Peer to Peer Guide Archives - The Smart Investor

Mintos Loan Originators – Rules How to Choose the Best of Them

17 August 2019August 20, 2019MariusPeer-to-Peer LendingAlternative Investments, Mintos, P2P Lending, P2P Risks, Peer to Peer Guide2 Comments

No matter if you are a new investor or someone with a little more experience, choosing Mintos loan originators is a painful process. And for good reasons.

When you have 60+ companies, from various countries, with different loan types and with so many other options to choose from is just overwhelming.

I know how it is. I felt that many times in the early days.

It was painful, and it took me a lot of time and many hours of research to figure it out.

But, I’ve made it!

And now I am happy to share all my learnings with you.

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Mintos Invest & Access Review (2019)

20 July 2019September 24, 2019MariusPeer-to-Peer LendingAlternative Investments, Mintos, P2P Lending, Peer to Peer Guide6 Comments

Mintos recently launched Invest & Access, the most simple way to invest on the platform and withdraw money when you need them.

And as people asked about it, I thought is time for me to write an in-depth review.

I am sure that many of the savvy investors already have a strong opinion on Invest & Access, so this post will be more helpful for someone who just started with Mintos. However, I am pretty positive anyone can learn something from it.

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How to Invest 10.000 EUR in P2P? 15 Bloggers Reveal Their Best Ways!

6 July 2019August 17, 2019MariusPeer-to-Peer LendingAlternative Investments, Grupeer, Mintos, P2P Lending, Peer to Peer Guide11 Comments

I decided to run an experiment so reached out to bloggers from the industry and asked them how to invest 10.000 EUR in P2P lending today if they would to have start all over again.

As this question gets asked a lot among new investors, I thought a post like this will serve them a good starting point. However, it will be equally useful for a more experienced investor to improve the platform allocation in their P2P portfolio. So I hope everyone will have something to learn from this.

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How Much Money You Should Invest in Peer-to-Peer Lending and Why?

21 June 2019August 17, 2019MariusPeer-to-Peer LendingAlternative Investments, P2P Lending, P2P Risks, Peer to Peer Guide14 Comments

I am still amazed how people are often making a rushed decision to invest in P2P lending while having no idea how much money is enough. They don’t fully understand in what they are getting into.

My goal is to try change that mindset.

Before investing in peer-to-peer there has to be a clear decision making process.

You’ll have to consider P2P as a part of a broader investment portfolio, along with stocks and bonds. You can’t be 100% invested in P2P.

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Grupeer Review 2019 – All You Need to Know to Get Started

17 June 2019September 24, 2019MariusPeer-to-Peer LendingAlternative Investments, Grupeer, Mintos, P2P Lending, Peer to Peer Guide2 Comments

In this post we will review Grupeer, one of the rising stars of the peer to peer lending industry.

I will show you how to get started and provide you the best tips and tricks based on my own experience I invest in Grupeer from 2017.

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Mintos Review 2019 – the Best Tips & How to Get Started

31 May 2019September 26, 2019MariusPeer-to-Peer LendingAlternative Investments, Mintos, P2P Lending, Peer to Peer GuideLeave a comment

In this new article I am going to review Mintos and teach you how to get started.

We will understand why is the best platform to start your P2P lending investments. You will learn the basics, but not just that. I will also share tips and tricks from my own experience so you’ll be up to a really good start.

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How to Transfer Money to Mintos with Revolut for Free – a Step-by-Step Guide

23 May 2019September 7, 2019MariusPeer-to-Peer LendingAlternative Investments, Mintos, P2P Lending, Peer to Peer Guide, RevolutLeave a comment

How to send money to Mintos with Revolut for free

In this post we are going to discuss how to easily transfer money to Mintos, and in general to any peer to peer platform at no cost.

This part can be complicated and intimidating, just because traditional banks are very expensive when it comes to international transfers.

Can you imagine paying 15 EUR (the minimum fee) for every single transfer? You’ve got it right, is not a joke. That’s exactly how much money I have to pay! Crazy, right?

That alone is a deal breaker for most people who are trying to invest in P2P. Diversification among platforms is really important so you need to find ways to cut down on fees.

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How Safe Is Peer-to-Peer Lending? An Unbiased View About Risks and How to Mitigate Them

17 May 2019August 17, 2019MariusPeer-to-Peer LendingAlternative Investments, P2P Lending, P2P Risks, Peer to Peer Guide2 Comments

There is so much debate around how safe is peer to peer lending with advocates on both sides. People either say is just crap and shady or that there is nothing to worry about, while others don’t even think about risks when making their first investment, being “brainwashed” by the high returns.

Let me tell you a story about the ones that are totally ignoring risks.

Last year, in November, I was doing my first presentation on peer to peer lending (and actually my first presentation in the front of a large audience – pretty scary stuff!). After the presentation, a few from the public approached me to share their experiences with P2P and ask me a few extra questions.

Guess what happened?

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What Is Peer-to-Peer Lending?

26 April 2019August 17, 2019MariusPeer-to-Peer LendingAlternative Investments, Grupeer, Mintos, P2P Lending, Peer to Peer GuideLeave a comment

Hello there, and welcome!

As I was saying above, this is the first blog post of a series where I am going to share my experience with investing in peer to peer lending, and the focus will be on European platforms.

If you already have good knowledge of what peer to peer lending is, then it will probably save you time skipping this post, and wait for the next one, where I will dive deep in the subject, as I am going to start talking about platforms, give you great tips, share strategies, and you know, all the goodies. Otherwise, carry on the reading.

I have started to invest in peer to peer lending in September 2017, and it has been a fun ride since then. I have had successes and also failures, I’ve made good money, but I have also lost some of them (not a lot, but a loss is a loss).

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