Last updated: August 1, 2019

I have started my peer to peer lending portfolio in September 2017, and since then I have learned a ton. Take a quick look below to see how I am doing.

Current portfolio value 11.509€
Total interest since start 2.847€
Monthly cashflow 125€
Annualized return since start 13.64%
Returns per platform

Platform allocation

The current platform allocation for my portfolio. I am currently too much exposed on Grupeer, and this is something I will try to resolve in the upcoming months to achieve a better diversification.

Portfolio value

The evolution of portfolio showing total value and interest over time. The yellow line represents the interest accumulated. I have done a downsize in the second part of 2018 to better suit my risk profile and P2P allocation in my overall investment portfolio.

Rollover or tap for more details

Portfolio deposits and withdrawals

You can also take a look over deposits (with blue) and withdrawals (with red). For making things easy to understand, I skipped the months where there was no transaction.

Rollover or tap for more details

The actual data

And here is the full data, if you are interested.

July 2019

PlatformReturnIncomeValue
Mintos12,14%28,52€2.683,94€
Grupeer14,58%80,46€7.304,47€
Envestio16,65%9,34€748,18€
Crowdestor13,58%5,49€467,78€
Peerberry7,40%2,1€305,03€
TOTAL13,64%125,91€11.509,40€

June 2019

PlatformReturnIncomeValue
Mintos12,11%24,49€2.655,42€
Grupeer14,61%80,02€7.224,01€
Envestio16,82%8,63€738,84€
Crowdestor13,07%9,31€462,29€
Peerberry6,78%1,61€302,93€
TOTAL13,63%124,24€11.383,49€

May 2019

PlatformReturnIncomeValue
Mintos12,11%27,94€2.630,93€
Grupeer14,62%82,72€7.143,81€
Envestio17,28%9,91€730,21€
Crowdestor4,93%2,15€452,98€
Peerberry6,89%1,05€301,32€
TOTAL13,60%123,77€11.259,25€

April 2019

PlatformReturnIncomeValue
Mintos12,08%25,97€2.602,99€
Grupeer14,61%89,28€7.061,09€
Envestio17,20%9,05€720,30€
Crowdestor3,14%0,83€400,83€
Peerberry3,45%0,27€100,27€
TOTAL13,57%125,40€10.885,48€

March 2019

PlatformReturnIncomeValue
Mintos12,05%22,37€2.577,02€
Grupeer14,49%78,84€6.971,81€
Envestio17,67%5,31€711,25€
TOTAL13,48%106,52€10.260,08€

February 2019

PlatformReturnIncomeValue
Mintos12,09%23,38€2.554,65€
Grupeer14,50%79,35€6.892,97€
Envestio39,22%5,94€405,94€
TOTAL13,50%108,67€9.853,56€

January 2019

PlatformReturnIncomeValue
Mintos12,07%21,82€2.441,27€
Grupeer14,39%84,09€6.723,62€
TOTAL13,38%105,91€9.164,89€

December 2018

PlatformReturnIncomeValue
Mintos12,07%21,05€2.419,45€
Grupeer14,29%73,42€6.639,53€
TOTAL13,32%94,47€9.058,98€

November 2018

PlatformReturnIncomeValue
Mintos12,14%19,49€2.398,40€
Grupeer14,31%75,29€6.566,11€
TOTAL13,33%94,78€8.964,51€

October 2018

PlatformReturnIncomeValue
Mintos12,20%21,50€2.378,91€
Grupeer14,25%84,48€6.490,82€
Bondora-3,24%0,2€2,7€
TOTAL11,93%
106,18€8.872,43€

September 2018

PlatformReturnIncomeValue
Mintos12,23%22,32€2.357,41€
Grupeer14,04%73,94€6.406,34€
Bondora-3,34%-134,42€967,5€
Robocash12,5%3,35€3,11€
TOTAL11,93%
-34,81€9.734,36€

August 2018

PlatformReturnIncomeValue
Mintos12,23%37,65€2.335,09€
Grupeer13,93%73,86€6.332,40€
Bondora11,52%10,7€1.101,92€
Robocash12,42%8,71€177,22€
TOTAL12,84%130,92€9.946,63€

July 2018

PlatformReturnIncomeValue
Mintos12,04%49,42€5.529,44€
Grupeer13,84%74,23€6.258,54€
Bondora11,45%8,8€1.091,22€
Robocash12,28%12,9€648,1€
TOTAL12,68%145,35€13.527,3€

June 2018

PlatformReturnIncomeValue
Mintos12,13%50,25€ 5.490,02€
Grupeer13,70%72,02€6.184,31€
Bondora11,62%10,16€1.082,42€
Robocash12,60%24,77€2.757,97€
TOTAL12,75%157,20€15.514,72€

May 2018

PlatformReturnIncomeValue
Mintos12,17%48,39€5.439,77€
Grupeer13,49%69,78€6.112,29€
Bondora11,55%10,89€1.072,26€
Robocash12,68%33,56€2.733,2€
TOTAL12,70%162,62€15.357,52€

April 2018

PlatformReturnIncomeValue
Mintos12,31%51,46€5.391,38€
Grupeer13,34%68,48€6.042,51€
Bondora11,36%9,99€1.061,37€
Robocash12,44%23,16€2.699,64€
TOTAL12,62%153,09€15.194,90€

March 2018

PlatformReturnIncomeValue
Mintos12,30%47,70€5.339,92€
Grupeer13,07%36,33€5.974,03€
Bondora11,22%10,47€1.051,38€
Robocash12,56%32,47€2.676,48€
TOTAL12,55%126,97€15.041,81€

February 2018

PlatformReturnIncomeValue
Mintos12,50%47,63€5.292,22€
Grupeer14,35%64,59€5.937,70€
Bondora10,94%6,78€1.040,91€
Robocash12,28%35,86€2.644,01€
TOTAL12,90%154,86€14.914,84€

January 2018

PlatformReturnIncomeValue
Mintos12,50%57,72€5.244,59€
Grupeer14,11%63,27€5.873,11€
Bondora11,45%3,65€1.034,13€
Robocash11,84%36,91€3.683,15€
TOTAL12,69%161,55€15.834,98€

December 2017

PlatformReturnIncomeValue
Mintos12,13%71,24€5.186,87€
Grupeer14,31%64,13€5.809,84€
Bondora14,30%18,95€1.030,48€
Robocash11,71%28,58€3.646,24€
TOTAL12,65%182,90€15.673,43€

November 2017

PlatformReturnIncomeValue
Mintos10,19%59,64€5.115,63€
Grupeer14,52%49,20€5.745,71€
Bondora8,55%6,42€1.011,53€
Robocash12,15%49,2€3.617,66€
TOTAL11,85%
164,46€15.490,53€

October 2017

PlatformReturnIncomeValue
Mintos7,53%54,69€5.055,99€
Grupeer19,91%23,35€5.696,51€
Bondora9,26%5,11€1.005,11€
Robocash10,59%75,3€3.568,46€
TOTAL10,73%
158,45€
15.326,07€

September 2017

PlatformReturnIncomeValue
Mintos0,38%1,30€5.001,30€
Grupeer27,14%33,16€2.033,16€
Robocash6,76%33,16€7.133,16€
TOTAL7,09%
67,62€
14.167,62€

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>