Last updated: December 4, 2019

I am thrilled to introduce the P2P Platforms Helper. It's an online tool that has everything you need to choose the best lending platforms. Along with the basic and more advanced info, you can also see which bloggers invest in them and for some, their opion with links to reviews. You can vote your favorite platforms and see how others voted as well. Check out the below to learn more.

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  • What is the P2P Platforms Helper?
    It’s an online tool that functions like a comparator and has everything you need to choose the best lending platforms from continental Europe. You can filter and sort them until you end up with a list that suits your wants and needs. Read the introduction post to learn more.

  • Why P2P Platforms Helper?
    Finding the next lending platform to invest in requires a lot of time and research work. As I’m (still) a lazy person 😀 I looked for ways to make it much more easier for myself and save me time in the future. Additionally, when you have everything structured it makes it no brainer to compare the data and make informed decisions.

  • There are a few other sites where you can see rankings for platforms. How is this different?
    • Most of existing comparators don’t have the majority of platforms, so you may be missing some good ones. My tool contains over 30 platforms, and planning to add more.
    • Focus on other people opinions and experience. If I see someone complaining of a platform, and the general feeling is to stay away, then I will stay away. In general you need to do a lot of your research to gather that information. This tool is trying to cover this through a vote system and exposing data from other bloggers like me.
    • I gathered and show all sort of data in the effort to have a complete picture. I even show links to financial reports if they are available.

  • Can I trust the data is up to date and accurate?
    Yes. I am doing my best to keep this data updated. If you notice something that doesn’t make sense, send me a message.

  • What are the Predefined filters?
    It’s a way to quickly select the top rated platforms (top rated – according to my own somehow subjective opinion), or platforms I am personally invested. So feel free to further more adjust the filters. They are just a quick way to get you started.

  • Can I do advanced filtering?
    Yes, you can. Clicking on the Filters button below will reveal a set of filters for you to use.

  • You are missing somehow important information about each platform.
    By default the table shows only the most important information to keep it easy to use which means some columns are hidden. You can use the Columns button to display additional columns in the table.

  • Who owns the data presented here?
    The data is taken from the respective websites of each platform, websites of bloggers like me, Trustpilot, etc… This tool just aggregates everything and makes it easy to consume.

  • History of changes and improvements
    • November 15, 2019 – initial launch

Let me know in the comments what you think about P2P Platforms Helper. If you liked it, I would also appreciate if you share it with others.


Initializing the table, please wait...

Predefined filters: 
IDPlatformMy opinionLearn moreDo I invest?Who else
invests?
Risk protection Auto
invest
Sec.
market
Interest
rate %
Default
rate %
Trustpilot
score
Visitors score (Vote!) Sign up bonusMinimum
investment
Launch
year
CurrenciesLoan typesLoans termsLoans volume (EUR)Investors numberOffice(s)Legal locationTwo factor
authentication
Is platform
profitable?
0Mintos
Mintos is my #1 recommendation, the leader in continental Europe and most stable platform of all.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.3 out of 977 reviews  |  Interest rate: 11.90%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR, GBP, CZK, DKK, GEL, KZT, MXN, PLN, RON, RUB, SEK, USD  |  Loan types: Personal, Short-term, Car, Business, Mortgage, Agricultural, Invoice financing, Pawnbroking  |  Loans terms: 1-72 m  |  Loans volume (EUR): 3856m  |  Investors number: 208.152  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: Yes  |  Is platform profitable? Yes

Mintos is my #1 recommendation, the leader in continental Europe and most stable platform of all.My review120 bloggers11111.90%N/A4.3 977 reviews
4.5 stars (11 votes)
0.5% bonus10 EUR2015EUR, GBP, CZK, DKK, GEL, KZT, MXN, PLN, RON, RUB, SEK, USDPersonal, Short-term, Car, Business, Mortgage, Agricultural, Invoice financing, Pawnbroking1-72 m3856m208.152Latvia (Riga)11
1Envestio
Envestio is a high risk, high reward platform so treat it accordingly. I would appreciate more transparency for how the Buyback Guarantee works.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.6 out of 56 reviews  |  Interest rate: 18.29%  |  Default rate: 0%  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Business, Real estate  |  Loans terms: 1-24 m  |  Loans volume (EUR): 29m  |  Investors number: 11.853  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

Envestio is a high risk, high reward platform so treat it accordingly. I would appreciate more transparency for how the Buyback Guarantee works.No review120 bloggers110.518.29%0%3.6 56 reviews
5 stars (3 votes)
5€ 0.5% bonus10 EUR2017 EURBusiness, Real estate1-24 m 29m11.853Estonia (Tallinn)0N/A
2Grupeer
One of my favourite platforms, Grupeer is very similar to Mintos. I like their focus on real estate devolpment projects that come with Buyback Guarantee.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.8 out of 90 reviews  |  Interest rate: 13.27%  |  Default rate: 0%  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Real estate, Business, Mortgage  |  Loans terms: 1-72 m  |  Loans volume (EUR): 56m  |  Investors number: 19.062  |  Office(s): Latvia (Riga)  |  Legal location: Ireland (Dublin)  |  Two factor authentication: No  |  Is platform profitable? No

One of my favourite platforms, Grupeer is very similar to Mintos. I like their focus on real estate devolpment projects that come with Buyback Guarantee.My review119 bloggers11013.27%0%3.8 90 reviews
4.2 stars (5 votes)
Visit platform10 EUR2017EURReal estate, Business, Mortgage1-72 m56m19.062Latvia (Riga)00
2018 report
3Fast Invest
Promising platform with a clean design. The main complain is lack of transparency, as they don't disclose data about their loan originators.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.4 out of 420 reviews  |  Interest rate: 9-16%  |  Default rate: N/A  |  More details
Minimum investment: 1 EUR  |  Launch year: 2015  |  Currencies: EUR, PLN  |  Loan types: Personal  |  Loans terms: 1-12 m  |  Loans volume (EUR): 13m  |  Investors number: 30.000   |  Office(s): Lithuania (Kaunas)  |  Legal location: UK (London)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

Promising platform with a clean design. The main complain is lack of transparency, as they don't disclose data about their loan originators.No review117 bloggers110.59-16%N/A4.4 420 reviews
4.3 stars (4 votes)
Visit platform1 EUR2015EUR, PLNPersonal1-12 m13m30.000 Lithuania (Kaunas)1N/A
4Crowdestor
Crowdestor is a high risk - high reward platform with lots of projects lately. It seems to be the favourite of many people.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: No  |  Secondary market: No  |  Trustpilot score: 4.1 out of 10 reviews  |  Interest rate: 9.5-36%  |  Default rate: 0%  |  More details
Minimum investment: 50 EUR  |  Launch year: 2018  |  Currencies: EUR  |  Loan types: Business, Real estate  |  Loans terms: 1-24 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Latvia (Riga)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

Crowdestor is a high risk - high reward platform with lots of projects lately. It seems to be the favourite of many people.No review115 bloggers1009.5-36% 0%4.1 10 reviews
5 stars (4 votes)
0.5% bonus50 EUR2018EURBusiness, Real estate1-24 mN/AN/ALatvia (Riga)1N/A
5Crowdestate
Classic real estate platform. Recently people started to complain on delayed projects and lack of communication. I will personally stay away for now.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.1 out of 6 reviews  |  Interest rate: 17.71%  |  Default rate: 0%  |  More details
Minimum investment: 100 EUR  |  Launch year: 2014  |  Currencies: EUR  |  Loan types: Real estate, Mortgage, Invoice financing  |  Loans terms: 1-36 m  |  Loans volume (EUR): 39m  |  Investors number: 39.670  |  Office(s): Estonia (Tallinn), Italy (Milan), Georgia (Tbilisi)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: Yes  |  Is platform profitable? Yes

Classic real estate platform. Recently people started to complain on delayed projects and lack of communication. I will personally stay away for now.No review014 bloggers01117.71% 0% 3.1 6 reviews
4 stars (3 votes)
Visit platform100 EUR2014EURReal estate, Mortgage, Invoice financing1-36 m39m39.670Estonia (Tallinn), Italy (Milan), Georgia (Tbilisi)11
2018 report
6Robocash
Probably the most easy to use platform. I was invested long time ago, but due to severe cash drag problems I decided to exit. Still is worth considering it.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.7 out of 16 reviews  |  Interest rate: 12%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Short-term  |  Loans terms: 1-30 days  |  Loans volume (EUR): 58m  |  Investors number: N/A  |  Office(s): N/A  |  Legal location: Croatia (Zagreb)  |  Two factor authentication: Yes  |  Is platform profitable? Yes

Probably the most easy to use platform. I was invested long time ago, but due to severe cash drag problems I decided to exit. Still is worth considering it.No review013 bloggers11012%N/A3.7 16 reviews
4.3 stars (3 votes)
Visit platform10 EUR2017EURShort-term1-30 days58mN/AN/A11
7Kuetzal
I don't have a strong opinion yet on Kuetzal. For now, I will just monitor the platform without investing any funds.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: No  |  Secondary market: Yes  |  Trustpilot score: 4.1 out of 9 reviews  |  Interest rate: 6-21%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2018  |  Currencies: EUR  |  Loan types: Business, Real estate  |  Loans terms: 1-48 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Latvia (Riga), Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

I don't have a strong opinion yet on Kuetzal. For now, I will just monitor the platform without investing any funds.No review011 bloggers100.56-21%N/A4.1 9 reviews
4.5 stars (2 votes)
Visit platform10 EUR2018EURBusiness, Real estate1-48 mN/AN/ALatvia (Riga), Estonia (Tallinn)0N/A
8Swaper
Promising platform that I am trying it out, but cash drag seems a major problem. Is taking a long time to invest a really small amount.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.4 out of 6 reviews  |  Interest rate: 10-15%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Development, Business, Mortgage, Car, Personal  |  Loans terms: 1-60 m  |  Loans volume (EUR): 88m  |  Investors number: 3014  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

Promising platform that I am trying it out, but cash drag seems a major problem. Is taking a long time to invest a really small amount.No review112 bloggers11010-15%N/A3.4 6 reviews
4 stars (1 votes)
2% bonus10 EUR2017EURDevelopment, Business, Mortgage, Car, Personal1-60 m88m3014Estonia (Tallinn)0N/A
9EstateGuru
It seems a solid platform. Recently they also added a secondary market. Will try to learn more and make a decision if I should invest or not.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.4 out of 30 reviews  |  Interest rate: 12.02%  |  Default rate: 3.9%  |  More details
Minimum investment: 50 EUR  |  Launch year: 2014  |  Currencies: EUR  |  Loan types: Real estate, Mortgage, Invoice financing  |  Loans terms: 1-18 m  |  Loans volume (EUR): 158m  |  Investors number: 33.917  |  Office(s): Estonia (Tallinn), Italy (Milan), Latvia (Riga), Lithuania (Vilnius), UK (London)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

It seems a solid platform. Recently they also added a secondary market. Will try to learn more and make a decision if I should invest or not.No review09 bloggers01112.02% 3.9% 3.4 30 reviews
4 stars (1 votes)
0.5% bonus50 EUR2014EURReal estate, Mortgage, Invoice financing1-18 m158m33.917Estonia (Tallinn), Italy (Milan), Latvia (Riga), Lithuania (Vilnius), UK (London)1N/A
10Peerberry
Very similar to Mintos, but without a secondary market. Otherwise they are ok, although due to my strict rules I have a rather low return so far.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 4.2 out of 10 reviews  |  Interest rate: 11.54%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Short-term, Car, Real estate, Installment  |  Loans terms: 1-36 m  |  Loans volume (EUR): 158m  |  Investors number: 15.360   |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

Very similar to Mintos, but without a secondary market. Otherwise they are ok, although due to my strict rules I have a rather low return so far.No review110 bloggers11011.54%N/A4.2 10 reviews
4 stars (3 votes)
Visit platform10 EUR2017EURShort-term, Car, Real estate, Installment1-36 m158m15.360 Latvia (Riga)1N/A
11Viainvest
No secondary market, but they do have a Buyback Guarantee function and most of their loans are short-term.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.0 out of 9 reviews  |  Interest rate: 11%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2016  |  Currencies: EUR  |  Loan types: Short-term, Installment, Credit line  |  Loans terms: 0-30 days  |  Loans volume (EUR): 130m  |  Investors number: 13.175  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? Yes

No secondary market, but they do have a Buyback Guarantee function and most of their loans are short-term.No review08 bloggers110.511%N/A4.0 9 reviews
4 stars (1 votes)
Visit platform10 EUR2016EURShort-term, Installment, Credit line0-30 days130m13.175Latvia (Riga)01
Financial
reports
12Bondora
Bondora is a controversial platform and the only one where I lost money. I left since then. If you want to try it, go for Bongora Go & Grow.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.8 out of 7,006 reviews  |  Interest rate: N/A  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2008  |  Currencies: EUR  |  Loan types: Personal  |  Loans terms: 1-60 m  |  Loans volume (EUR): 299m  |  Investors number: 70.000   |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? Yes

Bondora is a controversial platform and the only one where I lost money. I left since then. If you want to try it, go for Bongora Go & Grow.No review07 bloggers011N/A N/A4.8 7,006 reviews
2.3 stars (3 votes)
5€ bonus10 EUR2008EURPersonal1-60 m299m70.000 Estonia (Tallinn)01
Learn more
13Bulkestate
I am currently considering to invest in Bulkestate. I just need to learn more about it and make a final decision. Thinking about EstateGuru as well.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 0.0 out of 0 reviews  |  Interest rate: 15.23%  |  Default rate: 0%  |  More details
Minimum investment: 50 EUR  |  Launch year: 2016  |  Currencies: EUR  |  Loan types: Real estate  |  Loans terms: 1-24 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? Yes

I am currently considering to invest in Bulkestate. I just need to learn more about it and make a final decision. Thinking about EstateGuru as well.No review07 bloggers01015.23% 0%0.0 0 reviews
0 stars (0 votes)
Visit platform50 EUR2016EURReal estate1-24 mN/AN/AEstonia (Tallinn)01
14Reinvest24
It's a relatively new platform. I don't like that you need to pay a 2% fee for making an investment. I will monitor it, but won't make an investment yet.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: No  |  Secondary market: No  |  Trustpilot score: 4.0 out of 4 reviews  |  Interest rate: 14.6%  |  Default rate: N/A  |  More details
Minimum investment: 100 EUR  |  Launch year: 2018  |  Currencies: EUR  |  Loan types: Real estate  |  Loans terms: N/A  |  Loans volume (EUR): 12m  |  Investors number: N/A  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

It's a relatively new platform. I don't like that you need to pay a 2% fee for making an investment. I will monitor it, but won't make an investment yet.No review07 bloggers00014.6% N/A4.0 4 reviews
0 stars (0 votes)
Visit platform100 EUR2018EURReal estateN/A12mN/AEstonia (Tallinn)0N/A
15Monethera
High risk platform with little track record. I will keep an eye on it, but for now I chose not to invest.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: No  |  Secondary market: Yes  |  Trustpilot score: 3.9 out of 11 reviews  |  Interest rate: 18.5%  |  Default rate: N/A  |  More details
Minimum investment: 1 EUR  |  Launch year: 2019  |  Currencies: EUR  |  Loan types: Business, Real estate  |  Loans terms: 1-18 m  |  Loans volume (EUR): 3m  |  Investors number: 1.627  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

High risk platform with little track record. I will keep an eye on it, but for now I chose not to invest.No review06 bloggers100.518.5%N/A3.9 11 reviews
5 stars (2 votes)
5€ 0.5% bonus1 EUR2019 EURBusiness, Real estate1-18 m3m1.627Estonia (Tallinn)1N/A
16Iuvo group
Iuvo group looks promising being very similar to Mintos, but there are some drawbacks like 1% on selling on secondary market.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.2 out of 269 reviews  |  Interest rate: 5-15%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2016  |  Currencies: EUR, BGN, RON, PLN  |  Loan types: Personal, Short-term, Business, Mortgage, Car  |  Loans terms: 1-36 m  |  Loans volume (EUR): 89m  |  Investors number: 15.639  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

Iuvo group looks promising being very similar to Mintos, but there are some drawbacks like 1% on selling on secondary market.No review14 bloggers1115-15%N/A4.2 269 reviews
4.7 stars (3 votes)
Visit platform10 EUR2016EUR, BGN, RON, PLNPersonal, Short-term, Business, Mortgage, Car1-36 m89m15.639Estonia (Tallinn)0N/A
17Flender
Flender looks interesting for diversification purposes. They are doing business in Ireland. I will consider investing in the future.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.2 out of 5 reviews  |  Interest rate: 6.45-15.9%  |  Default rate: 0.7%  |  More details
Minimum investment: 50 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Business  |  Loans terms: 1-36 m  |  Loans volume (EUR): 14m  |  Investors number: 4.517  |  Office(s): Ireland (Dublin)  |  Legal location: Ireland (Dublin)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

Flender looks interesting for diversification purposes. They are doing business in Ireland. I will consider investing in the future.No review04 bloggers0106.45-15.9%0.7%3.2 5 reviews
3.5 stars (2 votes)
Visit platform50 EUR2017EURBusiness1-36 m14m4.517Ireland (Dublin)1N/A
18Lenndy
Lenndy is similar to Mintos, but with no traditional secondary market. There are a few investors who are complaining about a big rate of late loans.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.5 out of 2 reviews  |  Interest rate: 12.28%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Personal, Mortgage, Car, Invoice financing  |  Loans terms: 1-60 m  |  Loans volume (EUR): 30m  |  Investors number: 6.928  |  Office(s): Lithuania (Vilnius)  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? N/A

Lenndy is similar to Mintos, but with no traditional secondary market. There are a few investors who are complaining about a big rate of late loans.No review04 bloggers110.512.28%N/A3.5 2 reviews
0 stars (0 votes)
10€ bonus10 EUR2015EURPersonal, Mortgage, Car, Invoice financing1-60 m30m6.928Lithuania (Vilnius)0N/A
19Bondster
A Czech platform with good potential for diversification. My feeling is not very positive so far, with no response from the customer support on my email.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 4.1 out of 10 reviews  |  Interest rate: 12.4%  |  Default rate: 0.05%  |  More details
Minimum investment: 5 EUR  |  Launch year: 2017  |  Currencies: EUR, CZK  |  Loan types: Personal, Short-term, Mortgage, Car, Loan financing, Business, Agricultural  |  Loans terms: 1-60 m  |  Loans volume (EUR): 27m  |  Investors number: 7.682  |  Office(s): Czechia (Prague)  |  Legal location: Czechia (Prague)  |  Two factor authentication: No  |  Is platform profitable? N/A

A Czech platform with good potential for diversification. My feeling is not very positive so far, with no response from the customer support on my email.No review04 bloggers11012.4%0.05%4.1 10 reviews
0 stars (0 votes)
1% bonus5 EUR2017EUR, CZKPersonal, Short-term, Mortgage, Car, Loan financing, Business, Agricultural1-60 m27m7.682Czechia (Prague)0N/A
20Viventor
An interesting platform, very similar to Mintos. Will keep an eye on it. If you do decide to invest, stay away from Aforti loan originator.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.1 out of 15 reviews  |  Interest rate: 6-16%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Business, Mortgage, Personal, Invoice financing  |  Loans terms: 1-60 m  |  Loans volume (EUR): 108m  |  Investors number: 6.877  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? N/A

An interesting platform, very similar to Mintos. Will keep an eye on it. If you do decide to invest, stay away from Aforti loan originator.No review04 bloggers1116-16%N/A3.1 15 reviews
3 stars (1 votes)
Visit platform10 EUR2015EURBusiness, Mortgage, Personal, Invoice financing1-60 m108m6.877Latvia (Riga)0N/A
21Wisefund
Although a young platform, Wisefund looks really promising. Currently trying it out and will see how it goes.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: No  |  Secondary market: Yes  |  Trustpilot score: 4.4 out of 12 reviews  |  Interest rate: 18.07%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2019  |  Currencies: EUR  |  Loan types: Business  |  Loans terms: 1-14 m  |  Loans volume (EUR): 2.8m  |  Investors number: 1.468  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

Although a young platform, Wisefund looks really promising. Currently trying it out and will see how it goes.No review15 bloggers100.518.07%N/A4.4 12 reviews
4.7 stars (3 votes)
0.5% bonus10 EUR2019EURBusiness1-14 m2.8m1.468Estonia (Tallinn)0N/A
22DoFinance
The platform design seems rather confusing. I will keep monitor it, but I don't expect to invest soon.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.9 out of 16 reviews  |  Interest rate: 4-12%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Short-term  |  Loans terms: 1-60 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? N/A

The platform design seems rather confusing. I will keep monitor it, but I don't expect to invest soon.No review04 bloggers1104-12%N/A3.9 16 reviews
0 stars (0 votes)
Visit platform10 EUR2015EURShort-term1-60 mN/AN/ALatvia (Riga)0N/A
23NEOfinance
No strong opinion about it, but I find interesting the way Buyback Guarantee works along with the Provision Fund. It gives room for higher returns.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.2 out of 51 reviews  |  Interest rate: 17.37%  |  Default rate: N/A  |  More details
Minimum investment: 10 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Personal, Car, Mortgage  |  Loans terms: 1-60 m  |  Loans volume (EUR): 41m  |  Investors number: 8.818  |  Office(s): Lithuania (Vilnius)  |  Legal location: Lithuania (Vilnius)  |  Two factor authentication: No  |  Is platform profitable? No

No strong opinion about it, but I find interesting the way Buyback Guarantee works along with the Provision Fund. It gives room for higher returns.No review04 bloggers11117.37%N/A4.2 51 reviews
0 stars (0 votes)
20€ bonus10 EUR2015EURPersonal, Car, Mortgage1-60 m41m8.818Lithuania (Vilnius)00
2018 report
24Housers
I currently have mixed feelings about Housers. They also seem to have fees for investing. For now I am staying away but will monitor it.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: No  |  Secondary market: No  |  Trustpilot score: 2.2 out of 67 reviews  |  Interest rate: 9.33%  |  Default rate: N/A  |  More details
Minimum investment: 50 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Real estate  |  Loans terms: 1-120 m  |  Loans volume (EUR): 104m  |  Investors number: 114.667  |  Office(s): Spain (Madrid), Spain (Valencia), Italy (Milan), Portugal (Lisbon)  |  Legal location: Spain (Madrid)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

I currently have mixed feelings about Housers. They also seem to have fees for investing. For now I am staying away but will monitor it.No review04 bloggers0009.33%N/A2.2 67 reviews
3 stars (1 votes)
Visit platform50 EUR2015EURReal estate1-120 m104m114.667Spain (Madrid), Spain (Valencia), Italy (Milan), Portugal (Lisbon)1N/A
25EvoEstate
A young promising platform. They analyze and list projects from others and also invest their own money in some of them.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 4.2 out of 7 reviews  |  Interest rate: 5-20%  |  Default rate: N/A  |  More details
Minimum investment: 50 EUR  |  Launch year: 2019  |  Currencies: EUR  |  Loan types: Real estate, Business  |  Loans terms: 1-60 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Estonia (Tallinn)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

A young promising platform. They analyze and list projects from others and also invest their own money in some of them.No review13 bloggers0115-20%N/A4.2 7 reviews
4 stars (1 votes)
15€ bonus50 EUR2019EURReal estate, Business1-60 mN/AN/AEstonia (Tallinn)1N/A
26Twino
The general sentiment is not very positive. A few bloggers don't recommend it. I haven't tried it myself, and probably will not do that for a while.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 3.4 out of 18 reviews  |  Interest rate: 8-12%  |  Default rate: 6.6%  |  More details
Minimum investment: 10 EUR  |  Launch year: 2009  |  Currencies: EUR  |  Loan types: Personal, Business, Invoice financing  |  Loans terms: 1-60 m  |  Loans volume (EUR): 583m  |  Investors number: 18.093  |  Office(s): Latvia (Riga), Poland, Russia, Georgia, Denmark, Spain, Kazakhstan  |  Legal location: Latvia (Riga)  |  Two factor authentication: No  |  Is platform profitable? Yes

The general sentiment is not very positive. A few bloggers don't recommend it. I haven't tried it myself, and probably will not do that for a while.No review04 bloggers110.58-12%6.6%3.4 18 reviews
3.5 stars (2 votes)
Visit platform10 EUR2009EURPersonal, Business, Invoice financing1-60 m583m18.093Latvia (Riga), Poland, Russia, Georgia, Denmark, Spain, Kazakhstan01
Financial
reports
27Agrikaab
High risk - high reward investment with rates around 20%. You invest in communities around Africa for food, water and to create jobs.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: No  |  Secondary market: No  |  Trustpilot score: 3.7 out of 1 reviews  |  Interest rate: 10-40%  |  Default rate: N/A  |  More details
Minimum investment: 5 USD  |  Launch year: 2016  |  Currencies: USD  |  Loan types: Agricultural  |  Loans terms: 1-36 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Somalia (Mogadishu), Kenya (Nairobi)  |  Legal location: N/A  |  Two factor authentication: No  |  Is platform profitable? N/A

High risk - high reward investment with rates around 20%. You invest in communities around Africa for food, water and to create jobs.No review03 bloggers00010-40%N/A3.7 1 reviews
4 stars (1 votes)
Visit platform5 USD2016USDAgricultural1-36 mN/AN/ASomalia (Mogadishu), Kenya (Nairobi)0N/A
28FinBee
I would say that FinBee it's a true P2P platform, and would require some experience and time to invest to have good results.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: Yes  |  Secondary market: Yes  |  Trustpilot score: 0.0 out of 0 reviews  |  Interest rate: 11-27%  |  Default rate: N/A  |  More details
Minimum investment: 5 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Personal, Business  |  Loans terms: 1-60 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Lithuania (Vilnius)  |  Legal location: Lithuania (Vilnius)  |  Two factor authentication: No  |  Is platform profitable? N/A

I would say that FinBee it's a true P2P platform, and would require some experience and time to invest to have good results.No review03 bloggers01111-27%N/A0.0 0 reviews
0 stars (0 votes)
Visit platform5 EUR2015EURPersonal, Business1-60 mN/AN/ALithuania (Vilnius)0N/A
29TFGCrowd
New platform that I will monitor it. They seem to invest their own money in some of the real estate projects.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: No  |  Secondary market: No  |  Trustpilot score: 4.6 out of 32 reviews  |  Interest rate: 10-15%  |  Default rate: N/A  |  More details
Minimum investment: 100 EUR  |  Launch year: 2019  |  Currencies: EUR  |  Loan types: Business, Mortgage, Real estate, Invoice financing  |  Loans terms: 1-12 m  |  Loans volume (EUR): N/A  |  Investors number: N/A  |  Office(s): Estonia (Tallinn), Latvia (Riga), UK (London)  |  Legal location: Estonia (Tallinn)  |  Two factor authentication: No  |  Is platform profitable? N/A

New platform that I will monitor it. They seem to invest their own money in some of the real estate projects.No review03 bloggers10010-15%N/A4.6 32 reviews
0 stars (0 votes)
Visit platform100 EUR2019EURBusiness, Mortgage, Real estate, Invoice financing1-12 mN/AN/AEstonia (Tallinn), Latvia (Riga), UK (London)0N/A
30Debitum
Beatifully designed but with a rather low average rate (around 8%) and no secondary market. The risk/reward ratio doesn't look good.Do I invest? No  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 3.7 out of 2 reviews  |  Interest rate: 7.71%  |  Default rate: 0%  |  More details
Minimum investment: 10 EUR  |  Launch year: 2017  |  Currencies: EUR  |  Loan types: Business, Invoice financing  |  Loans terms: 1-24 m  |  Loans volume (EUR): 9.6m  |  Investors number: 3.327  |  Office(s): Latvia (Riga)  |  Legal location: Latvia (Riga)  |  Two factor authentication: Yes  |  Is platform profitable? N/A

Beatifully designed but with a rather low average rate (around 8%) and no secondary market. The risk/reward ratio doesn't look good.No review02 bloggers1107.71%0%3.7 2 reviews
0 stars (0 votes)
Visit platform10 EUR2017EURBusiness, Invoice financing1-24 m9.6m3.327Latvia (Riga)1N/A
31Rendity
Real estate projects from Austria and Germany with subordinated loans and 6% average returns. Good to diversify away from the baltics platforms.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: No  |  Auto invest: No  |  Secondary market: Yes  |  Trustpilot score: 3.8 out of 6 reviews  |  Interest rate: 6%  |  Default rate: 0%  |  More details
Minimum investment: 500 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Real estate  |  Loans terms: 1-48 m  |  Loans volume (EUR): 21m  |  Investors number: 1.988  |  Office(s): Austria (Vienna), Germany (Munich)  |  Legal location: Austria (Vienna), Germany (Munich)  |  Two factor authentication: No  |  Is platform profitable? N/A

Real estate projects from Austria and Germany with subordinated loans and 6% average returns. Good to diversify away from the baltics platforms.No review1No bloggers000.56%0%3.8 6 reviews
4 stars (1 votes)
25€ bonus500 EUR2015EURReal estate1-48 m21m1.988Austria (Vienna), Germany (Munich)0N/A
32Trine
Not the most profitable investment, however, you get the opportunity to help people, the environment and make decent money.Do I invest? Yes  |  Who else invests? 9 bloggers  |  Risk protection: Buyback guarantee  |  Auto invest: Yes  |  Secondary market: No  |  Trustpilot score: 4.1 out of 6 reviews  |  Interest rate: 7.7%  |  Default rate: 1.4%  |  More details
Minimum investment: 25 EUR  |  Launch year: 2015  |  Currencies: EUR  |  Loan types: Business  |  Loans terms: 1-60 m  |  Loans volume (EUR): 29m  |  Investors number: 9.912  |  Office(s): Sweden (Gothenburg)  |  Legal location: Sweden (Gothenburg)  |  Two factor authentication: No  |  Is platform profitable? N/A

Not the most profitable investment, however, you get the opportunity to help people, the environment and make decent money.No review11 bloggers0.5107.7%1.4%4.1 6 reviews
4 stars (1 votes)
10€ bonus25 EUR2015EURBusiness1-60 m29m9.912Sweden (Gothenburg)0N/A

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