 9.82% | Delayed within grace period: 0% | Grace period: 2 day(s) | 1-15 days late: 5.01% | 16-30 days late: 1.04% | 31-60 days late: 2.49% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, RUB | Investment structure: Indirect | MFC Revo Technology LLC | Personal Loan | Russian Federation | B+ | 59 | Yes | 9.82% | 40,370 | 0.87% | 2 | 43 | 2 | 91.46% | 0% | 5.01% | 1.04% | 2.49% | 0% | No | 10% | 0% | 0% | EUR, RUB | Indirect |
| 60 | LLC “SOS CREDIT”SOS CreditShort-Term Loan Ukraine Mintos rating: C+ | Explore P2P rating: 38 | Interest on late payments: Yes | Pending payments (EUR): 7,576 EUR | Pending payments (%): 0.59% | Avg. pending payments days: 1 | Explore P2P country rating: 42 | Current: 73.26% More details | Avg. interest rate: 14.55% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 9.56% | 16-30 days late: 6.6% | 31-60 days late: 10.58% | 60+ days late: 0% | Penalty income: No | Skin in the game: 15% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | LLC “SOS CREDIT” | Short-Term Loan | Ukraine | C+ | 38 | Yes | 14.55% | 7,576 | 0.59% | 1 | 42 | 0 | 73.26% | 0% | 9.56% | 6.6% | 10.58% | 0% | No | 15% | 0% | 0% | EUR | Indirect |
| 61 | AD Stik-CreditStik CreditPersonal Loan Bulgaria Mintos rating: B- | Explore P2P rating: 48 | Interest on late payments: Yes | Pending payments (EUR): 15,736 EUR | Pending payments (%): 3.29% | Avg. pending payments days: 3 | Explore P2P country rating: 61 | Current: 78.61% More details | Avg. interest rate: 12.96% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 19.44% | 16-30 days late: 1.67% | 31-60 days late: 0.28% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | AD Stik-Credit | Personal Loan | Bulgaria | B- | 48 | Yes | 12.96% | 15,736 | 3.29% | 3 | 61 | 0 | 78.61% | 0% | 19.44% | 1.67% | 0.28% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 62 | SIA Extra Credit (Bino)Sun FinanceShort-Term Loan Latvia Mintos rating: B- | Explore P2P rating: 45 | Interest on late payments: Yes | Pending payments (EUR): 13 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 69 | Current: 81.57% More details | Avg. interest rate: 15.31% | Delayed within grace period: 6.97% | Grace period: 6 day(s) | 1-15 days late: 6.24% | 16-30 days late: 2.31% | 31-60 days late: 2.9% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | SIA Extra Credit (Bino) | Short-Term Loan | Latvia | B- | 45 | Yes | 15.31% | 13 | 0.00% | 0 | 69 | 6 | 81.57% | 6.97% | 6.24% | 2.31% | 2.9% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 62 | Proximus Finance (Dineria)Sun FinanceShort-Term Loan Mexico Mintos rating: B- | Explore P2P rating: 9 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 45 | Current: 60.44% More details | Avg. interest rate: 13.85% | Delayed within grace period: 3.72% | Grace period: 6 day(s) | 1-15 days late: 9.82% | 16-30 days late: 8.8% | 31-60 days late: 17.23% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Proximus Finance (Dineria) | Short-Term Loan | Mexico | B- | 9 | Yes | 13.85% | 0 | 0.00% | 0 | 45 | 6 | 60.44% | 3.72% | 9.82% | 8.8% | 17.23% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 62 | Kuki.plSun FinanceShort-Term Loan Poland Mintos rating: B- | Explore P2P rating: 33 | Interest on late payments: Yes | Pending payments (EUR): 284,122 EUR | Pending payments (%): 1.67% | Avg. pending payments days: 4 | Explore P2P country rating: 63 | Current: 81.23% More details | Avg. interest rate: 14.7% | Delayed within grace period: 5.78% | Grace period: 5-7 day(s) | 1-15 days late: 4.51% | 16-30 days late: 4.04% | 31-60 days late: 4.44% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Kuki.pl | Short-Term Loan | Poland | B- | 33 | Yes | 14.7% | 284,122 | 1.67% | 4 | 63 | 5-7 | 81.23% | 5.78% | 4.51% | 4.04% | 4.44% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 62 | Aps Capitolia (Simbo)Sun FinanceShort-Term Loan Denmark Mintos rating: B- | Explore P2P rating: 33 | Interest on late payments: Yes | Pending payments (EUR): 797,043 EUR | Pending payments (%): 9.79% | Avg. pending payments days: 7 | Explore P2P country rating: 84 | Current: 84.42% More details | Avg. interest rate: 14.85% | Delayed within grace period: 3.53% | Grace period: 5 day(s) | 1-15 days late: 4.57% | 16-30 days late: 3.75% | 31-60 days late: 3.73% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Aps Capitolia (Simbo) | Short-Term Loan | Denmark | B- | 33 | Yes | 14.85% | 797,043 | 9.79% | 7 | 84 | 5 | 84.42% | 3.53% | 4.57% | 3.75% | 3.73% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 62 | Creditum LLP, Sofi Finance LLPSun FinanceShort-Term Loan Kazakhstan Mintos rating: B- | Explore P2P rating: 13 | Interest on late payments: Yes | Pending payments (EUR): 336,560 EUR | Pending payments (%): 2.65% | Avg. pending payments days: 11 | Explore P2P country rating: 50 | Current: 73.69% More details | Avg. interest rate: 15.06% | Delayed within grace period: 5.64% | Grace period: 5 day(s) | 1-15 days late: 5.46% | 16-30 days late: 6.45% | 31-60 days late: 8.75% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Creditum LLP, Sofi Finance LLP | Short-Term Loan | Kazakhstan | B- | 13 | Yes | 15.06% | 336,560 | 2.65% | 11 | 50 | 5 | 73.69% | 5.64% | 5.46% | 6.45% | 8.75% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 62 | Digital Credit Trading Service Company LimitedSun FinanceShort-Term Loan Vietnam Mintos rating: B- | Explore P2P rating: 7 | Interest on late payments: Yes | Pending payments (EUR): 40,949 EUR | Pending payments (%): 1.47% | Avg. pending payments days: 0 | Explore P2P country rating: 57 | Current: 73.83% More details | Avg. interest rate: 13.45% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 7.81% | 16-30 days late: 6.24% | 31-60 days late: 12.12% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Indirect | Digital Credit Trading Service Company Limited | Short-Term Loan | Vietnam | B- | 7 | Yes | 13.45% | 40,949 | 1.47% | 0 | 57 | 0 | 73.83% | 0% | 7.81% | 6.24% | 12.12% | 0% | No | 10% | 0% | 0% | EUR | Indirect |
| 63 | Swiss Capital Limited Liability PartnershipSwiss Capital KZSecured Car Loan Kazakhstan Mintos rating: B | Explore P2P rating: 37 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 50 | Current: 63.2% More details | Avg. interest rate: 9.22% | Delayed within grace period: 8.03% | Grace period: 3 day(s) | 1-15 days late: 7.25% | 16-30 days late: 4.72% | 31-60 days late: 16.8% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, KZT | Investment structure: Indirect | Swiss Capital Limited Liability Partnership | Secured Car Loan | Kazakhstan | B | 37 | Yes | 9.22% | 0 | 0.00% | 0 | 50 | 3 | 63.2% | 8.03% | 7.25% | 4.72% | 16.8% | 0% | No | 10% | 0% | 0% | EUR, KZT | Indirect |
| 64 | LLP TAS FINANCE GROUPTASCreditSecured Car Loan Kazakhstan Mintos rating: B- | Explore P2P rating: 45 | Interest on late payments: Yes | Pending payments (EUR): 12,320 EUR | Pending payments (%): 0.18% | Avg. pending payments days: 6 | Explore P2P country rating: 50 | Current: 89.82% More details | Avg. interest rate: 12.94% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 6.66% | 16-30 days late: 2.22% | 31-60 days late: 1.3% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR, KZT | Investment structure: Indirect | LLP TAS FINANCE GROUP | Secured Car Loan | Kazakhstan | B- | 45 | Yes | 12.94% | 12,320 | 0.18% | 6 | 50 | 0 | 89.82% | 0% | 6.66% | 2.22% | 1.3% | 0% | No | 10% | 0% | 0% | EUR, KZT | Indirect |
| 66 | Wowwo E-Ticaret Telekomünikasyon ve Teknoloji A.ŞWowwoSecured Car Loan  TurkeyMintos rating: B | Explore P2P rating: 73 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 38 | Current: 70.44% More details | Avg. interest rate: 11.78% | Delayed within grace period: 7.56% | Grace period: 5 day(s) | 1-15 days late: 13.66% | 16-30 days late: 6.7% | 31-60 days late: 1.64% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | Wowwo E-Ticaret Telekomünikasyon ve Teknoloji A.Ş | Secured Car Loan | Turkey | B | 73 | Yes | 11.78% | 0 | 0.00% | 0 | 38 | 5 | 70.44% | 7.56% | 13.66% | 6.7% | 1.64% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 67 | ZENKA FINANCE COMPANY LIMITEDZenkaForward Flow Loan Kenya Mintos rating: C+ | Explore P2P rating: 46 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 53 | Current: 65.22% More details | Avg. interest rate: 16.74% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 34.78% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | ZENKA FINANCE COMPANY LIMITED | Forward Flow Loan | Kenya | C+ | 46 | Yes | 16.74% | 0 | 0.00% | 0 | 53 | 0 | 65.22% | 0% | 34.78% | 0% | 0% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 67 | ZENKA FINANCE COMPANY LIMITEDZenkaPersonal Loan Kenya Mintos rating: C+ | Explore P2P rating: 46 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 53 | Current: 99.93% More details | Avg. interest rate: 17% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 0.07% | 16-30 days late: 0% | 31-60 days late: 0% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | ZENKA FINANCE COMPANY LIMITED | Personal Loan | Kenya | C+ | 46 | Yes | 17% | 0 | 0.00% | 0 | 53 | 0 | 99.93% | 0% | 0.07% | 0% | 0% | 0% | No | 10% | 0% | 0% | EUR | Direct |
| 67 | ZENKA FINANCE COMPANY LIMITEDZenkaShort-Term Loan Kenya Mintos rating: C+ | Explore P2P rating: 46 | Interest on late payments: Yes | Pending payments (EUR): 0 EUR | Pending payments (%): 0.00% | Avg. pending payments days: 0 | Explore P2P country rating: 53 | Current: 98.37% More details | Avg. interest rate: 16.97% | Delayed within grace period: 0% | Grace period: 0 day(s) | 1-15 days late: 0.62% | 16-30 days late: 0.31% | 31-60 days late: 0.7% | 60+ days late: 0% | Penalty income: No | Skin in the game: 10% | Bad debt: 0% | Default: 0% | Currency: EUR | Investment structure: Direct | ZENKA FINANCE COMPANY LIMITED | Short-Term Loan | Kenya | C+ | 46 | Yes | 16.97% | 0 | 0.00% | 0 | 53 | 0 | 98.37% | 0% | 0.62% | 0.31% | 0.7% | 0% | No | 10% | 0% | 0% | EUR | Direct |
Hi, good job on the tool! Very useful. Would it be possible to add a filter for the average interest rate? Let’s say I’m sorting by Explore P2P rating and only want to see originators with an avg. interest rate above 12%.
Hi Conquer,
Thank you for your comment.
Please check it out again. I’ve just added the filter. Hope it helps you. It was on my list of things to do 🙂
Best,
Marius
Perfect! Works flawlessly. Thanks again and have a nice Sunday. 🙂
Great tool! It would be also useful to add the average term of the loans or the term range. How often will you update the table? Thank you!
Thank you Michael!
That’s a very good suggestion. I will see if Mintos has anyway statistics for the average term of loans per originator. As far as I remember now, they don’t have this. In any case, I will take a closer look and see if I can include it. I think it will be useful.
Best,
Marius
Oops, forgot to answer your other question 🙂 I am planning to update this table 2-3 times a week. I think this frequency will be good enough for the purpose it serves.
Love it. Keep up the great work!
Thank you, Adi! 😉
Can you add a column/filter for loan originators that offer a buyback guarantee?
Hi Ronnie,
All loan originators presented here have buyback guarantee. Those that have loans only without buyback guarantee have not been included at all in this table.
For example, some of them have loans with and without, like Mogo, and you can find them in this list. Others only have without buyback guarantee, like Lendrock or Debifo, and they aren’t listed in here.
Hope it helps.
Best,
Marius
Hi, Marius.
very usefull, great work!
In my opinion there are two very important filters missing:
1)is the LO profitable
2)is there a group guarantee offered by the LO
For the savety of our investments it all comes to the LO – if he is profitable it means that his business model works good and he would be able to pay back the guarantee when it comes to it.
And if there is a group guarantee it means that if something happens to one structure of the company, for example personal loans in one single country, than all other structures of the mother company are staying behind the failed one and are willing to pay the guarantee for it. This means that our money is even more save.
Regards
Stoyan Minev
Hi Stoyan,
Thank you for thoughts. All are great and valid points.
I can easily add a column and filter for the group guarantee. Will do that in the next few days, as I get some free time.
As for profitability, that’s something a little bit more hard to do. I won’t make any promise on this one, but I will think about it how to approach it. However, I will say that the Explore P2P score is very useful for this scope as well.
Best,
Marius
Hi, Marius,
great, thank you!
Best,
Stoyan
Hey Marius,
This is something I have been tracking and publish on my blog: https://p2p.finance.blog/
If you are interested in collaborating, I am happy to share the raw data with you for your table!
Thanks,
Brian
Hi Brian,
Thank you for the offer! I think that sounds good. I will send you a separate email to figure out how we can collaborate.
Best,
Marius
where did you get all the data? In my portfolio, Dozarplati has 90% loans current. In yours only 10%
Hi Marco,
Happy to clarify it. All the data presented here is from Mintos. Specifically from https://www.mintos.com/en/statistics/ and https://www.mintos.com/en/loan-originators/. So the data is not for my own portfolio, but is for all loans on Mintos.
As for Dozarplati specifically, they have different loan types: short-term, business and personal. Based on loan type, the percentage for current loans is different. If you filter in my table by Dozarplati you will see all 3 loan types with the current loans percentage. In any case, for simplicity, posting the data here as we well: for business we have 80,48%, for personal 75,51% and for short-term loans only we have 9,61% current loans.
Hope this helps,
Marius
A very good and elegant contribution, Marius.
From work I started to do something similar, I can appreciate the time you have invested in this.
Many thanks !
Hi Colin,
Thank you for your kind words, I really appreciate that!
Best,
Marius
Thank you for the useful tool. Is it possible to download the spreadsheet?
Hi Anton,
Right now is not possible, but will add this as a feature request.
Thank you,
Marius
is it possible to add the currency? it is important filter on investments.
Hi Yan,
Currency is already added in the table, is just is hidden by default (to optimize space), so you need to show it. Please go to the “Columns” button and make sure you select “Currencies”. In this way this column will show up in the table.
Additionally, you can also use the “Currency” filter, to show only loan originators that issue loans in a specific currency. To do that click on “Filters”, then on “More filters”.
Let me know if that helps,
Marius
Hi Marius, very good job! Thanks!
Just need to point out that Grace Period sorting is not working properly. It sorts first one digit, then two digits…
Thanks again! 🙂
Oops, you’re right. My bad, I will resolve it. Thank you for pointing it out and thank you for your appreciation.
Hey mister! I noticed that in Grace period we only have up to 5 days. Did you change the filter there?
On a different note, how can we be aware when the table is updated?
Thanks for your continuous effort!
Hi Dani! I resolved the problem. It was due to the latest changes by Mintos and Sun Finance. For Poland, they have 5-7 days listed for Grace period, and that messed up my script. Now all is good, and thank you for reporting.
As for you other question. At the top of this page you will find a last updated section, which tells when the data has been updated last time. Also, for major changes, I update the FAQ & changelog section.
Best,
Marius
Dear Marius,
thank you for developing this useful helper! I have been happily using it for a couple of months already.
Every month when I adjust my autoinvest settings I always look at both of the columns: Mintos ratings and ExploreP2P score. Therefore, I have been thinking that maybe it would be good idea to convert Mintos ratings to points also (for example, A+ = 100, A = 90, A- = 80, B+ = 65, B = 55, B- = 45, C+ = 30, C = 20, C- = 10, D = 0) and then make a new indicator which is an average of this conversion and ExploreP2P. What are your thoughts on this? Probably this has crossed your mind too.
Hi Johann,
Thank you for your kind words. I am really happy when people find my work useful 🙂
About your suggestion, it is an interesting one. I thought about it before implementing this helper, but I dropped it pretty quickly. The reason is pretty simple.
My goal is to aggregate existing data, and make it much more easier to make decisions, without introducing any sort of subjectivity. If I had introduced my own score, then I should have added weights for every rule, to calculate it. That meant I would have influenced people a lot to do things my way. As we are all very different, and have different risk profiles, I preferred to do it as it is right now and let everyone decide for themself what rule is more important.
Best,
Marius
Hey Marius,
Nice and handy tool, keep it up!
How did you make the chart and the filters? Did you build it yourself or is it maybe a wordpress plugin?
Thank you!
Michiel
Hi Michiel,
Thank you for stopping by! You seem to have posted twice (similar content), so only approved this one.
To answer your question, this is built as a custom template in WordPress. So is custom development work that I did. Is not a plugin. It took me a lot of work to get it up to this state, but it was all worth it.
Best,
Marius
Hi Marius.
Following the suspension of the licences in Kosovo for IuteCredit and Monego by the CBK on December 6, 2019, I think it is prudent to revise the ratings for that “arm” of IuteCredit and Monego (or add a note, while waiting for input data changes to catch-up). Any thoughts (perhaps I have missed a comment here)? Thanks.
Kind regards, Colin
Hi Colin,
I had a few problems with updating the data and it took me longer to make the changes than I expected. Now everything should be back on track.
I’ve also added a red exclamation mark for these loan originators that are showing up here and they got in trouble in one way or another.
Best,
Marius
Excellent ! Thanks Marius.
Great job, love this tool!
Why not appear Acema?
Thanks for your question. I checked it, and is because there are no current loans with a buyback for Acema. If that’s the case, I am simply hiding, as it doesn’t make sense to show it. Data is from https://www.mintos.com/en/statistics/ If you look into Loan Performance Details and find Acema, you will see the numbers in there.
Hi, thank for the update. Why do you have Dziesiatka included in your top rated LO? They have nothing on PM…
But overall, well done and thank you 🙂
Hi George,
Good question. I haven’t figure out an easy way to tell the available loans on the primary market. What I do is to create an Auto Invest strategy for each loan originator that I like, and let the tool do the rest. If there are loans, it will invest, if not, not. And I am reviewing things from time to time.
One more thing to say. The loan originators included in the top rated list are dynamic based on predefined filters. If some characteristics for a loan originator change, then the list is being updated automatically.
Hope this helps.
What are you’re thoughts on the delayed payment feature?
And exspecially kredit pintar there letting run the delayed payment up tot 1.1. million at this moment. Seems like they are abusing the system.
Hi Stefan. Apologise for the reply. Your comment got lost among all the spam I receive these days..
I am on the same page with you. I am not very happy about this. I will soon introduce in the Mintos Helper the ability to filter by amount of pending payments, and also average days of pending payments. This will help us avoid originators that tend to abuse the system.
On the other hand, Mintos announced we are getting interest on delayed payments – https://blog.mintos.com/investors-will-earn-interest-on-pending-payments/ which is a good step forward, but is not really resolving the underlaying problem.
Hi,
Great site and tools you have! Thank you very much.
Is this information still correct?
“I am planning to update this table 2-3 times a week. I think this frequency will be good enough for the purpose it serves.”
Hi J,
I just updated it. I was working on it for a while, as I got some problems with it, and it took me some time to resolve the issues. Everything should be back to normal now and updated. I am also trying to see how to add pending payments.
Best,
Marius
Thank you very much!
Is 2-3 times a week still the plan or is it more like 2-3 times a month?
Best regards
J
Hi, I think something is wrong with the filter function this update.
Hi J,
Yeah, sorry about that. I’ve been making some changes. Now things should be fine. Let me know if you spot anything else. I’ve added 2 more columns for pending payments, which I think they are very useful.
Best,
Marius
Hi Marius,
I’m still using the helper a lot, very useful.
I notice last September, you mentioned it wasn’t yet possible to download the results from filtering.
I would really like to import the filtered results into a spreadsheet, as I do all my loan “crunching” in Excel.
So, are you any closer to being able to provide that possibility or just a bigger display window so I can somehow copy from the window.
Thanks.
All the best, Colin
Hi there Marius!
Just wanted to thank you the great work you’ve done summing up comprenhensively all the information so that unexperienced p2p investors like me can filter reliable lenders easily.
I’d like to suggest a couple things that I think users might find useful. First, considering having a filter for country risk rating (https://explorep2p.com/country-risk/).
Also, I remember seeing a much bigger grid, so I could see all the Lenders, but now we have to click & drag. I think it was easier to work in 2 windows (mintos + mintos helper)
Thank you for work again,
All the best.
Hi Inigo,
Thank you for your suggestion about country risk rating. I think it’s a very good one, and will try to implement it in the next period, as time allows me.
As for your comment related to a much bigger grid, unfortunately the previous version had many usability problems, like the columns header got out of screen if you kept scrolling vertically, or it was not clear enough that the table had a horizontal scroll to reveal more columns to the right side for when you had a small screen width. So the solution I chose for now is to limit the height of the entire table and add a scroll for it. Not a great solution either, but does resolve more problems than it brings. Anyway, I am open for ideas, and if someone has some UX skills, I would be glad to hear some thoughts on this problem.
Cheers,
Marius
Hi Inigo, me again. I’ve just added the P2P Explore country rating. Let me know if you see any problems.
Thank you so much for your tool. I find really useful. If you can, I would suggest adding a country rating available from ExploreP2P. Thanks again and stay safe.
Hi Daniel,
Interesting enough, you’re the second person who asks me the same thing in the same day 🙂 I will do my best to add this feature in the coming period, as time allows me.
Best,
Marius
Hi Daniel! I’ve just added the P2P Explore country rating. Please check it out.
Hola, soy nuevo por aqui, me lo han recomendado en el chat sobre mintos en telegram. Impresionante trabajo, muchas gracias. ¿no podrias crear una lista con los mejores y mas seguros originadores de mintos y con un link directo que pudieramos invertir en ellos?, me guardo la web en favoritos para ojearla, pues hay un monton de datos interesantes, vamos casi una carrera de economia. saludos.
Hola Roberto,
I am sorry, but my Spanish is terrible, so I will write you in English. If I understood you correctly, you got to this page from a Telegram chat. May I ask you which Telegram chat?
Also, to answer your question about the best loan originators, that’s a tricky one, but I can give you some hints. At the top of this page you will find an area called “Predefined filters”. From there you can select the “Top rated loan originators”, which should give you a short list of the best loan originators on Mintos. I also invite you to read this post: https://thesmartinvestor.eu/mintos-loan-originators, which should explain things step by step.
Best,
Marius
Hello,
Thank you for collecting and sorting out all the information.
Can I ask you where this data is available for reading/download?
(pending payments, current%, grace…)
Hi, thank you for this fantastically useful job. You often do you update?
nice job!
please add the Explore P2P country rating into the filter same as Explore P2P LO Rating then is this tool perfekt
thank you
Hi Marius, thank you very much for providing this valuable information.