Last updated: April 16, 2020

I am thrilled to introduce the P2P Platforms Helper. It's an online tool that has everything you need to choose the best lending platforms. Along with the basic and more advanced info, you can also vote your favorite platforms and see how others voted as well. Check out the below to learn more.

Comments (5) Leave a comment

  • What is the P2P Platforms Helper?
    It’s an online tool that functions like a comparator and has everything you need to choose the best lending platforms from continental Europe. You can filter and sort them until you end up with a list that suits your wants and needs. Read the introduction post to learn more.

  • Why P2P Platforms Helper?
    Finding the next lending platform to invest in requires a lot of time and research work. As I’m (still) a lazy person 😀 I looked for ways to make it much more easier for myself and save me time in the future. Additionally, when you have everything structured it makes it no brainer to compare the data and make informed decisions.

  • There are a few other sites where you can see rankings for platforms. How is this different?
    • Most of existing comparators don’t have the majority of platforms, so you may be missing some good ones.
      Update: I decided to keep the list a little bit more restricted and only add platforms that are more or less safer.
    • Focus on other people opinions and experience. If I see someone complaining of a platform, and the general feeling is to stay away, then I will stay away. In general you need to do a lot of your research to gather that information. This tool is trying to cover this through a vote system and exposing TrustPilot scores.
    • I gathered and show all sort of data in the effort to have a complete picture. I even show links to financial reports if they are available.

  • Can I trust the data is up to date and accurate?
    Yes. I am doing my best to keep this data updated. If you notice something that doesn’t make sense, send me a message.

  • What are the Predefined filters?
    It’s a way to quickly select the top rated platforms (top rated – according to my own somehow subjective opinion), or platforms I am personally invested. So feel free to further more adjust the filters. They are just a quick way to get you started.

  • Can I do advanced filtering?
    Yes, you can. Clicking on the Filters button below will reveal a set of filters for you to use.

  • You are missing somehow important information about each platform.
    By default the table shows only the most important information to keep it easy to use which means some columns are hidden. You can use the Columns button to display additional columns in the table.

  • Who owns the data presented here?
    The data is taken from the respective websites of each platform, websites of bloggers like me, Trustpilot, etc… This tool just aggregates everything and makes it easy to consume.

  • History of changes and improvements
    • January 23, 2020 – I removed Envestio, Fast Invest, Monethera, Wisefund and TFGCrowd from the list. It should be clear for everyone why I removed Envestio. As for others, there are some doubts in the P2P lending community and I prefer to not have them included in this list.
    • November 15, 2019 – initial launch

Let me know in the comments what you think about P2P Platforms Helper. If you liked it, I would also appreciate if you share it with others.


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Predefined filters: 
IDPlatformMy opinionLearn moreDo I invest?Risk protection Auto
invest
Sec.
market
Interest
rate %
Default
rate %
Trustpilot
score
Visitors score (Vote!) Sign up bonusMinimum
investment
Launch
year
CurrenciesLoan typesLoans termsLoans volume (EUR)Investors numberOffice(s)Legal locationTwo factor
authentication
Is platform
profitable?
0Mintos
Mintos is my #1 recommendation, the leader in continental Europe and most stable platform of all.Do I invest? Yes  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.2 out of 1,215 reviews  |  Interest rate: 11.90%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR, GBP, CZK, DKK, GEL, KZT, MXN, PLN, RON, RUB, SEK, USD  |  Loan types: Personal, Short-term, Car, Business, Mortgage, Agricultural, Invoice financing, Pawnbroking  |  Loans terms: 1-72 m  |  Loans volume (EUR): 3856m  |  Investors number: 208.152  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: Yes  |  Is platform profitable? Yes

Mintos is my #1 recommendation, the leader in continental Europe and most stable platform of all.My review111111.90%N/A4.2 1,215 reviews
4.6 stars (17 votes)
Visit platform10 EUR2015EUR, GBP, CZK, DKK, GEL, KZT, MXN, PLN, RON, RUB, SEK, USDPersonal, Short-term, Car, Business, Mortgage, Agricultural, Invoice financing, Pawnbroking1-72 m3856m208.152Latvia (Riga)11
1Crowdestor
Crowdestor is a high risk - high reward platform. It seems to be the favourite of many people. I am maintaining a low exposure.Do I invest? Yes  |  Risk protection: Buyback guarantee  |  Auto invest: No  |  Secondary market: No  |  Trustpilot score: 4.0 out of 27 reviews  |  Interest rate: 9.5-36%  |  Default rate: 0%  |  More details
Minimum investment: 50 EUR  |  Launch year: 2018  |  Currencies: EUR  |  Loan types: Business, Real estate  |  Loans terms: 1-24 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Latvia (Riga)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

Crowdestor is a high risk - high reward platform. It seems to be the favourite of many people. I am maintaining a low exposure.No review11009.5-36% 0%4.0 27 reviews
5 stars (5 votes)
0.5% bonus50 EUR2018EURBusiness, Real estate1-24 mN/AN/ALatvia (Riga)1N/A
2Crowdestate
Classic real estate platform. Recently people started to complain on delayed projects and lack of communication. I will personally stay away for now.Do I invest? No  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.2 out of 9 reviews  |  Interest rate: 17.71%  |  Default rate: 0%  |  More details
Minimum investment: 100 EUR  |  Launch year: 2014  |  Currencies: EUR  |  Loan types: Real estate, Mortgage, Invoice financing  |  Loans terms: 1-36 m  |  Loans volume (EUR): 39m  |  Investors number: 39.670  |  Office(s): Estonia (Tallinn), Italy (Milan), Georgia (Tbilisi)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: Yes  |  Is platform profitable? Yes

Classic real estate platform. Recently people started to complain on delayed projects and lack of communication. I will personally stay away for now.No review001117.71% 0% 3.2 9 reviews
4 stars (3 votes)
Visit platform100 EUR2014EURReal estate, Mortgage, Invoice financing1-36 m39m39.670Estonia (Tallinn), Italy (Milan), Georgia (Tbilisi)11
2018 report
3Robocash
Probably the most easy to use platform. I was invested long time ago, but due to severe cash drag problems I decided to exit. Still is worth considering it.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.8 out of 19 reviews  |  Interest rate: 12%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Short-term  |  Loans terms: 1-30 days  |  Loans volume (EUR): 58m  |  Investors number: N/A  |  Office(s): N/A  |  Legal location: Croatia (Zagreb)  |  Two factor authentication: Yes  |  Is platform profitable? Yes

Probably the most easy to use platform. I was invested long time ago, but due to severe cash drag problems I decided to exit. Still is worth considering it.No review011012%N/A3.8 19 reviews
4.3 stars (3 votes)
Visit platform10 EUR2017EURShort-term1-30 days58mN/AN/A11
4Swaper
Promising platform that I tried it out. Cash drag was a major problem. Was taking a long time to invest a really small amount. Exited it eventually.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.6 out of 7 reviews  |  Interest rate: 10-15%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Development, Business, Mortgage, Car, Personal  |  Loans terms: 1-60 m  |  Loans volume (EUR): 88m  |  Investors number: 3014  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

Promising platform that I tried it out. Cash drag was a major problem. Was taking a long time to invest a really small amount. Exited it eventually.No review011010-15%N/A3.6 7 reviews
4 stars (3 votes)
+2% bonus10 EUR2017EURDevelopment, Business, Mortgage, Car, Personal1-60 m88m3014Estonia (Tallinn)0N/A
5EstateGuru
It seems a solid platform. Recently they also added a secondary market. Will try to learn more and make a decision if I should invest or not.Do I invest? No  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.5 out of 92 reviews  |  Interest rate: 12.02%  |  Default rate: 3.9%  |  More details
Minimum investment: 50 EUR  |  Launch year: 2014  |  Currencies: EUR  |  Loan types: Real estate, Mortgage, Invoice financing  |  Loans terms: 1-18 m  |  Loans volume (EUR): 158m  |  Investors number: 33.917  |  Office(s): Estonia (Tallinn), Italy (Milan), Latvia (Riga), Lithuania (Vilnius), UK (London)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

It seems a solid platform. Recently they also added a secondary market. Will try to learn more and make a decision if I should invest or not.No review001112.02% 3.9% 4.5 92 reviews
4.5 stars (2 votes)
0.5% bonus50 EUR2014EURReal estate, Mortgage, Invoice financing1-18 m158m33.917Estonia (Tallinn), Italy (Milan), Latvia (Riga), Lithuania (Vilnius), UK (London)1N/A
6Peerberry
Very similar to Mintos, but without a secondary market. Otherwise they are ok, although due to my strict rules I have a rather low return so far.Do I invest? Yes  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 4.8 out of 49 reviews  |  Interest rate: 11.54%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Short-term, Car, Real estate, Installment  |  Loans terms: 1-36 m  |  Loans volume (EUR): 158m  |  Investors number: 15.360   |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

Very similar to Mintos, but without a secondary market. Otherwise they are ok, although due to my strict rules I have a rather low return so far.No review111011.54%N/A4.8 49 reviews
4.5 stars (6 votes)
Visit platform10 EUR2017EURShort-term, Car, Real estate, Installment1-36 m158m15.360 Latvia (Riga)1N/A
7Viainvest
No secondary market, but they do have a Buyback Guarantee function and most of their loans are short-term.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.3 out of 13 reviews  |  Interest rate: 11%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2016  |  Currencies: EUR  |  Loan types: Short-term, Installment, Credit line  |  Loans terms: 0-30 days  |  Loans volume (EUR): 130m  |  Investors number: 13.175  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? Yes

No secondary market, but they do have a Buyback Guarantee function and most of their loans are short-term.No review0110.511%N/A4.3 13 reviews
4.5 stars (2 votes)
Visit platform10 EUR2016EURShort-term, Installment, Credit line0-30 days130m13.175Latvia (Riga)01
Financial
reports
8Bondora
Bondora is a controversial platform where I lost a little bit of money. I left since then. If you want to try it, go for Bongora Go & Grow.Do I invest? No  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.7 out of 7,396 reviews  |  Interest rate: N/A  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2008  |  Currencies: EUR  |  Loan types: Personal  |  Loans terms: 1-60 m  |  Loans volume (EUR): 299m  |  Investors number: 70.000   |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? Yes

Bondora is a controversial platform where I lost a little bit of money. I left since then. If you want to try it, go for Bongora Go & Grow.No review0011N/A N/A4.7 7,396 reviews
3 stars (4 votes)
5€ bonus10 EUR2008EURPersonal1-60 m299m70.000 Estonia (Tallinn)01
Learn more
9Bulkestate
I am currently considering to invest in Bulkestate. I just need to learn more about it and make a final decision. Thinking about EstateGuru as well.Do I invest? No  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.4 out of 2 reviews  |  Interest rate: 15.23%  |  Default rate: 0%  |  More details
Minimum investment: 50 EUR  |  Launch year: 2016  |  Currencies: EUR  |  Loan types: Real estate  |  Loans terms: 1-24 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? Yes

I am currently considering to invest in Bulkestate. I just need to learn more about it and make a final decision. Thinking about EstateGuru as well.No review001015.23% 0%3.4 2 reviews
0 stars (0 votes)
Visit platform50 EUR2016EURReal estate1-24 mN/AN/AEstonia (Tallinn)01
10Reinvest24
It's a relatively new platform. I don't like that you need to pay a 2% fee for making an investment. I will monitor it, but won't make an investment yet.Do I invest? No  |  Risk protection: No  |  Auto invest: No  |  Secondary market: No  |  Trustpilot score: 4.2 out of 6 reviews  |  Interest rate: 14.6%  |  Default rate: N/A  |  More details
Minimum investment: 100 EUR  |  Launch year: 2018  |  Currencies: EUR  |  Loan types: Real estate  |  Loans terms: N/A  |  Loans volume (EUR): 12m  |  Investors number: N/A  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

It's a relatively new platform. I don't like that you need to pay a 2% fee for making an investment. I will monitor it, but won't make an investment yet.No review000014.6% N/A4.2 6 reviews
0 stars (0 votes)
Visit platform100 EUR2018EURReal estateN/A12mN/AEstonia (Tallinn)0N/A
11Iuvo group
Iuvo group looks promising being very similar to Mintos, but there are some drawbacks like 1% on selling on secondary market.Do I invest? Yes  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.2 out of 288 reviews  |  Interest rate: 5-15%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2016  |  Currencies: EUR, BGN, RON, PLN  |  Loan types: Personal, Short-term, Business, Mortgage, Car  |  Loans terms: 1-36 m  |  Loans volume (EUR): 89m  |  Investors number: 15.639  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

Iuvo group looks promising being very similar to Mintos, but there are some drawbacks like 1% on selling on secondary market.No review11115-15%N/A4.2 288 reviews
4.8 stars (4 votes)
Visit platform10 EUR2016EUR, BGN, RON, PLNPersonal, Short-term, Business, Mortgage, Car1-36 m89m15.639Estonia (Tallinn)0N/A
12Flender
Flender looks interesting for diversification purposes. They are doing business in Ireland. I will consider investing in the future.Do I invest? No  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.5 out of 6 reviews  |  Interest rate: 6.45-15.9%  |  Default rate: 0.7%  |  More details
Minimum investment: 50 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Business  |  Loans terms: 1-36 m  |  Loans volume (EUR): 14m  |  Investors number: 4.517  |  Office(s): Ireland (Dublin)  |  Legal location: Ireland (Dublin)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

Flender looks interesting for diversification purposes. They are doing business in Ireland. I will consider investing in the future.No review00106.45-15.9%0.7%3.5 6 reviews
3.5 stars (2 votes)
Visit platform50 EUR2017EURBusiness1-36 m14m4.517Ireland (Dublin)1N/A
13Lenndy
Lenndy is similar to Mintos, but with no traditional secondary market. There are a few investors who are complaining about a big rate of late loans.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.7 out of 4 reviews  |  Interest rate: 12.28%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Personal, Mortgage, Car, Invoice financing  |  Loans terms: 1-60 m  |  Loans volume (EUR): 30m  |  Investors number: 6.928  |  Office(s): Lithuania (Vilnius)  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? N/A

Lenndy is similar to Mintos, but with no traditional secondary market. There are a few investors who are complaining about a big rate of late loans.No review0110.512.28%N/A3.7 4 reviews
4 stars (1 votes)
10€ bonus10 EUR2015EURPersonal, Mortgage, Car, Invoice financing1-60 m30m6.928Lithuania (Vilnius)0N/A
14Bondster
A Czech platform with good potential for diversification. My feeling is not very positive so far, with no response from the customer support on my email.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 4.2 out of 13 reviews  |  Interest rate: 12.4%  |  Default rate: 0.05%  |  More details
Minimum investment: 5 EUR  |  Launch year: 2017  |  Currencies: EUR, CZK  |  Loan types: Personal, Short-term, Mortgage, Car, Loan financing, Business, Agricultural  |  Loans terms: 1-60 m  |  Loans volume (EUR): 27m  |  Investors number: 7.682  |  Office(s): Czechia (Prague)  |  Legal location: Czechia (Prague)  |  Two factor authentication: No  |  Is platform profitable? N/A

A Czech platform with good potential for diversification. My feeling is not very positive so far, with no response from the customer support on my email.No review011012.4%0.05%4.2 13 reviews
4 stars (1 votes)
1% bonus5 EUR2017EUR, CZKPersonal, Short-term, Mortgage, Car, Loan financing, Business, Agricultural1-60 m27m7.682Czechia (Prague)0N/A
15Viventor
An interesting platform, very similar to Mintos. Will keep an eye on it. If you do decide to invest, stay away from Aforti loan originator.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.9 out of 19 reviews  |  Interest rate: 6-16%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Business, Mortgage, Personal, Invoice financing  |  Loans terms: 1-60 m  |  Loans volume (EUR): 108m  |  Investors number: 6.877  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? N/A

An interesting platform, very similar to Mintos. Will keep an eye on it. If you do decide to invest, stay away from Aforti loan originator.No review01116-16%N/A3.9 19 reviews
3 stars (1 votes)
Visit platform10 EUR2015EURBusiness, Mortgage, Personal, Invoice financing1-60 m108m6.877Latvia (Riga)0N/A
16DoFinance
The platform design seems rather confusing. I will keep monitor it, but I don't expect to invest soon.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.5 out of 17 reviews  |  Interest rate: 4-12%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Short-term  |  Loans terms: 1-60 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? N/A

The platform design seems rather confusing. I will keep monitor it, but I don't expect to invest soon.No review01104-12%N/A3.5 17 reviews
0 stars (0 votes)
Visit platform10 EUR2015EURShort-term1-60 mN/AN/ALatvia (Riga)0N/A
17NEOfinance
No strong opinion about it, but I find interesting the way Buyback Guarantee works along with the Provision Fund. It gives room for higher returns.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.9 out of 56 reviews  |  Interest rate: 17.37%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Personal, Car, Mortgage  |  Loans terms: 1-60 m  |  Loans volume (EUR): 41m  |  Investors number: 8.818  |  Office(s): Lithuania (Vilnius)  |  Legal location: Lithuania (Vilnius)  |  Two factor authentication: No  |  Is platform profitable? No

No strong opinion about it, but I find interesting the way Buyback Guarantee works along with the Provision Fund. It gives room for higher returns.No review011117.37%N/A3.9 56 reviews
0 stars (0 votes)
20€ bonus10 EUR2015EURPersonal, Car, Mortgage1-60 m41m8.818Lithuania (Vilnius)00
2018 report
18Housers
I currently have mixed feelings about Housers. They also seem to have fees for investing. For now I am staying away but will monitor it.Do I invest? No  |  Risk protection: No  |  Auto invest: No  |  Secondary market: No  |  Trustpilot score: 3.2 out of 224 reviews  |  Interest rate: 9.33%  |  Default rate: N/A  |  More details
Minimum investment: 50 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Real estate  |  Loans terms: 1-120 m  |  Loans volume (EUR): 104m  |  Investors number: 114.667  |  Office(s): Spain (Madrid), Spain (Valencia), Italy (Milan), Portugal (Lisbon)  |  Legal location: Spain (Madrid)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

I currently have mixed feelings about Housers. They also seem to have fees for investing. For now I am staying away but will monitor it.No review00009.33%N/A3.2 224 reviews
3 stars (1 votes)
Visit platform50 EUR2015EURReal estate1-120 m104m114.667Spain (Madrid), Spain (Valencia), Italy (Milan), Portugal (Lisbon)1N/A
19EvoEstate
A young promising platform. They analyze and list projects from others and also invest their own money in some of them.Do I invest? Yes  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.5 out of 15 reviews  |  Interest rate: 5-20%  |  Default rate: N/A  |  More details
Minimum investment: 50 EUR  |  Launch year: 2019  |  Currencies: EUR  |  Loan types: Real estate, Business  |  Loans terms: 1-60 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

A young promising platform. They analyze and list projects from others and also invest their own money in some of them.No review10115-20%N/A4.5 15 reviews
4 stars (1 votes)
0.5% bonus50 EUR2019EURReal estate, Business1-60 mN/AN/AEstonia (Tallinn)1N/A
20Twino
The general sentiment is not very positive. A few bloggers don't recommend it. I haven't tried it myself, and probably will not do that for a while.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.7 out of 20 reviews  |  Interest rate: 8-12%  |  Default rate: 6.6%  |  More details
Minimum investment: 10 EUR  |  Launch year: 2009  |  Currencies: EUR  |  Loan types: Personal, Business, Invoice financing  |  Loans terms: 1-60 m  |  Loans volume (EUR): 583m  |  Investors number: 18.093  |  Office(s): Latvia (Riga), Poland, Russia, Georgia, Denmark, Spain, Kazakhstan  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? Yes

The general sentiment is not very positive. A few bloggers don't recommend it. I haven't tried it myself, and probably will not do that for a while.No review0110.58-12%6.6%3.7 20 reviews
3.5 stars (2 votes)
Visit platform10 EUR2009EURPersonal, Business, Invoice financing1-60 m583m18.093Latvia (Riga), Poland, Russia, Georgia, Denmark, Spain, Kazakhstan01
Financial
reports
21Agrikaab
High risk - high reward investment with rates around 20%. You invest in communities around Africa for food, water and to create jobs.Do I invest? No  |  Risk protection: No  |  Auto invest: No  |  Secondary market: No  |  Trustpilot score: 3.2 out of 2 reviews  |  Interest rate: 10-40%  |  Default rate: N/A  |  More details
Minimum investment: 5 USD  |  Launch year: 2016  |  Currencies: USD  |  Loan types: Agricultural  |  Loans terms: 1-36 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Somalia (Mogadishu), Kenya (Nairobi)  |  Legal location: N/A  |  Two factor authentication: No  |  Is platform profitable? N/A

High risk - high reward investment with rates around 20%. You invest in communities around Africa for food, water and to create jobs.No review000010-40%N/A3.2 2 reviews
4 stars (1 votes)
Visit platform5 USD2016USDAgricultural1-36 mN/AN/ASomalia (Mogadishu), Kenya (Nairobi)0N/A
22FinBee
FinBee seems to be a true P2P platform. Reading from others, it require some experience and time to invest to have good results.Do I invest? No  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 0.0 out of 0 reviews  |  Interest rate: 11-27%  |  Default rate: N/A  |  More details
Minimum investment: 5 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Personal, Business  |  Loans terms: 1-60 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Lithuania (Vilnius)  |  Legal location: Lithuania (Vilnius)  |  Two factor authentication: No  |  Is platform profitable? N/A

FinBee seems to be a true P2P platform. Reading from others, it require some experience and time to invest to have good results.No review001111-27%N/A0.0 0 reviews
0 stars (0 votes)
Visit platform5 EUR2015EURPersonal, Business1-60 mN/AN/ALithuania (Vilnius)0N/A
23Debitum
Beatifully designed but with a rather low average rate (around 8%) and no secondary market. The risk/reward ratio doesn't look good.Do I invest? No  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 4.0 out of 4 reviews  |  Interest rate: 7.71%  |  Default rate: 0%  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Business, Invoice financing  |  Loans terms: 1-24 m  |  Loans volume (EUR): 9.6m  |  Investors number: 3.513  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

Beatifully designed but with a rather low average rate (around 8%) and no secondary market. The risk/reward ratio doesn't look good.No review01107.71%0%4.0 4 reviews
0 stars (0 votes)
Visit platform10 EUR2017EURBusiness, Invoice financing1-24 m9.6m3.513Latvia (Riga)1N/A
24Rendity
Real estate projects from Austria and Germany with subordinated loans and 6% average returns. Good to diversify away from the baltics platforms.Do I invest? Yes  |  Risk protection: No  |  Auto invest: No  |  Secondary market: Yes  |  Trustpilot score: 4.1 out of 8 reviews  |  Interest rate: 6%  |  Default rate: 0%  |  More details
Minimum investment: 500 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Real estate  |  Loans terms: 1-48 m  |  Loans volume (EUR): 21m  |  Investors number: 1.988  |  Office(s): Austria (Vienna), Germany (Munich)  |  Legal location: Austria (Vienna), Germany (Munich)  |  Two factor authentication: No  |  Is platform profitable? N/A

Real estate projects from Austria and Germany with subordinated loans and 6% average returns. Good to diversify away from the baltics platforms.No review1000.56%0%4.1 8 reviews
4 stars (1 votes)
25€ bonus500 EUR2015EURReal estate1-48 m21m1.988Austria (Vienna), Germany (Munich)0N/A
25Trine
Not the most profitable investment, however, you get the opportunity to help people, the environment and make decent money.Do I invest? Yes  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 4.0 out of 7 reviews  |  Interest rate: 7.7%  |  Default rate: 1.4%  |  More details
Minimum investment: 25 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Business  |  Loans terms: 1-60 m  |  Loans volume (EUR): 29m  |  Investors number: 9.912  |  Office(s): Sweden (Gothenburg)  |  Legal location: Sweden (Gothenburg)  |  Two factor authentication: No  |  Is platform profitable? N/A

Not the most profitable investment, however, you get the opportunity to help people, the environment and make decent money.No review10.5107.7%1.4%4.0 7 reviews
4 stars (1 votes)
10€ bonus25 EUR2015EURBusiness1-60 m29m9.912Sweden (Gothenburg)0N/A

5 Comments

  1. Mintos is ok buyback(60 days), Crowdestate some problems,no buyback, more delay payments… Fastinvest the best buyback(3 days)

    1. Hi Alex,
      I’ve check it and looks good to me. Would you mind letting me know what problem you had with it?
      Best,
      Marius

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